ALPIB (Alpine Banks of Colorado) Scaled Net Operating Assets: -0.06 (As of Mar. 2026)


ALPIB Alpine Banks of Colorado ALPIB
49 GF Score
Price $47.40
GF Value $30.37
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Alpine Banks of Colorado Scaled Net Operating Assets?

Alpine Banks of Colorado ALPIB +0.42% 49 Scaled Net Operating Assets is -0.06 as of Mar. 2026. GuruFocus rates ALPIB with a GF Score™ of 49/100 and a GF Value™ of $30.37 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Alpine Banks of Colorado's operating assets for the quarter that ended in Mar. 2026 was $5,624.4 Mil. Alpine Banks of Colorado's operating liabilities for the quarter that ended in Mar. 2026 was $6,040.1 Mil. Alpine Banks of Colorado's Total Assets for the quarter that ended in Dec. 2025 was $6,853.8 Mil. Therefore, Alpine Banks of Colorado's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.06.

ALPIB
49GF Score
Alpine Banks of Colorado ALPIB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Alpine Banks of Colorado Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Alpine Banks of Colorado's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(6397.725-6121.496)/6524.992
=0.04

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=6853.813 - 456.088
=6397.725

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=6265.675 - 144.179 - 0
=6121.496

Alpine Banks of Colorado's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(5624.438-6040.108)/6853.813
=-0.06

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=6788.731 - 1164.293
=5624.438

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=6184.287 - 144.179 - 0
=6040.108

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.06 mean?
Alpine Banks of Colorado (ALPIB) has a Scaled Net Operating Assets of -0.06 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Alpine Banks of Colorado and its competitors.
Is Alpine Banks of Colorado's Scaled Net Operating Assets too high?
Alpine Banks of Colorado's current Scaled Net Operating Assets is -0.06. Overall, Alpine Banks of Colorado has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alpine Banks of Colorado's Scaled Net Operating Assets compare to TCBX and WASH?
Alpine Banks of Colorado's Scaled Net Operating Assets of -0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Alpine Banks of Colorado and its competitors. Alpine Banks of Colorado's current Scaled Net Operating Assets is -0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alpine Banks of Colorado stock overvalued right now?
Based on GuruFocus' analysis, Alpine Banks of Colorado (ALPIB) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.37, compared to a current price of $47.40 — trading 56.1% above its estimated fair value. The current Scaled Net Operating Assets is -0.06. Alpine Banks of Colorado's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Alpine Banks of Colorado (ALPIB), the current Scaled Net Operating Assets is -0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alpine Banks of Colorado (ALPIB) Overvalued in 2026?

Based on GuruFocus' analysis, Alpine Banks of Colorado stock appears to be overvalued. The current stock price of $47.40 is trading 56.1% above its estimated GF Value™ of $30.37. GuruFocus considers Alpine Banks of Colorado to be Significantly Overvalued.

Key valuation signals for ALPIB:

  • Scaled Net Operating Assets: -0.06
  • GF Value™: $30.37 vs. price of $47.40 (56.1% above fair value)
  • GF Score™: 49/100 with 5 warning signs

No single metric tells the full story. See the ALPIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Alpine Banks of Colorado Business Description

Address 2200 Grand Avenue, PO Box 10000, Glenwood Springs, CO, USA, 81601
Alpine Banks of Colorado is engaged in providing personal, business, wealth management, mortgage, and electronic banking services. The company also offers Personal Checking, Personal Loans. Digital Banking, credit cards, debit cards, merchant services Business Checking, Business Loans, and Other bank related services.
49GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$47.40
Price
$30.37
GF Value