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Bank of JerusalemXTAE:JBNK +0.05%73 Pretax Margin % is 28.67% as of Jun. 2026, which is 20% above its 10-year median of 23.91. GuruFocus rates XTAE:JBNK with a GF Score™ of 73/100 and a GF Value™ of ₪19.56 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,522 Banks companies, Bank of Jerusalem ranks worse than 71.16% on this metric.
Bank of Jerusalem (XTAE:JBNK) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Bank of Jerusalem Pretax Margin % Related Terms
Bank of Jerusalem Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Bank of Jerusalem's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank of Jerusalem's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Jerusalem Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Jerusalem's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Jerusalem's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Jerusalem (XTAE:JBNK) has a Pretax Margin % of 28.67% as of Jun. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank of Jerusalem and its competitors. This is 20% above median its historical median of 23.91. Over the past decade, Bank of Jerusalem's Pretax Margin % has ranged from 10.79 to 36.39. According to the industry distribution chart, Bank of Jerusalem ranks #1083 out of 1522 companies in the Banks industry, placing it in the top 71.2%.
Is Bank of Jerusalem's Pretax Margin % too high?
Bank of Jerusalem's current Pretax Margin % of 28.67% is 20% above median its 10-year median of 23.91. Over the past 10 years, this metric has ranged from a low of 10.79 to a high of 36.39. The Banks industry median Pretax Margin % is 35.68. Bank of Jerusalem's value of 28.67% is 19.6% below this industry median. Based on the distribution chart, Bank of Jerusalem ranks #1083 out of 1522 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of Jerusalem has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Jerusalem's Pretax Margin % compare to USB and PNC?
According to the Banks industry distribution chart, Bank of Jerusalem ranks #1083 out of 1522 companies for Pretax Margin %. This places Bank of Jerusalem in the lower half of its industry. The industry median Pretax Margin % is 35.68. Bank of Jerusalem's value of 28.67% is 19.6% below this benchmark. Historically, Bank of Jerusalem's own Pretax Margin % has ranged from 10.79 to 36.39 over the past decade. While the company's 10-year median is 23.91 vs. the industry median of 35.68, Bank of Jerusalem has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.68, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Jerusalem's current Pretax Margin % of 28.67% is 19.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank of Jerusalem and its competitors. For the Banks industry, the median Pretax Margin % is 35.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Jerusalem's current Pretax Margin % is 28.67%, which is 20% above median its own 10-year median of 23.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Jerusalem stock overvalued right now?
Based on GuruFocus' analysis, Bank of Jerusalem (XTAE:JBNK) is currently considered Fairly Valued. The stock's GF Value™ is ₪19.56, compared to a current price of ₪20.95 — trading 7.1% above its estimated fair value. The current Pretax Margin % is 28.67%, which is 20% above median its 10-year median of 23.91 and 19.6% below the Banks industry median of 35.68. Bank of Jerusalem's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bank of Jerusalem (XTAE:JBNK), the current Pretax Margin % is 28.67% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Jerusalem (XTAE:JBNK) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Jerusalem stock appears to be overvalued.
The current stock price of ₪20.95 is trading 7.1% above its estimated GF Value™ of ₪19.56.
GuruFocus considers Bank of Jerusalem to be Fairly Valued.
Key valuation signals for XTAE:JBNK:
Pretax Margin %: 28.67% (20% above median its 10-year median of 23.91)
GF Value™: ₪19.56 vs. price of ₪20.95 (7.1% above fair value)
Industry Position: 19.6% below the Banks median (#1083 of 1522)
No single metric tells the full story. See the XTAE:JBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Jerusalem Ltd is a commercial bank specialized in real estate, capital market, savings and international banking. It provides general banking services like accepting deposits, granting loans, mortgages, capital market services, and investment advisory services.
73GF Score
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