Alpine Banks of ColoradoALPIB +0.42%49 Pretax Margin % is 31.55% as of Mar. 2026, which is 3% above its 10-year median of 30.68. GuruFocus rates ALPIB with a GF Score™ of 49/100 and a GF Value™ of $30.37 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,526 Banks companies, Alpine Banks of Colorado ranks worse than 58.13% on this metric.
The historical rank and industry rank for Alpine Banks of Colorado's Pretax Margin % or its related term are showing as below:
ALPIB'
s Pretax Margin % Range Over the Past 10 Years
Min: 25.31 Med: 30.68 Max: 36.51
Current: 31.81
ALPIB's Pretax Margin % is ranked worse than 58.13% of 1526
companies
in the Banks industry
Industry Median: 34.885
vs ALPIB: 31.81
Alpine Banks of Colorado (OTCPK:ALPIB) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Alpine Banks of Colorado Pretax Margin % Related Terms
Alpine Banks of Colorado Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ALPIB vs TCBX, WASH, HIFS: Pretax Margin % Comparison
For the Banks - Regional subindustry, Alpine Banks of Colorado's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alpine Banks of Colorado Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Alpine Banks of Colorado's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Alpine Banks of Colorado's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alpine Banks of Colorado (ALPIB) has a Pretax Margin % of 31.55% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Alpine Banks of Colorado and its competitors. This is near median its historical median of 30.68. Over the past decade, Alpine Banks of Colorado's Pretax Margin % has ranged from 25.31 to 36.51. According to the industry distribution chart, Alpine Banks of Colorado ranks #887 out of 1526 companies in the Banks industry, placing it in the top 58.1%.
Is Alpine Banks of Colorado's Pretax Margin % too high?
Alpine Banks of Colorado's current Pretax Margin % of 31.55% is near median its 10-year median of 30.68. Over the past 10 years, this metric has ranged from a low of 25.31 to a high of 36.51. The Banks industry median Pretax Margin % is 34.89. Alpine Banks of Colorado's value of 31.55% is 9.6% below this industry median. Based on the distribution chart, Alpine Banks of Colorado ranks #887 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Alpine Banks of Colorado has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alpine Banks of Colorado's Pretax Margin % compare to TCBX and WASH?
According to the Banks industry distribution chart, Alpine Banks of Colorado ranks #887 out of 1526 companies for Pretax Margin %. This places Alpine Banks of Colorado in the lower half of its industry. The industry median Pretax Margin % is 34.89. Alpine Banks of Colorado's value of 31.55% is 9.6% below this benchmark. Historically, Alpine Banks of Colorado's own Pretax Margin % has ranged from 25.31 to 36.51 over the past decade. While the company's 10-year median is 30.68 vs. the industry median of 34.89, Alpine Banks of Colorado has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.89, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alpine Banks of Colorado's current Pretax Margin % of 31.55% is 9.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Alpine Banks of Colorado and its competitors. For the Banks industry, the median Pretax Margin % is 34.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alpine Banks of Colorado's current Pretax Margin % is 31.55%, which is near median its own 10-year median of 30.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alpine Banks of Colorado stock overvalued right now?
Based on GuruFocus' analysis, Alpine Banks of Colorado (ALPIB) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.37, compared to a current price of $47.40 — trading 56.1% above its estimated fair value. The current Pretax Margin % is 31.55%, which is near median its 10-year median of 30.68 and 9.6% below the Banks industry median of 34.89. Alpine Banks of Colorado's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Alpine Banks of Colorado (ALPIB), the current Pretax Margin % is 31.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alpine Banks of Colorado (ALPIB) Overvalued in 2026?
Based on GuruFocus' analysis, Alpine Banks of Colorado stock appears to be overvalued.
The current stock price of $47.40 is trading 56.1% above its estimated GF Value™ of $30.37.
GuruFocus considers Alpine Banks of Colorado to be Significantly Overvalued.
Key valuation signals for ALPIB:
Pretax Margin %: 31.55% (near median its 10-year median of 30.68)
GF Value™: $30.37 vs. price of $47.40 (56.1% above fair value)
Industry Position: 9.6% below the Banks median (#887 of 1526)
No single metric tells the full story. See the ALPIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alpine Banks of Colorado is engaged in providing personal, business, wealth management, mortgage, and electronic banking services. The company also offers Personal Checking, Personal Loans. Digital Banking, credit cards, debit cards, merchant services Business Checking, Business Loans, and Other bank related services.
49GF Score
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