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Banca Sistema SpAMIL:BST +1.01%65 Shiller PE Ratio is 4.32 as of Aug. 31, 2026, which is 6% below its 10-year median of 4.59. GuruFocus rates MIL:BST with a GF Score™ of 65/100 and a GF Value™ of €2.02 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,239 Banks companies, Banca Sistema SpA ranks better than 94.92% on this metric.
The historical rank and industry rank for Banca Sistema SpA's Shiller PE Ratio or its related term are showing as below:
MIL:BST'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 3.64 Med: 4.59 Max: 5.61
Current: 4.38
During the past years, Banca Sistema SpA's highest Shiller PE Ratio was 5.61. The lowest was 3.64. And the median was 4.59.
MIL:BST's Shiller PE Ratio is ranked better than 94.92% of 1239
companies
in the Banks industry
Industry Median: 13.77
vs MIL:BST: 4.38
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Banca Sistema SpA's adjusted earnings per share data for the three months ended in Jun. 2026 was €0.007. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is €0.37 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Banca Sistema SpA (MIL:BST) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Banca Sistema SpA Shiller PE Ratio Related Terms
Banca Sistema SpA Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Banca Sistema SpA's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banca Sistema SpA's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Sistema SpA Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banca Sistema SpA's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Banca Sistema SpA's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banca Sistema SpA's E10 for the quarter that ended in Jun. 2026 is calculated as:
For example, Banca Sistema SpA's adjusted earnings per share data for the three months ended in Jun. 2026 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Banca Sistema SpA (MIL:BST) has a Shiller PE Ratio of 4.32 as of Aug. 31, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Banca Sistema SpA and its competitors. This is near median its historical median of 4.59. Over the past decade, Banca Sistema SpA's Shiller PE Ratio has ranged from 3.64 to 5.61. According to the industry distribution chart, Banca Sistema SpA ranks #63 out of 1239 companies in the Banks industry, placing it in the top 5.1%.
Is Banca Sistema SpA's Shiller PE Ratio too high?
Banca Sistema SpA's current Shiller PE Ratio of 4.32 is near median its 10-year median of 4.59. Over the past 10 years, this metric has ranged from a low of 3.64 to a high of 5.61. The Banks industry median Shiller PE Ratio is 13.77. Banca Sistema SpA's value of 4.32 is 68.6% below this industry median. Based on the distribution chart, Banca Sistema SpA ranks #63 out of 1239 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banca Sistema SpA has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banca Sistema SpA's Shiller PE Ratio compare to USB and PNC?
According to the Banks industry distribution chart, Banca Sistema SpA ranks #63 out of 1239 companies for Shiller PE Ratio. This places Banca Sistema SpA in the top 5% of its industry — outperforming the majority of peers. The industry median Shiller PE Ratio is 13.77. Banca Sistema SpA's value of 4.32 is 68.6% below this benchmark. Historically, Banca Sistema SpA's own Shiller PE Ratio has ranged from 3.64 to 5.61 over the past decade. While the company's 10-year median is 4.59 vs. the industry median of 13.77, Banca Sistema SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.77, based on 1,239 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Sistema SpA's current Shiller PE Ratio of 4.32 is 68.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Banca Sistema SpA and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Sistema SpA's current Shiller PE Ratio is 4.32, which is near median its own 10-year median of 4.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Sistema SpA stock overvalued right now?
Based on GuruFocus' analysis, Banca Sistema SpA (MIL:BST) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.02, compared to a current price of €1.60 — trading 20.8% below its estimated fair value. The current Shiller PE Ratio is 4.32, which is near median its 10-year median of 4.59 and 68.6% below the Banks industry median of 13.77. Banca Sistema SpA's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Banca Sistema SpA (MIL:BST), the current Shiller PE Ratio is 4.32 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Sistema SpA (MIL:BST) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Sistema SpA stock appears to be undervalued.
The current stock price of €1.60 is trading 20.8% below its estimated GF Value™ of €2.02.
GuruFocus considers Banca Sistema SpA to be Modestly Undervalued.
Key valuation signals for MIL:BST:
Shiller PE Ratio: 4.32 (near median its 10-year median of 4.59)
GF Value™: €2.02 vs. price of €1.60 (20.8% below fair value)
Industry Position: 68.6% below the Banks median (#63 of 1239)
No single metric tells the full story. See the MIL:BST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Sistema SpA provides factoring and banking services. It specializes in the acquisition, management, and financing of receivables. The firm's products and services comprise current accounts, time deposits, funding for SMEs, non-recourse factoring, credit management, and payment services. Segment reporting of the company includes the following divisions: Factoring Division includes business related to the origination of trade and tax receivables with and without recourse, and the management. Retail Division, which includes the business related to the purchase of salary- and pension-backed loans. Collateralized Lending Division includes the business related to collateral-backed loans. Corporate Division includes activities related to the management of the Group's financial resources.
65GF Score
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