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BayComBCML +1.63%67 Shiller PE Ratio is 16.99 as of Aug. 18, 2026, which is 14% above its 10-year median of 14.92. GuruFocus rates BCML with a GF Score™ of 67/100 and a GF Value™ of $29.14 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,240 Banks companies, BayCom ranks worse than 66.53% on this metric.
As of today (2026-08-18), BayCom's current share price is $31.10. BayCom's E10 for the quarter that ended in Jun. 2026 was $1.83. BayCom's Shiller PE Ratio for today is 16.99.
The historical rank and industry rank for BayCom's Shiller PE Ratio or its related term are showing as below:
BCML'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 10.36 Med: 14.92 Max: 20.72
Current: 16.99
During the past years, BayCom's highest Shiller PE Ratio was 20.72. The lowest was 10.36. And the median was 14.92.
BCML's Shiller PE Ratio is ranked worse than 66.53% of 1240
companies
in the Banks industry
Industry Median: 13.99
vs BCML: 16.99
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
BayCom's adjusted earnings per share data for the three months ended in Jun. 2026 was $-0.640. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $1.83 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
BayCom Shiller PE Ratio Related Terms
BayCom Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for BayCom's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BCML vs MSBC, TSBK, AVBH: Shiller PE Ratio Comparison
For the Banks - Regional subindustry, BayCom's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BayCom Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, BayCom's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where BayCom's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
BayCom's Shiller PE Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BayCom's E10 for the quarter that ended in Jun. 2026 is calculated as:
For example, BayCom's adjusted earnings per share data for the three months ended in Jun. 2026 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
BayCom (BCML) has a Shiller PE Ratio of 16.99 as of Aug. 18, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on BayCom and its competitors. This is 14% above median its historical median of 14.92. Over the past decade, BayCom's Shiller PE Ratio has ranged from 10.36 to 20.72. According to the industry distribution chart, BayCom ranks #825 out of 1240 companies in the Banks industry, placing it in the top 66.5%.
Is BayCom's Shiller PE Ratio too high?
BayCom's current Shiller PE Ratio of 16.99 is 14% above median its 10-year median of 14.92. Over the past 10 years, this metric has ranged from a low of 10.36 to a high of 20.72. The Banks industry median Shiller PE Ratio is 13.99. BayCom's value of 16.99 is 21.4% above this industry median. Based on the distribution chart, BayCom ranks #825 out of 1240 companies in the Banks industry, which is below the industry midpoint. Overall, BayCom has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BayCom's Shiller PE Ratio compare to MSBC and TSBK?
According to the Banks industry distribution chart, BayCom ranks #825 out of 1240 companies for Shiller PE Ratio. This places BayCom in the lower half of its industry. The industry median Shiller PE Ratio is 13.99. BayCom's value of 16.99 is 21.4% above this benchmark. Historically, BayCom's own Shiller PE Ratio has ranged from 10.36 to 20.72 over the past decade. While the company's 10-year median is 14.92 vs. the industry median of 13.99, BayCom has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.99, based on 1,240 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BayCom's current Shiller PE Ratio of 16.99 is 21.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on BayCom and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BayCom's current Shiller PE Ratio is 16.99, which is 14% above median its own 10-year median of 14.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BayCom stock overvalued right now?
Based on GuruFocus' analysis, BayCom (BCML) is currently considered Fairly Valued. The stock's GF Value™ is $29.14, compared to a current price of $31.10 — trading 6.7% above its estimated fair value. The current Shiller PE Ratio is 16.99, which is 14% above median its 10-year median of 14.92 and 21.4% above the Banks industry median of 13.99. BayCom's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For BayCom (BCML), the current Shiller PE Ratio is 16.99 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BayCom (BCML) Overvalued in 2026?
Based on GuruFocus' analysis, BayCom stock appears to be overvalued.
The current stock price of $31.10 is trading 6.7% above its estimated GF Value™ of $29.14.
GuruFocus considers BayCom to be Fairly Valued.
Key valuation signals for BCML:
Shiller PE Ratio: 16.99 (14% above median its 10-year median of 14.92)
GF Value™: $29.14 vs. price of $31.10 (6.7% above fair value)
Industry Position: 21.4% above the Banks median (#825 of 1240)
No single metric tells the full story. See the BCML stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BayCom Corp is a bank holding company for United Business Bank. It provides a broad range of financial services to businesses and business owners as well as individuals through its full-service branches and loan production office. The company targets its services to small and medium-sized businesses, professional firms, real estate professionals, nonprofit businesses, labor unions, and related nonprofit entities and businesses, and individual consumers. Its products and services include deposit products, personal accounts, loans, online banking, cash management, and business savings services. The Company operates as one reportable segment: banking operations.
67GF Score
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