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Israel Discount BankXTAE:DSCT +1.43%64 FCF Yield % is 2.93 as of Aug. 23, 2026, which is 81% below its 10-year median of 15.67. GuruFocus rates XTAE:DSCT with a GF Score™ of 64/100 and a GF Value™ of ₪28.88 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,497 Banks companies, Israel Discount Bank ranks worse than 68.07% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Israel Discount Bank FCF Yield % Related Terms
Israel Discount Bank FCF Yield % Historical Data
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The historical data trend for Israel Discount Bank's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Israel Discount Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Israel Discount Bank FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Israel Discount Bank's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Israel Discount Bank's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Israel Discount Bank (XTAE:DSCT) has a FCF Yield % of 2.93 as of Aug. 23, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Israel Discount Bank and its competitors. This is 81% below median its historical median of 15.67. According to the industry distribution chart, Israel Discount Bank ranks #1019 out of 1497 companies in the Banks industry, placing it in the top 68.1%.
Is Israel Discount Bank's FCF Yield % too high?
Israel Discount Bank's current FCF Yield % of 2.93 is 81% below median its 10-year median of 15.67. The Banks industry median FCF Yield % is 8.15. Israel Discount Bank's value of 2.93 is 64% below this industry median. Based on the distribution chart, Israel Discount Bank ranks #1019 out of 1497 companies in the Banks industry, which is below the industry midpoint. Overall, Israel Discount Bank has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Israel Discount Bank's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Israel Discount Bank ranks #1019 out of 1497 companies for FCF Yield %. This places Israel Discount Bank in the lower half of its industry. The industry median FCF Yield % is 8.15. Israel Discount Bank's value of 2.93 is 64% below this benchmark. While the company's 10-year median is 15.67 vs. the industry median of 8.15, Israel Discount Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.15, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Israel Discount Bank's current FCF Yield % of 2.93 is 64% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Israel Discount Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Israel Discount Bank's current FCF Yield % is 2.93, which is 81% below median its own 10-year median of 15.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Israel Discount Bank stock overvalued right now?
Based on GuruFocus' analysis, Israel Discount Bank (XTAE:DSCT) is currently considered Modestly Overvalued. The stock's GF Value™ is ₪28.88, compared to a current price of ₪33.99 — trading 17.7% above its estimated fair value. The current FCF Yield % is 2.93, which is 81% below median its 10-year median of 15.67 and 64% below the Banks industry median of 8.15. Israel Discount Bank's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Israel Discount Bank (XTAE:DSCT), the current FCF Yield % is 2.93 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Israel Discount Bank (XTAE:DSCT) Overvalued in 2026?
Based on GuruFocus' analysis, Israel Discount Bank stock appears to be overvalued.
The current stock price of ₪33.99 is trading 17.7% above its estimated GF Value™ of ₪28.88.
GuruFocus considers Israel Discount Bank to be Modestly Overvalued.
Key valuation signals for XTAE:DSCT:
FCF Yield %: 2.93 (81% below median its 10-year median of 15.67)
GF Value™: ₪28.88 vs. price of ₪33.99 (17.7% above fair value)
Industry Position: 64% below the Banks median (#1019 of 1497)
No single metric tells the full story. See the XTAE:DSCT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Israel Discount Bank Ltd and its subsidiaries engage in banking and financial services. The bank is headquartered in Israel and earns the majority of its revenue domestically. The bank operates through several segments organized by customer type, including Households, Private Banking, Small and minute businesses, Medium businesses, Large businesses, Institutional bodies, Financial management, and Other Segment.
64GF Score
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