Jiangsu Zhangjiagang Rural Commercial Bank Co (SZSE:002839) OCF Yield %: 336.04 (As of Sep. 21, 2026) — 4381% Above Median

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SZSE:002839 Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd SZSE:002839
75 GF Score
Price ¥4.29
GF Value ¥4.01
Valuation Fairly Valued
! 4 Warning Signs
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What is Jiangsu Zhangjiagang Rural Commercial Bank Co OCF Yield %?

Jiangsu Zhangjiagang Rural Commercial Bank Co SZSE:002839 -0.23% 75 OCF Yield % is 336.04 as of Sep. 21, 2026, which is 4381% above its 10-year median of 7.50. GuruFocus rates SZSE:002839 with a GF Score™ of 75/100 and a GF Value™ of ¥4.01 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,487 Banks companies, Jiangsu Zhangjiagang Rural Commercial Bank Co ranks better than 99.26% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Jiangsu Zhangjiagang Rural Commercial Bank Co's Trailing 12-Month Cash Flow from Operations is ¥35,238 Mil, and Market Cap is ¥10,486 Mil. Therefore, Jiangsu Zhangjiagang Rural Commercial Bank Co's OCF Yield % for today is 336.04%.

The historical rank and industry rank for Jiangsu Zhangjiagang Rural Commercial Bank Co's OCF Yield % or its related term are showing as below:

SZSE:002839' s OCF Yield % Range Over the Past 10 Years
Min: -75.66   Med: 7.5   Max: 107.09
Current: 336.04


During the past 13 years, the highest OCF Yield % of Jiangsu Zhangjiagang Rural Commercial Bank Co was 107.09%. The lowest was -75.66%. And the median was 7.50%.

SZSE:002839's OCF Yield % is ranked better than
99.26% of 1487 companies
in the Banks industry
Industry Median: 9.13 vs SZSE:002839: 336.04

Jiangsu Zhangjiagang Rural Commercial Bank Co's OCF Margin % for the quarter that ended in Jun. 2026 was %.


Jiangsu Zhangjiagang Rural Commercial Bank Co OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Jiangsu Zhangjiagang Rural Commercial Bank Co OCF Yield % Related Terms


Jiangsu Zhangjiagang Rural Commercial Bank Co OCF Yield % Historical Data

* Premium members only.

The historical data trend for Jiangsu Zhangjiagang Rural Commercial Bank Co's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jiangsu Zhangjiagang Rural Commercial Bank Co OCF Yield % Chart

Jiangsu Zhangjiagang Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -312.71 -276.33 -249.38 -187.75 22.83

Jiangsu Zhangjiagang Rural Commercial Bank Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -272.00 -354.95 22.83 235.08 369.64

Jiangsu Zhangjiagang Rural Commercial Bank Co OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Jiangsu Zhangjiagang Rural Commercial Bank Co's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jiangsu Zhangjiagang Rural Commercial Bank Co OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Jiangsu Zhangjiagang Rural Commercial Bank Co's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Jiangsu Zhangjiagang Rural Commercial Bank Co's OCF Yield % falls into.


SZSE:002839
75GF Score
Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd SZSE:002839
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jiangsu Zhangjiagang Rural Commercial Bank Co OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Jiangsu Zhangjiagang Rural Commercial Bank Co's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=2550.04996986 / 11170.65653118
=22.83%

Jiangsu Zhangjiagang Rural Commercial Bank Co's annualized OCF Yield % for the quarter that ended in Jun. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=751.94095247 * 4 / 9532.9453986
=31.55%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 336.04 mean?
Jiangsu Zhangjiagang Rural Commercial Bank Co (SZSE:002839) has a OCF Yield % of 336.04 as of Sep. 21, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Jiangsu Zhangjiagang Rural Commercial Bank Co and its competitors. This is 4381% above median its historical median of 7.50. According to the industry distribution chart, Jiangsu Zhangjiagang Rural Commercial Bank Co ranks #11 out of 1487 companies in the Banks industry, placing it in the top 0.7%.
Is Jiangsu Zhangjiagang Rural Commercial Bank Co's OCF Yield % too high?
Jiangsu Zhangjiagang Rural Commercial Bank Co's current OCF Yield % of 336.04 is 4381% above median its 10-year median of 7.50. The Banks industry median OCF Yield % is 9.13. Jiangsu Zhangjiagang Rural Commercial Bank Co's value of 336.04 is 3580.6% above this industry median. Based on the distribution chart, Jiangsu Zhangjiagang Rural Commercial Bank Co ranks #11 out of 1487 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Jiangsu Zhangjiagang Rural Commercial Bank Co has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jiangsu Zhangjiagang Rural Commercial Bank Co's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Jiangsu Zhangjiagang Rural Commercial Bank Co ranks #11 out of 1487 companies for OCF Yield %. This places Jiangsu Zhangjiagang Rural Commercial Bank Co in the top 1% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.13. Jiangsu Zhangjiagang Rural Commercial Bank Co's value of 336.04 is 3580.6% above this benchmark. While the company's 10-year median is 7.50 vs. the industry median of 9.13, Jiangsu Zhangjiagang Rural Commercial Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.13, based on 1,487 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jiangsu Zhangjiagang Rural Commercial Bank Co's current OCF Yield % of 336.04 is 3580.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Jiangsu Zhangjiagang Rural Commercial Bank Co and its competitors. For the Banks industry, the median OCF Yield % is 9.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jiangsu Zhangjiagang Rural Commercial Bank Co's current OCF Yield % is 336.04, which is 4381% above median its own 10-year median of 7.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jiangsu Zhangjiagang Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Jiangsu Zhangjiagang Rural Commercial Bank Co (SZSE:002839) is currently considered Fairly Valued. The stock's GF Value™ is ¥4.01, compared to a current price of ¥4.29 — trading 7% above its estimated fair value. The current OCF Yield % is 336.04, which is 4381% above median its 10-year median of 7.50 and 3580.6% above the Banks industry median of 9.13. Jiangsu Zhangjiagang Rural Commercial Bank Co's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Jiangsu Zhangjiagang Rural Commercial Bank Co (SZSE:002839), the current OCF Yield % is 336.04 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jiangsu Zhangjiagang Rural Commercial Bank Co (SZSE:002839) Overvalued in 2026?

Based on GuruFocus' analysis, Jiangsu Zhangjiagang Rural Commercial Bank Co stock appears to be overvalued. The current stock price of ¥4.29 is trading 7% above its estimated GF Value™ of ¥4.01. GuruFocus considers Jiangsu Zhangjiagang Rural Commercial Bank Co to be Fairly Valued.

Key valuation signals for SZSE:002839:

  • OCF Yield %: 336.04 (4381% above median its 10-year median of 7.50)
  • GF Value™: ¥4.01 vs. price of ¥4.29 (7% above fair value)
  • GF Score™: 75/100 with 4 warning signs
  • Industry Position: 3580.6% above the Banks median (#11 of 1487)

No single metric tells the full story. See the SZSE:002839 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jiangsu Zhangjiagang Rural Commercial Bank Co Business Description

Address No.66 Ren Min Zhong Lu, Jiangsu Province, Zhangjiagang, CHN, 215600
Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd is engaged in providing banking products and services. It offers personal, business, internet and international banking products and services. The company also offers loans to small micro businesses.
75GF Score

Get the complete analysis for SZSE:002839

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥4.29
Price
¥4.01
GF Value