CBSH (Commerce Bancshares) Total Assets: $35,717 Mil (As of Mar. 2026)


CBSH Commerce Bancshares Inc CBSH
78 GF Score
Price $57.59
GF Value $58.18
Valuation Fairly Valued
! 2 Warning Signs
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What is Commerce Bancshares Total Assets?

Commerce Bancshares CBSH +0.25% 78 Total Assets is $35,717 Mil as of Mar. 2026. GuruFocus rates CBSH with a GF Score™ of 78/100 and a GF Value™ of $58.18 (Fairly Valued). The stock has 2 warning signs investors should review.

Commerce Bancshares's Total Assets for the quarter that ended in Mar. 2026 was $35,717 Mil.

During the past 12 months, Commerce Bancshares's average Total Assets Growth Rate was 14.40% per year. During the past 3 years, the average Total Assets Growth Rate was 2.60% per year. During the past 5 years, the average Total Assets Growth Rate was 2.30% per year. During the past 10 years, the average Total Assets Growth Rate was 3.50% per year.

During the past 13 years, Commerce Bancshares's highest 3-Year average Total Assets Growth Rate was 11.10%. The lowest was -12.70%. And the median was 5.20%.

Total Assets is connected with ROA %. Commerce Bancshares's annualized ROA % for the quarter that ended in Mar. 2026 was 1.65%. Total Assets is also linked to Revenue through Asset Turnover. Commerce Bancshares's Asset Turnover for the quarter that ended in Mar. 2026 was 0.01.


Commerce Bancshares  (NAS:CBSH) Total Assets Explanation

Total Assets is connected with ROA %.

Commerce Bancshares's annualized ROA % for the quarter that ended in Mar. 2026 is

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=566.492/( (32915.089+35717.256)/ 2 )
=566.492/34316.1725
=1.65 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Commerce Bancshares's Asset Turnover for the quarter that ended in Mar. 2026 is

Asset Turnover
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=487.338/( (32915.089+35717.256)/ 2 )
=487.338/34316.1725
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Commerce Bancshares Total Assets Related Terms


Commerce Bancshares Total Assets Historical Data

* Premium members only.

The historical data trend for Commerce Bancshares's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commerce Bancshares Total Assets Chart

Commerce Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36,689.09 31,875.93 31,701.06 31,996.63 32,915.09

Commerce Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32,364.96 32,284.25 32,288.69 32,915.09 35,717.26
CBSH
78GF Score
Commerce Bancshares Inc CBSH
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Commerce Bancshares Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Commerce Bancshares's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=3814.772+29100.317
=32,915

Commerce Bancshares's Total Assets for the quarter that ended in Mar. 2026 is calculated as

Total Assets=Total Equity (Q: Mar. 2026 )+Total Liabilities (Q: Mar. 2026 )
=4326.398+31390.858
=35,717

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of $35,717 Mil mean?
Commerce Bancshares (CBSH) has a Total Assets of $35,717 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on Commerce Bancshares and its competitors.
Is Commerce Bancshares' Total Assets too high?
Commerce Bancshares' current Total Assets is $35,717 Mil. Overall, Commerce Bancshares has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commerce Bancshares' Total Assets compare to VLY and BOKF?
Commerce Bancshares' Total Assets of $35,717 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Commerce Bancshares and its competitors. Commerce Bancshares's current Total Assets is $35,717 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commerce Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Commerce Bancshares (CBSH) is currently considered Fairly Valued. The stock's GF Value™ is $58.18, compared to a current price of $57.59 — trading 1% below its estimated fair value. The current Total Assets is $35,717 Mil. Commerce Bancshares' overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Commerce Bancshares (CBSH), the current Total Assets is $35,717 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commerce Bancshares (CBSH) Overvalued in 2026?

Based on GuruFocus' analysis, Commerce Bancshares stock appears to be undervalued. The current stock price of $57.59 is trading 1% below its estimated GF Value™ of $58.18. GuruFocus considers Commerce Bancshares to be Fairly Valued.

Key valuation signals for CBSH:

  • Total Assets: $35,717 Mil
  • GF Value™: $58.18 vs. price of $57.59 (1% below fair value)
  • GF Score™: 78/100 with 2 warning signs

No single metric tells the full story. See the CBSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commerce Bancshares Business Description

Address 1000 Walnut, Kansas City, MO, USA, 64106
Commerce Bancshares Inc operates as the bank holding company for Commerce Bank. The bank is engaged in the general banking business, providing a broad range of retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals, businesses, and municipalities. The company has three reportable segments. The Commercial segment provides lending, leasing, deposit, payment, and cash management services to business and government customers. The Retail Banking segment offers consumer deposits, consumer lending, mortgage banking, and debit and credit card services through its branch network. The Wealth segment provides trust, estate planning, brokerage, and investment management services to individual and institutional clients.
78GF Score

Get the complete analysis for CBSH

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$57.59
Price
$58.18
GF Value