Bank of Jerusalem (XTAE:JBNK) E10: ₪1.90 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTAE:JBNK Bank of Jerusalem Ltd XTAE:JBNK
73 GF Score
Price ₪20.95
GF Value ₪19.56
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Bank of Jerusalem E10?

Bank of Jerusalem XTAE:JBNK +0.05% 73 E10 is ₪1.90 as of Jun. 2026. GuruFocus rates XTAE:JBNK with a GF Score™ of 73/100 and a GF Value™ of ₪19.56 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Bank of Jerusalem's adjusted earnings per share data for the three months ended in Jun. 2026 was ₪0.640. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₪1.90 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Bank of Jerusalem's average E10 Growth Rate was 11.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-09-07), Bank of Jerusalem's current stock price is ₪20.95. Bank of Jerusalem's E10 for the quarter that ended in Jun. 2026 was ₪1.90. Bank of Jerusalem's Shiller PE Ratio of today is 11.03.

During the past 13 years, the highest Shiller PE Ratio of Bank of Jerusalem was 14.93. The lowest was 7.71. And the median was 11.30.


Bank of Jerusalem  (XTAE:JBNK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Bank of Jerusalem's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=20.95/1.90
=11.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Bank of Jerusalem was 14.93. The lowest was 7.71. And the median was 11.30.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Bank of Jerusalem E10 Related Terms


Bank of Jerusalem E10 Historical Data

* Premium members only.

The historical data trend for Bank of Jerusalem's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Jerusalem E10 Chart

Bank of Jerusalem Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1.42 1.56 1.79

Bank of Jerusalem Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.70 1.77 1.79 1.85 1.90

XTAE:JBNK vs USB, PNC: E10 Comparison

For the Banks - Regional subindustry, Bank of Jerusalem's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Jerusalem Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Jerusalem's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Bank of Jerusalem's Shiller PE Ratio falls into.


XTAE:JBNK
73GF Score
Bank of Jerusalem Ltd XTAE:JBNK
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Jerusalem E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank of Jerusalem's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.64/333.9520*333.9520
=0.640

Current CPI (Jun. 2026) = 333.9520.

Bank of Jerusalem Quarterly Data

per share eps CPI Adj_EPS
201609 0.140 241.428 0.194
201612 0.090 241.432 0.124
201703 0.110 243.801 0.151
201706 0.090 244.955 0.123
201709 0.180 246.819 0.244
201712 0.150 246.524 0.203
201803 0.270 249.554 0.361
201806 0.270 251.989 0.358
201809 0.460 252.439 0.609
201812 0.240 251.233 0.319
201903 0.140 254.202 0.184
201906 0.390 256.143 0.508
201909 0.180 256.759 0.234
201912 0.560 256.974 0.728
202003 0.220 258.115 0.285
202006 0.170 257.797 0.220
202009 0.090 260.280 0.115
202012 0.230 260.474 0.295
202103 0.330 264.877 0.416
202106 0.660 271.696 0.811
202109 0.480 274.310 0.584
202112 0.580 278.802 0.695
202203 0.250 287.504 0.290
202206 0.660 296.311 0.744
202209 0.750 296.808 0.844
202212 0.660 296.797 0.743
202303 0.600 301.836 0.664
202306 0.420 305.109 0.460
202309 0.540 307.789 0.586
202312 0.350 306.746 0.381
202403 0.630 312.332 0.674
202406 0.590 314.175 0.627
202409 0.650 315.301 0.688
202412 0.320 315.605 0.339
202503 0.650 319.799 0.679
202506 0.920 322.561 0.952
202509 0.840 324.800 0.864
202512 0.350 324.054 0.361
202603 0.730 330.213 0.738
202606 0.640 333.952 0.640

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₪1.90 mean?
Bank of Jerusalem (XTAE:JBNK) has a E10 of ₪1.90 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bank of Jerusalem and its competitors.
Is Bank of Jerusalem's E10 too high?
Bank of Jerusalem's current E10 is ₪1.90. Overall, Bank of Jerusalem has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Jerusalem's E10 compare to USB and PNC?
Bank of Jerusalem's E10 of ₪1.90 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bank of Jerusalem and its competitors. Bank of Jerusalem's current E10 is ₪1.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Jerusalem stock overvalued right now?
Based on GuruFocus' analysis, Bank of Jerusalem (XTAE:JBNK) is currently considered Fairly Valued. The stock's GF Value™ is ₪19.56, compared to a current price of ₪20.95 — trading 7.1% above its estimated fair value. The current E10 is ₪1.90. Bank of Jerusalem's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Bank of Jerusalem (XTAE:JBNK), the current E10 is ₪1.90 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Jerusalem (XTAE:JBNK) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Jerusalem stock appears to be overvalued. The current stock price of ₪20.95 is trading 7.1% above its estimated GF Value™ of ₪19.56. GuruFocus considers Bank of Jerusalem to be Fairly Valued.

Key valuation signals for XTAE:JBNK:

  • E10: ₪1.90
  • GF Value™: ₪19.56 vs. price of ₪20.95 (7.1% above fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the XTAE:JBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Jerusalem Business Description

Address 2 Herbert Samuel Street, Jerusalem, ISR, 91022
Bank of Jerusalem Ltd is a commercial bank specialized in real estate, capital market, savings and international banking. It provides general banking services like accepting deposits, granting loans, mortgages, capital market services, and investment advisory services.
73GF Score

Get the complete analysis for XTAE:JBNK

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪20.95
Price
₪19.56
GF Value