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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jiangsu Zhangjiagang Rural Commercial Bank Co FCF Margin % Chart
Jiangsu Zhangjiagang Rural Commercial Bank Co Annual Data
Jiangsu Zhangjiagang Rural Commercial Bank Co FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Jiangsu Zhangjiagang Rural Commercial Bank Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jiangsu Zhangjiagang Rural Commercial Bank Co FCF Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jiangsu Zhangjiagang Rural Commercial Bank Co (SZSE:002839) has a FCF Margin % of 66.05% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Jiangsu Zhangjiagang Rural Commercial Bank Co and its competitors. This is 275% above median its historical median of 17.62. According to the industry distribution chart, Jiangsu Zhangjiagang Rural Commercial Bank Co ranks #3 out of 1523 companies in the Banks industry, placing it in the top 0.2%.
Is Jiangsu Zhangjiagang Rural Commercial Bank Co's FCF Margin % too high?
Jiangsu Zhangjiagang Rural Commercial Bank Co's current FCF Margin % of 66.05% is 275% above median its 10-year median of 17.62. The Banks industry median FCF Margin % is 28.93. Jiangsu Zhangjiagang Rural Commercial Bank Co's value of 66.05% is 128.3% above this industry median. Based on the distribution chart, Jiangsu Zhangjiagang Rural Commercial Bank Co ranks #3 out of 1523 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Jiangsu Zhangjiagang Rural Commercial Bank Co has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jiangsu Zhangjiagang Rural Commercial Bank Co's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Jiangsu Zhangjiagang Rural Commercial Bank Co ranks #3 out of 1523 companies for FCF Margin %. This places Jiangsu Zhangjiagang Rural Commercial Bank Co in the top 0% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 28.93. Jiangsu Zhangjiagang Rural Commercial Bank Co's value of 66.05% is 128.3% above this benchmark. While the company's 10-year median is 17.62 vs. the industry median of 28.93, Jiangsu Zhangjiagang Rural Commercial Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 28.93, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jiangsu Zhangjiagang Rural Commercial Bank Co's current FCF Margin % of 66.05% is 128.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Jiangsu Zhangjiagang Rural Commercial Bank Co and its competitors. For the Banks industry, the median FCF Margin % is 28.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jiangsu Zhangjiagang Rural Commercial Bank Co's current FCF Margin % is 66.05%, which is 275% above median its own 10-year median of 17.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jiangsu Zhangjiagang Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Jiangsu Zhangjiagang Rural Commercial Bank Co (SZSE:002839) is currently considered Fairly Valued. The stock's GF Value™ is ¥4.01, compared to a current price of ¥4.29 — trading 7% above its estimated fair value. The current FCF Margin % is 66.05%, which is 275% above median its 10-year median of 17.62 and 128.3% above the Banks industry median of 28.93. Jiangsu Zhangjiagang Rural Commercial Bank Co's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Jiangsu Zhangjiagang Rural Commercial Bank Co (SZSE:002839), the current FCF Margin % is 66.05% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jiangsu Zhangjiagang Rural Commercial Bank Co (SZSE:002839) Overvalued in 2026?
Based on GuruFocus' analysis, Jiangsu Zhangjiagang Rural Commercial Bank Co stock appears to be overvalued.
The current stock price of ¥4.29 is trading 7% above its estimated GF Value™ of ¥4.01.
GuruFocus considers Jiangsu Zhangjiagang Rural Commercial Bank Co to be Fairly Valued.
Key valuation signals for SZSE:002839:
FCF Margin %: 66.05% (275% above median its 10-year median of 17.62)
GF Value™: ¥4.01 vs. price of ¥4.29 (7% above fair value)
Industry Position: 128.3% above the Banks median (#3 of 1523)
No single metric tells the full story. See the SZSE:002839 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd is engaged in providing banking products and services. It offers personal, business, internet and international banking products and services. The company also offers loans to small micro businesses.
75GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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