BTV Vier Lander Bank AG (WBO:BTS) E10: €4.02 (As of Mar. 2026)


WBO:BTS BTV Vier Lander Bank AG WBO:BTS
62 GF Score
Price €92.00
GF Value €65.50
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is BTV Vier Lander Bank AG E10?

BTV Vier Lander Bank AG WBO:BTS 62 E10 is €4.02 as of Mar. 2026. GuruFocus rates WBO:BTS with a GF Score™ of 62/100 and a GF Value™ of €65.50 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

BTV Vier Lander Bank AG's adjusted earnings per share data for the three months ended in Mar. 2026 was €1.330. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €4.02 for the trailing ten years ended in Mar. 2026.

During the past 12 months, BTV Vier Lander Bank AG's average E10 Growth Rate was -2.40% per year. During the past 3 years, the average E10 Growth Rate was 7.90% per year. During the past 5 years, the average E10 Growth Rate was 5.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of BTV Vier Lander Bank AG was 7.90% per year. The lowest was 2.10% per year. And the median was 2.70% per year.

As of today (2026-06-27), BTV Vier Lander Bank AG's current stock price is €92.00. BTV Vier Lander Bank AG's E10 for the quarter that ended in Mar. 2026 was €4.02. BTV Vier Lander Bank AG's Shiller PE Ratio of today is 22.89.

During the past 13 years, the highest Shiller PE Ratio of BTV Vier Lander Bank AG was 22.89. The lowest was 7.15. And the median was 9.51.


BTV Vier Lander Bank AG  (WBO:BTS) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

BTV Vier Lander Bank AG's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=92.00/4.02
=22.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of BTV Vier Lander Bank AG was 22.89. The lowest was 7.15. And the median was 9.51.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


BTV Vier Lander Bank AG E10 Related Terms


BTV Vier Lander Bank AG E10 Historical Data

* Premium members only.

The historical data trend for BTV Vier Lander Bank AG's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BTV Vier Lander Bank AG E10 Chart

BTV Vier Lander Bank AG Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.18 3.28 3.54 3.88 4.12

BTV Vier Lander Bank AG Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.12 4.18 4.17 3.80 4.02

WBO:BTS vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, BTV Vier Lander Bank AG's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BTV Vier Lander Bank AG Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BTV Vier Lander Bank AG's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where BTV Vier Lander Bank AG's Shiller PE Ratio falls into.


WBO:BTS
62GF Score
BTV Vier Lander Bank AG WBO:BTS
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BTV Vier Lander Bank AG E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, BTV Vier Lander Bank AG's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.33/140.3549*140.3549
=1.330

Current CPI (Mar. 2026) = 140.3549.

BTV Vier Lander Bank AG Quarterly Data

per share eps CPI Adj_EPS
201603 0.771 100.692 1.075
201606 0.749 101.092 1.040
201609 0.497 101.192 0.689
201612 0.219 102.092 0.301
201703 0.934 102.592 1.278
201706 0.676 102.991 0.921
201709 0.641 103.591 0.868
201712 0.229 104.291 0.308
201803 0.886 104.491 1.190
201806 1.016 105.091 1.357
201809 0.866 105.691 1.150
201812 0.528 106.291 0.697
201903 1.066 106.391 1.406
201906 1.085 106.791 1.426
201909 0.787 106.991 1.032
201912 0.697 108.091 0.905
202003 0.548 108.024 0.712
202006 0.299 107.915 0.389
202009 0.607 108.348 0.786
202012 0.120 109.321 0.154
202103 0.558 110.186 0.711
202106 1.175 110.943 1.487
202109 0.518 111.916 0.650
202112 0.119 113.971 0.147
202203 0.860 117.647 1.026
202206 1.240 120.567 1.444
202209 0.550 123.811 0.623
202212 -0.280 125.541 -0.313
202303 1.790 128.460 1.956
202306 1.830 130.191 1.973
202309 0.840 131.272 0.898
202312 0.700 132.570 0.741
202403 1.700 133.759 1.784
202406 2.490 134.083 2.606
202409 0.920 133.651 0.966
202412 0.760 135.273 0.789
202503 1.330 137.760 1.355
202506 1.430 138.517 1.449
202509 0.900 138.949 0.909
202603 1.330 140.355 1.330

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €4.02 mean?
BTV Vier Lander Bank AG (WBO:BTS) has a E10 of €4.02 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on BTV Vier Lander Bank AG and its competitors.
Is BTV Vier Lander Bank AG's E10 too high?
BTV Vier Lander Bank AG's current E10 is €4.02. Overall, BTV Vier Lander Bank AG has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BTV Vier Lander Bank AG's E10 compare to PNC and USB?
BTV Vier Lander Bank AG's E10 of €4.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on BTV Vier Lander Bank AG and its competitors. BTV Vier Lander Bank AG's current E10 is €4.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BTV Vier Lander Bank AG stock overvalued right now?
Based on GuruFocus' analysis, BTV Vier Lander Bank AG (WBO:BTS) is currently considered Significantly Overvalued. The stock's GF Value™ is €65.50, compared to a current price of €92.00 — trading 40.5% above its estimated fair value. The current E10 is €4.02. BTV Vier Lander Bank AG's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For BTV Vier Lander Bank AG (WBO:BTS), the current E10 is €4.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BTV Vier Lander Bank AG (WBO:BTS) Overvalued in 2026?

Based on GuruFocus' analysis, BTV Vier Lander Bank AG stock appears to be overvalued. The current stock price of €92.00 is trading 40.5% above its estimated GF Value™ of €65.50. GuruFocus considers BTV Vier Lander Bank AG to be Significantly Overvalued.

Key valuation signals for WBO:BTS:

  • E10: €4.02
  • GF Value™: €65.50 vs. price of €92.00 (40.5% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the WBO:BTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BTV Vier Lander Bank AG Business Description

Other Exchanges ZTY:Germany
Address Stadtforum 1, Innsbruck, AUT, 6020
BTV Vier Lander Bank AG provides banking and financial products and services. It operates in Austria, Switzerland and Germany. It has corporate clients, retail clients, institutional clients and banks, leasing, and cable cars segments. The firm derives the majority of the revenues from the corporate client's segment.
62GF Score

Get the complete analysis for WBO:BTS

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€92.00
Price
€65.50
GF Value