BCML (BayCom) GF Score: 68/100 (As of Jul. 03, 2026) — Near Median


BCML BayCom Corp BCML
68 GF Score
Price $33.57
GF Value $26.76
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is BayCom GF Score?

BayCom BCML -1.12% 68 GF Score is 68 as of Jul. 03, 2026, which is 4% below its 10-year median of 71.00. GuruFocus rates BCML with a GF Score™ of 68/100 and a GF Value™ of $26.76 (Modestly Overvalued). The stock has 4 warning signs investors should review.

BayCom has the GF Score of 68, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 4/10
2. Profitability Rank : 6/10
3. Growth Rank : 3/10
4. GF Value Rank : 5/10
5. Momentum Rank : 8/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes BayCom might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

BayCom  (NAS:BCML) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

BayCom GF Score Related Terms

BCML vs AVBH, CHMG, CZFS: GF Score Comparison

For the Banks - Regional subindustry, BayCom's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BayCom GF Score vs Banks Industry

For the Banks industry and Financial Services sector, BayCom's GF Score distribution charts can be found below:

* The bar in red indicates where BayCom's GF Score falls into.


BCML
68GF Score
BayCom Corp BCML
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 68 mean?
BayCom (BCML) has a GF Score of 68 as of Jul. 03, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on BayCom and its competitors. This is near median its historical median of 71.00. Over the past decade, BayCom's GF Score has ranged from 52.00 to 84.00.
Is BayCom's GF Score too high?
BayCom's current GF Score of 68 is near median its 10-year median of 71.00. Over the past 10 years, this metric has ranged from a low of 52.00 to a high of 84.00. Overall, BayCom has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BayCom's GF Score compare to AVBH and CHMG?
BayCom's GF Score of 68 can be compared against companies in the Banks industry. Historically, BayCom's own GF Score has ranged from 52.00 to 84.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on BayCom and its competitors. BayCom's current GF Score is 68, which is near median its own 10-year median of 71.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BayCom stock overvalued right now?
Based on GuruFocus' analysis, BayCom (BCML) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.76, compared to a current price of $33.57 — trading 25.4% above its estimated fair value. The current GF Score is 68, which is near median its 10-year median of 71.00. BayCom's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For BayCom (BCML), the current GF Score is 68 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BayCom (BCML) Overvalued in 2026?

Based on GuruFocus' analysis, BayCom stock appears to be overvalued. The current stock price of $33.57 is trading 25.4% above its estimated GF Value™ of $26.76. GuruFocus considers BayCom to be Modestly Overvalued.

Key valuation signals for BCML:

  • GF Score: 68 (near median its 10-year median of 71.00)
  • GF Value™: $26.76 vs. price of $33.57 (25.4% above fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the BCML stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BayCom Business Description

Address 500 Ygnacio Valley Road, Walnut Creek, CA, USA, 94596
BayCom Corp is a bank holding company for United Business Bank. It provides a broad range of financial services to businesses and business owners as well as individuals through its full-service branches and loan production office. The company targets its services to small and medium-sized businesses, professional firms, real estate professionals, nonprofit businesses, labor unions, and related nonprofit entities and businesses, and individual consumers. Its products and services include deposit products, personal accounts, loans, online banking, cash management, and business savings services. The Company operates as one reportable segment: banking operations.
68GF Score

Get the complete analysis for BCML

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.57
Price
$26.76
GF Value