BTV Vier Lander Bank AG (WBO:BTS) Net Margin %: 36.86% (As of Mar. 2026) — 11% Above Median


WBO:BTS BTV Vier Lander Bank AG WBO:BTS
62 GF Score
Price €92.00
GF Value €65.46
Valuation Significantly Overvalued
! 6 Warning Signs
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What is BTV Vier Lander Bank AG Net Margin %?

BTV Vier Lander Bank AG WBO:BTS 62 Net Margin % is 36.86% as of Mar. 2026, which is 11% above its 10-year median of 33.24. GuruFocus rates WBO:BTS with a GF Score™ of 62/100 and a GF Value™ of €65.46 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,526 Banks companies, BTV Vier Lander Bank AG ranks better than 73.33% on this metric.

Net margin is calculated as Net Income divided by its Revenue. BTV Vier Lander Bank AG's Net Income for the three months ended in Mar. 2026 was €49.4 Mil. BTV Vier Lander Bank AG's Revenue for the three months ended in Mar. 2026 was €133.9 Mil. Therefore, BTV Vier Lander Bank AG's net margin for the quarter that ended in Mar. 2026 was 36.86%.

The historical rank and industry rank for BTV Vier Lander Bank AG's Net Margin % or its related term are showing as below:

WBO:BTS' s Net Margin % Range Over the Past 10 Years
Min: 17.82   Med: 33.24   Max: 43.68
Current: 34.21


WBO:BTS's Net Margin % is ranked better than
73.33% of 1526 companies
in the Banks industry
Industry Median: 26.97 vs WBO:BTS: 34.21

BTV Vier Lander Bank AG  (WBO:BTS) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


BTV Vier Lander Bank AG Net Margin % Related Terms


BTV Vier Lander Bank AG Net Margin % Historical Data

* Premium members only.

The historical data trend for BTV Vier Lander Bank AG's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BTV Vier Lander Bank AG Net Margin % Chart

BTV Vier Lander Bank AG Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.82 30.58 21.67 43.68 42.87

BTV Vier Lander Bank AG Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.27 38.40 31.73 34.83 36.86

WBO:BTS vs PNC, USB: Net Margin % Comparison

For the Banks - Regional subindustry, BTV Vier Lander Bank AG's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BTV Vier Lander Bank AG Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, BTV Vier Lander Bank AG's Net Margin % distribution charts can be found below:

* The bar in red indicates where BTV Vier Lander Bank AG's Net Margin % falls into.


WBO:BTS
62GF Score
BTV Vier Lander Bank AG WBO:BTS
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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BTV Vier Lander Bank AG Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

BTV Vier Lander Bank AG's Net Margin for the fiscal year that ended in Dec. 2024 is calculated as

Net Margin=Net Income (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=217.825/508.104
=42.87 %

BTV Vier Lander Bank AG's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=49.37/133.947
=36.86 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 36.86% mean?
BTV Vier Lander Bank AG (WBO:BTS) has a Net Margin % of 36.86% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on BTV Vier Lander Bank AG and its competitors. This is 11% above median its historical median of 33.24. Over the past decade, BTV Vier Lander Bank AG's Net Margin % has ranged from 17.82 to 43.68. According to the industry distribution chart, BTV Vier Lander Bank AG ranks #407 out of 1526 companies in the Banks industry, placing it in the top 26.7%.
Is BTV Vier Lander Bank AG's Net Margin % too high?
BTV Vier Lander Bank AG's current Net Margin % of 36.86% is 11% above median its 10-year median of 33.24. Over the past 10 years, this metric has ranged from a low of 17.82 to a high of 43.68. The Banks industry median Net Margin % is 26.97. BTV Vier Lander Bank AG's value of 36.86% is 36.7% above this industry median. Based on the distribution chart, BTV Vier Lander Bank AG ranks #407 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, BTV Vier Lander Bank AG has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BTV Vier Lander Bank AG's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, BTV Vier Lander Bank AG ranks #407 out of 1526 companies for Net Margin %. This puts BTV Vier Lander Bank AG in the upper half of its industry. The industry median Net Margin % is 26.97. BTV Vier Lander Bank AG's value of 36.86% is 36.7% above this benchmark. Historically, BTV Vier Lander Bank AG's own Net Margin % has ranged from 17.82 to 43.68 over the past decade. While the company's 10-year median is 33.24 vs. the industry median of 26.97, BTV Vier Lander Bank AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BTV Vier Lander Bank AG's current Net Margin % of 36.86% is 36.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on BTV Vier Lander Bank AG and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BTV Vier Lander Bank AG's current Net Margin % is 36.86%, which is 11% above median its own 10-year median of 33.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BTV Vier Lander Bank AG stock overvalued right now?
Based on GuruFocus' analysis, BTV Vier Lander Bank AG (WBO:BTS) is currently considered Significantly Overvalued. The stock's GF Value™ is €65.46, compared to a current price of €92.00 — trading 40.5% above its estimated fair value. The current Net Margin % is 36.86%, which is 11% above median its 10-year median of 33.24 and 36.7% above the Banks industry median of 26.97. BTV Vier Lander Bank AG's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For BTV Vier Lander Bank AG (WBO:BTS), the current Net Margin % is 36.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BTV Vier Lander Bank AG (WBO:BTS) Overvalued in 2026?

Based on GuruFocus' analysis, BTV Vier Lander Bank AG stock appears to be overvalued. The current stock price of €92.00 is trading 40.5% above its estimated GF Value™ of €65.46. GuruFocus considers BTV Vier Lander Bank AG to be Significantly Overvalued.

Key valuation signals for WBO:BTS:

  • Net Margin %: 36.86% (11% above median its 10-year median of 33.24)
  • GF Value™: €65.46 vs. price of €92.00 (40.5% above fair value)
  • GF Score™: 62/100 with 6 warning signs
  • Industry Position: 36.7% above the Banks median (#407 of 1526)

No single metric tells the full story. See the WBO:BTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BTV Vier Lander Bank AG Business Description

Other Exchanges ZTY:Germany
Address Stadtforum 1, Innsbruck, AUT, 6020
BTV Vier Lander Bank AG provides banking and financial products and services. It operates in Austria, Switzerland and Germany. It has corporate clients, retail clients, institutional clients and banks, leasing, and cable cars segments. The firm derives the majority of the revenues from the corporate client's segment.
62GF Score

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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€92.00
Price
€65.46
GF Value