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Israel Discount Bank (XTAE:DSCT) E10 : ₪1.97 (As of Sep. 2024)


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What is Israel Discount Bank E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Israel Discount Bank's adjusted earnings per share data for the three months ended in Sep. 2024 was ₪0.880. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₪1.97 for the trailing ten years ended in Sep. 2024.

During the past 12 months, Israel Discount Bank's average E10 Growth Rate was 18.00% per year. During the past 3 years, the average E10 Growth Rate was 13.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Israel Discount Bank was 13.30% per year. The lowest was -2.20% per year. And the median was 5.55% per year.

As of today (2024-12-12), Israel Discount Bank's current stock price is ₪24.91. Israel Discount Bank's E10 for the quarter that ended in Sep. 2024 was ₪1.97. Israel Discount Bank's Shiller PE Ratio of today is 12.64.

During the past 13 years, the highest Shiller PE Ratio of Israel Discount Bank was 19.71. The lowest was 6.13. And the median was 11.77.


Israel Discount Bank E10 Historical Data

The historical data trend for Israel Discount Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Israel Discount Bank E10 Chart

Israel Discount Bank Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.55 1.19 1.18 1.45 1.73

Israel Discount Bank Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.67 1.73 1.83 1.90 1.97

Competitive Comparison of Israel Discount Bank's E10

For the Banks - Regional subindustry, Israel Discount Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Israel Discount Bank's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Israel Discount Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Israel Discount Bank's Shiller PE Ratio falls into.



Israel Discount Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Israel Discount Bank's adjusted earnings per share data for the three months ended in Sep. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2024 (Change)*Current CPI (Sep. 2024)
=0.88/133.0289*133.0289
=0.880

Current CPI (Sep. 2024) = 133.0289.

Israel Discount Bank Quarterly Data

per share eps CPI Adj_EPS
201412 -0.001 99.070 -0.001
201503 0.240 99.621 0.320
201506 0.200 100.684 0.264
201509 0.160 100.392 0.212
201512 0.060 99.792 0.080
201603 0.170 100.470 0.225
201606 0.370 101.688 0.484
201609 0.180 101.861 0.235
201612 0.120 101.863 0.157
201703 0.260 102.862 0.336
201706 0.230 103.349 0.296
201709 0.270 104.136 0.345
201712 0.320 104.011 0.409
201803 0.270 105.290 0.341
201806 0.360 106.317 0.450
201809 0.380 106.507 0.475
201812 0.278 105.998 0.349
201903 0.350 107.251 0.434
201906 0.470 108.070 0.579
201909 0.370 108.329 0.454
201912 0.279 108.420 0.342
202003 0.240 108.902 0.293
202006 0.150 108.767 0.183
202009 0.220 109.815 0.267
202012 0.230 109.897 0.278
202103 0.570 111.754 0.679
202106 0.740 114.631 0.859
202109 0.620 115.734 0.713
202112 0.450 117.630 0.509
202203 0.840 121.301 0.921
202206 0.550 125.017 0.585
202209 0.720 125.227 0.765
202212 0.759 125.222 0.806
202303 1.030 127.348 1.076
202306 0.960 128.729 0.992
202309 0.660 129.860 0.676
202312 0.740 129.419 0.761
202403 0.850 131.776 0.858
202406 0.840 132.554 0.843
202409 0.880 133.029 0.880

Add all the adjusted EPS together and divide 10 will get our e10.


Israel Discount Bank  (XTAE:DSCT) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Israel Discount Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=24.91/1.97
=12.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Israel Discount Bank was 19.71. The lowest was 6.13. And the median was 11.77.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Israel Discount Bank E10 Related Terms

Thank you for viewing the detailed overview of Israel Discount Bank's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Israel Discount Bank Business Description

Traded in Other Exchanges
Address
23 Yehuda Halevi Street, Tel Aviv, ISR, 65136
Israel Discount Bank Ltd and its subsidiaries engage in banking and financial services. The bank is headquartered in Israel and earns the majority of its revenue domestically. The bank operates through several segments organized by customer type, including Household, Private banking, Minute businesses, Small businesses, Medium businesses, Large businesses, Institutional Bodies, Financial management, and Others.

Israel Discount Bank Headlines

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