Commerce BancsharesCBSH -0.04%78 OCF Yield % is 14.43 as of Jun. 25, 2026, which is 96% above its 10-year median of 7.36. GuruFocus rates CBSH with a GF Score™ of 78/100 and a GF Value™ of $58.17 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,501 Banks companies, Commerce Bancshares ranks better than 68.69% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Commerce Bancshares OCF Yield % Related Terms
Commerce Bancshares OCF Yield % Historical Data
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The historical data trend for Commerce Bancshares's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Commerce Bancshares's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commerce Bancshares OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Commerce Bancshares's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Commerce Bancshares's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commerce Bancshares (CBSH) has a OCF Yield % of 14.43 as of Jun. 25, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Commerce Bancshares and its competitors. This is 96% above median its historical median of 7.36. Over the past decade, Commerce Bancshares' OCF Yield % has ranged from 3.09 to 16.37. According to the industry distribution chart, Commerce Bancshares ranks #470 out of 1501 companies in the Banks industry, placing it in the top 31.3%.
Is Commerce Bancshares' OCF Yield % too high?
Commerce Bancshares' current OCF Yield % of 14.43 is 96% above median its 10-year median of 7.36. Over the past 10 years, this metric has ranged from a low of 3.09 to a high of 16.37. The Banks industry median OCF Yield % is 9.25. Commerce Bancshares' value of 14.43 is 56% above this industry median. Based on the distribution chart, Commerce Bancshares ranks #470 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, Commerce Bancshares has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commerce Bancshares' OCF Yield % compare to VLY and BOKF?
According to the Banks industry distribution chart, Commerce Bancshares ranks #470 out of 1501 companies for OCF Yield %. This puts Commerce Bancshares in the upper half of its industry. The industry median OCF Yield % is 9.25. Commerce Bancshares' value of 14.43 is 56% above this benchmark. Historically, Commerce Bancshares' own OCF Yield % has ranged from 3.09 to 16.37 over the past decade. While the company's 10-year median is 7.36 vs. the industry median of 9.25, Commerce Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commerce Bancshares's current OCF Yield % of 14.43 is 56% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Commerce Bancshares and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commerce Bancshares's current OCF Yield % is 14.43, which is 96% above median its own 10-year median of 7.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commerce Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Commerce Bancshares (CBSH) is currently considered Fairly Valued. The stock's GF Value™ is $58.17, compared to a current price of $56.62 — trading 2.7% below its estimated fair value. The current OCF Yield % is 14.43, which is 96% above median its 10-year median of 7.36 and 56% above the Banks industry median of 9.25. Commerce Bancshares' overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Commerce Bancshares (CBSH), the current OCF Yield % is 14.43 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commerce Bancshares (CBSH) Overvalued in 2026?
Based on GuruFocus' analysis, Commerce Bancshares stock appears to be undervalued.
The current stock price of $56.62 is trading 2.7% below its estimated GF Value™ of $58.17.
GuruFocus considers Commerce Bancshares to be Fairly Valued.
Key valuation signals for CBSH:
OCF Yield %: 14.43 (96% above median its 10-year median of 7.36)
GF Value™: $58.17 vs. price of $56.62 (2.7% below fair value)
Industry Position: 56% above the Banks median (#470 of 1501)
No single metric tells the full story. See the CBSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commerce Bancshares Inc operates as the bank holding company for Commerce Bank. The bank is engaged in the general banking business, providing a broad range of retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals, businesses, and municipalities. The company has three reportable segments. The Commercial segment provides lending, leasing, deposit, payment, and cash management services to business and government customers. The Retail Banking segment offers consumer deposits, consumer lending, mortgage banking, and debit and credit card services through its branch network. The Wealth segment provides trust, estate planning, brokerage, and investment management services to individual and institutional clients.
78GF Score
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