ALPIB (Alpine Banks of Colorado) 3-Year EPS without NRI Growth Rate: -1.90% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ALPIB Alpine Banks of Colorado ALPIB
49 GF Score
Price $49.80
GF Value $33.18
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Alpine Banks of Colorado 3-Year EPS without NRI Growth Rate?

Alpine Banks of Colorado ALPIB 49 3-Year EPS without NRI Growth Rate is -1.90% as of Jun. 2026. GuruFocus rates ALPIB with a GF Score™ of 49/100 and a GF Value™ of $33.18 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,409 Banks companies, Alpine Banks of Colorado ranks worse than 75.44% on this metric.

Alpine Banks of Colorado's EPS without NRI for the three months ended in Jun. 2026 was $1.25.

During the past 12 months, Alpine Banks of Colorado's average EPS without NRI Growth Rate was 32.40% per year. During the past 3 years, the average EPS without NRI Growth Rate was -1.90% per year. During the past 5 years, the average EPS without NRI Growth Rate was 1.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 8 years, the highest 3-Year average EPS without NRI Growth Rate of Alpine Banks of Colorado was 7.90% per year. The lowest was -7.10% per year. And the median was 2.30% per year.


Alpine Banks of Colorado  (OTCPK:ALPIB) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


Alpine Banks of Colorado 3-Year EPS without NRI Growth Rate Related Terms


ALPIB vs THVB, RRBI, BHB: 3-Year EPS without NRI Growth Rate Comparison

For the Banks - Regional subindustry, Alpine Banks of Colorado's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alpine Banks of Colorado 3-Year EPS without NRI Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Alpine Banks of Colorado's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where Alpine Banks of Colorado's 3-Year EPS without NRI Growth Rate falls into.


ALPIB
49GF Score
Alpine Banks of Colorado ALPIB
3-Year EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alpine Banks of Colorado 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of -1.90% mean?
Alpine Banks of Colorado (ALPIB) has a 3-Year EPS without NRI Growth Rate of -1.90% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Alpine Banks of Colorado and its competitors. According to the industry distribution chart, Alpine Banks of Colorado ranks #1063 out of 1409 companies in the Banks industry, placing it in the top 75.4%.
Is Alpine Banks of Colorado's 3-Year EPS without NRI Growth Rate too high?
Alpine Banks of Colorado's current 3-Year EPS without NRI Growth Rate is -1.90%. Based on the distribution chart, Alpine Banks of Colorado ranks #1063 out of 1409 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Alpine Banks of Colorado has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alpine Banks of Colorado's 3-Year EPS without NRI Growth Rate compare to THVB and RRBI?
According to the Banks industry distribution chart, Alpine Banks of Colorado ranks #1063 out of 1409 companies for 3-Year EPS without NRI Growth Rate. This places Alpine Banks of Colorado in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Alpine Banks of Colorado and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alpine Banks of Colorado's current 3-Year EPS without NRI Growth Rate is -1.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alpine Banks of Colorado stock overvalued right now?
Based on GuruFocus' analysis, Alpine Banks of Colorado (ALPIB) is currently considered Significantly Overvalued. The stock's GF Value™ is $33.18, compared to a current price of $49.80 — trading 50.1% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is -1.90%. Alpine Banks of Colorado's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Alpine Banks of Colorado (ALPIB), the current 3-Year EPS without NRI Growth Rate is -1.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alpine Banks of Colorado (ALPIB) Overvalued in 2026?

Based on GuruFocus' analysis, Alpine Banks of Colorado stock appears to be overvalued. The current stock price of $49.80 is trading 50.1% above its estimated GF Value™ of $33.18. GuruFocus considers Alpine Banks of Colorado to be Significantly Overvalued.

Key valuation signals for ALPIB:

  • 3-Year EPS without NRI Growth Rate: -1.90%
  • GF Value™: $33.18 vs. price of $49.80 (50.1% above fair value)
  • GF Score™: 49/100 with 6 warning signs

No single metric tells the full story. See the ALPIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alpine Banks of Colorado Business Description

Address 2200 Grand Avenue, PO Box 10000, Glenwood Springs, CO, USA, 81601
Alpine Banks of Colorado is engaged in providing personal, business, wealth management, mortgage, and electronic banking services. The company also offers Personal Checking, Personal Loans. Digital Banking, credit cards, debit cards, merchant services Business Checking, Business Loans, and Other bank related services.
49GF Score

Get the complete analysis for ALPIB

3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$49.80
Price
$33.18
GF Value