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BayComBCML -0.37%71 3-Year EPS without NRI Growth Rate is 8.30% as of Jun. 2026, which is 11% below its 10-year median of 9.30. GuruFocus rates BCML with a GF Score™ of 71/100 and a GF Value™ of $29.12 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,409 Banks companies, BayCom ranks better than 52.45% on this metric.
During the past 12 months, BayCom's average EPS without NRI Growth Rate was -45.00% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 8.30% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 11.40% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 12.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of BayCom was 714.30% per year. The lowest was -2.80% per year. And the median was 9.30% per year.
BayCom (NAS:BCML) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
BayCom 3-Year EPS without NRI Growth Rate Related Terms
BCML vs MSBC, TSBK, AVBH: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, BayCom's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BayCom 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, BayCom's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where BayCom's 3-Year EPS without NRI Growth Rate falls into.
BayCom 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 8.30% mean?
BayCom (BCML) has a 3-Year EPS without NRI Growth Rate of 8.30% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for BayCom and its competitors. This is 11% below median its historical median of 9.30. According to the industry distribution chart, BayCom ranks #670 out of 1409 companies in the Banks industry, placing it in the top 47.6%.
Is BayCom's 3-Year EPS without NRI Growth Rate too high?
BayCom's current 3-Year EPS without NRI Growth Rate of 8.30% is 11% below median its 10-year median of 9.30. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. BayCom's value of 8.30% is 10.7% above this industry median. Based on the distribution chart, BayCom ranks #670 out of 1409 companies in the Banks industry, which is above the industry midpoint. Overall, BayCom has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BayCom's 3-Year EPS without NRI Growth Rate compare to MSBC and TSBK?
According to the Banks industry distribution chart, BayCom ranks #670 out of 1409 companies for 3-Year EPS without NRI Growth Rate. This puts BayCom in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. BayCom's value of 8.30% is 10.7% above this benchmark. While the company's 10-year median is 9.30 vs. the industry median of 7.50, BayCom has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BayCom's current 3-Year EPS without NRI Growth Rate of 8.30% is 10.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for BayCom and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BayCom's current 3-Year EPS without NRI Growth Rate is 8.30%, which is 11% below median its own 10-year median of 9.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BayCom stock overvalued right now?
Based on GuruFocus' analysis, BayCom (BCML) is currently considered Fairly Valued. The stock's GF Value™ is $29.12, compared to a current price of $29.99 — trading 3% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 8.30%, which is 11% below median its 10-year median of 9.30 and 10.7% above the Banks industry median of 7.50. BayCom's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For BayCom (BCML), the current 3-Year EPS without NRI Growth Rate is 8.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BayCom (BCML) Overvalued in 2026?
Based on GuruFocus' analysis, BayCom stock appears to be overvalued.
The current stock price of $29.99 is trading 3% above its estimated GF Value™ of $29.12.
GuruFocus considers BayCom to be Fairly Valued.
Key valuation signals for BCML:
3-Year EPS without NRI Growth Rate: 8.30% (11% below median its 10-year median of 9.30)
GF Value™: $29.12 vs. price of $29.99 (3% above fair value)
Industry Position: 10.7% above the Banks median (#670 of 1409)
No single metric tells the full story. See the BCML stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BayCom Corp is a bank holding company for United Business Bank. It provides a broad range of financial services to businesses and business owners as well as individuals through its full-service branches and loan production office. The company targets its services to small and medium-sized businesses, professional firms, real estate professionals, nonprofit businesses, labor unions, and related nonprofit entities and businesses, and individual consumers. Its products and services include deposit products, personal accounts, loans, online banking, cash management, and business savings services. The Company operates as one reportable segment: banking operations.
71GF Score
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