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Banca Sistema SpAMIL:BST -0.37%64 3-Year EPS without NRI Growth Rate is 21.20% as of Jun. 2026, which is 584% above its 10-year median of 3.10. GuruFocus rates MIL:BST with a GF Score™ of 64/100 and a GF Value™ of €2.01 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,405 Banks companies, Banca Sistema SpA ranks better than 77.58% on this metric.
During the past 12 months, Banca Sistema SpA's average EPS without NRI Growth Rate was 82.00% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 21.20% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 6.00% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 1.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 12 years, the highest 3-Year average EPS without NRI Growth Rate of Banca Sistema SpA was 21.20% per year. The lowest was -14.20% per year. And the median was 3.10% per year.
Banca Sistema SpA (MIL:BST) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Banca Sistema SpA 3-Year EPS without NRI Growth Rate Related Terms
MIL:BST vs USB, PNC: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Banca Sistema SpA's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Sistema SpA 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Banca Sistema SpA's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Banca Sistema SpA's 3-Year EPS without NRI Growth Rate falls into.
Banca Sistema SpA 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 21.20% mean?
Banca Sistema SpA (MIL:BST) has a 3-Year EPS without NRI Growth Rate of 21.20% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Banca Sistema SpA and its competitors. This is 584% above median its historical median of 3.10. According to the industry distribution chart, Banca Sistema SpA ranks #315 out of 1405 companies in the Banks industry, placing it in the top 22.4%.
Is Banca Sistema SpA's 3-Year EPS without NRI Growth Rate too high?
Banca Sistema SpA's current 3-Year EPS without NRI Growth Rate of 21.20% is 584% above median its 10-year median of 3.10. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Banca Sistema SpA's value of 21.20% is 182.7% above this industry median. Based on the distribution chart, Banca Sistema SpA ranks #315 out of 1405 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banca Sistema SpA has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banca Sistema SpA's 3-Year EPS without NRI Growth Rate compare to USB and PNC?
According to the Banks industry distribution chart, Banca Sistema SpA ranks #315 out of 1405 companies for 3-Year EPS without NRI Growth Rate. This places Banca Sistema SpA in the top 22% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Banca Sistema SpA's value of 21.20% is 182.7% above this benchmark. While the company's 10-year median is 3.10 vs. the industry median of 7.50, Banca Sistema SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,405 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Sistema SpA's current 3-Year EPS without NRI Growth Rate of 21.20% is 182.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Banca Sistema SpA and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Sistema SpA's current 3-Year EPS without NRI Growth Rate is 21.20%, which is 584% above median its own 10-year median of 3.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Sistema SpA stock overvalued right now?
Based on GuruFocus' analysis, Banca Sistema SpA (MIL:BST) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.01, compared to a current price of €1.61 — trading 19.7% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 21.20%, which is 584% above median its 10-year median of 3.10 and 182.7% above the Banks industry median of 7.50. Banca Sistema SpA's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Banca Sistema SpA (MIL:BST), the current 3-Year EPS without NRI Growth Rate is 21.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Sistema SpA (MIL:BST) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Sistema SpA stock appears to be undervalued.
The current stock price of €1.61 is trading 19.7% below its estimated GF Value™ of €2.01.
GuruFocus considers Banca Sistema SpA to be Modestly Undervalued.
Key valuation signals for MIL:BST:
3-Year EPS without NRI Growth Rate: 21.20% (584% above median its 10-year median of 3.10)
GF Value™: €2.01 vs. price of €1.61 (19.7% below fair value)
Industry Position: 182.7% above the Banks median (#315 of 1405)
No single metric tells the full story. See the MIL:BST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Sistema SpA provides factoring and banking services. It specializes in the acquisition, management, and financing of receivables. The firm's products and services comprise current accounts, time deposits, funding for SMEs, non-recourse factoring, credit management, and payment services. Segment reporting of the company includes the following divisions: Factoring Division includes business related to the origination of trade and tax receivables with and without recourse, and the management. Retail Division, which includes the business related to the purchase of salary- and pension-backed loans. Collateralized Lending Division includes the business related to collateral-backed loans. Corporate Division includes activities related to the management of the Group's financial resources.
64GF Score
Get the complete analysis for MIL:BST
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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