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SHF HoldingsSHFS -0.98%40 3-Year EPS without NRI Growth Rate is 71.60% as of Jun. 2026, which is at its 10-year median of 71.60. GuruFocus rates SHFS with a GF Score™ of 40/100 and a GF Value™ of $2.16 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 1,411 Banks companies, SHF Holdings ranks better than 97.31% on this metric.
During the past 3 years, the average EPS without NRI Growth Rate was 71.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 6 years, the highest 3-Year average EPS without NRI Growth Rate of SHF Holdings was 71.60% per year. The lowest was 71.60% per year. And the median was 71.60% per year.
SHF Holdings (NAS:SHFS) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
SHF Holdings 3-Year EPS without NRI Growth Rate Related Terms
SHFS vs ABBB, PNC, USB: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, SHF Holdings's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SHF Holdings 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, SHF Holdings's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where SHF Holdings's 3-Year EPS without NRI Growth Rate falls into.
SHF Holdings 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 71.60% mean?
SHF Holdings (SHFS) has a 3-Year EPS without NRI Growth Rate of 71.60% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for SHF Holdings and its competitors. This is near median its historical median of 71.60. Over the past decade, SHF Holdings' 3-Year EPS without NRI Growth Rate has ranged from 71.60 to 71.60. According to the industry distribution chart, SHF Holdings ranks #38 out of 1411 companies in the Banks industry, placing it in the top 2.7%.
Is SHF Holdings' 3-Year EPS without NRI Growth Rate too high?
SHF Holdings' current 3-Year EPS without NRI Growth Rate of 71.60% is near median its 10-year median of 71.60. Over the past 10 years, this metric has ranged from a low of 71.60 to a high of 71.60. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. SHF Holdings' value of 71.60% is 854.7% above this industry median. Based on the distribution chart, SHF Holdings ranks #38 out of 1411 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, SHF Holdings has a GF Score™ of 40/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SHF Holdings' 3-Year EPS without NRI Growth Rate compare to ABBB and PNC?
According to the Banks industry distribution chart, SHF Holdings ranks #38 out of 1411 companies for 3-Year EPS without NRI Growth Rate. This places SHF Holdings in the top 3% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.50. SHF Holdings' value of 71.60% is 854.7% above this benchmark. Historically, SHF Holdings' own 3-Year EPS without NRI Growth Rate has ranged from 71.60 to 71.60 over the past decade. While the company's 10-year median is 71.60 vs. the industry median of 7.50, SHF Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SHF Holdings's current 3-Year EPS without NRI Growth Rate of 71.60% is 854.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for SHF Holdings and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SHF Holdings's current 3-Year EPS without NRI Growth Rate is 71.60%, which is near median its own 10-year median of 71.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SHF Holdings stock overvalued right now?
Based on GuruFocus' analysis, SHF Holdings (SHFS) is currently considered Possible Value Trap. The stock's GF Value™ is $2.16, compared to a current price of $0.17 — trading 92.2% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 71.60%, which is near median its 10-year median of 71.60 and 854.7% above the Banks industry median of 7.50. SHF Holdings' overall GF Score™ is 40/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For SHF Holdings (SHFS), the current 3-Year EPS without NRI Growth Rate is 71.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SHF Holdings (SHFS) Overvalued in 2026?
Based on GuruFocus' analysis, SHF Holdings stock appears to be undervalued.
The current stock price of $0.17 is trading 92.2% below its estimated GF Value™ of $2.16.
GuruFocus considers SHF Holdings to be Possible Value Trap.
Key valuation signals for SHFS:
3-Year EPS without NRI Growth Rate: 71.60% (near median its 10-year median of 71.60)
GF Value™: $2.16 vs. price of $0.17 (92.2% below fair value)
Industry Position: 854.7% above the Banks median (#38 of 1411)
No single metric tells the full story. See the SHFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SHF Holdings Inc is a financial services provider to cannabis-related businesses. It offers reliable access to banking solutions for cannabis, hemp, CBD, and ancillary operators, making communities safer, driving growth in local economies, and fostering long-term partnerships. The company provides compliance and loan origination services to financial institutions that wish to offer business banking, private banking, and commercial banking services to clients operating in or adjacent to the state-legal cannabis industry. Its core service offerings include: Regulatory compliance consulting and technology, Cannabis-related deposit services and Lending services. The company generates revenue through fee income, investment income, and loan program income.
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