SHFS (SHF Holdings) Tariff Resilience Score: 6/10 (As of Aug. 16, 2026)

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SHFS SHF Holdings Inc SHFS
40 GF Score
Price $0.17
GF Value $2.16
Valuation Possible Value Trap
! 2 Warning Signs
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What is SHF Holdings Tariff Resilience Score?

SHF Holdings SHFS -0.98% 40 Tariff Resilience Score is 6 as of Aug. 16, 2026. GuruFocus rates SHFS with a GF Score™ of 40/100 and a GF Value™ of $2.16 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 1,608 Banks companies, SHF Holdings ranks better than 57.15% on this metric.

SHF Holdings has the Tariff Resilience Score of 6, which implies that the company might have Average Resilient.

SHF Holdings has SHF Holdings has moderate exposure to tariffs due to its financial services focus. While not directly impacted, its clients in trade-exposed industries could face challenges. The company has some flexibility in adjusting its service offerings.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes SHF Holdings might have Average Resilient.

SHF Holdings  (NAS:SHFS) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

SHF Holdings Tariff Resilience Score Related Terms

SHFS vs ABBB, PNC, USB: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, SHF Holdings's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

SHF Holdings Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, SHF Holdings's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where SHF Holdings's Tariff Resilience Score falls into.


SHFS
40GF Score
SHF Holdings Inc SHFS
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 6 mean?
SHF Holdings (SHFS) has a Tariff Resilience Score of 6 as of Aug. 16, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, SHF Holdings ranks #689 out of 1608 companies in the Banks industry, placing it in the top 42.8%.
Is SHF Holdings' Tariff Resilience Score too high?
SHF Holdings' current Tariff Resilience Score is 6. Based on the distribution chart, SHF Holdings ranks #689 out of 1608 companies in the Banks industry, which is above the industry midpoint. Overall, SHF Holdings has a GF Score™ of 40/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SHF Holdings' Tariff Resilience Score compare to ABBB and PNC?
According to the Banks industry distribution chart, SHF Holdings ranks #689 out of 1608 companies for Tariff Resilience Score. This puts SHF Holdings in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. SHF Holdings's current Tariff Resilience Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SHF Holdings stock overvalued right now?
Based on GuruFocus' analysis, SHF Holdings (SHFS) is currently considered Possible Value Trap. The stock's GF Value™ is $2.16, compared to a current price of $0.17 — trading 92.2% below its estimated fair value. The current Tariff Resilience Score is 6. SHF Holdings' overall GF Score™ is 40/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For SHF Holdings (SHFS), the current Tariff Resilience Score is 6 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SHF Holdings (SHFS) Overvalued in 2026?

Based on GuruFocus' analysis, SHF Holdings stock appears to be undervalued. The current stock price of $0.17 is trading 92.2% below its estimated GF Value™ of $2.16. GuruFocus considers SHF Holdings to be Possible Value Trap.

Key valuation signals for SHFS:

  • Tariff Resilience Score: 6
  • GF Value™: $2.16 vs. price of $0.17 (92.2% below fair value)
  • GF Score™: 40/100 with 2 warning signs

No single metric tells the full story. See the SHFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SHF Holdings Business Description

Address 1526 Cole Boulevard, Suite 250, Golden, CO, USA, 80401
SHF Holdings Inc is a financial services provider to cannabis-related businesses. It offers reliable access to banking solutions for cannabis, hemp, CBD, and ancillary operators, making communities safer, driving growth in local economies, and fostering long-term partnerships. The company provides compliance and loan origination services to financial institutions that wish to offer business banking, private banking, and commercial banking services to clients operating in or adjacent to the state-legal cannabis industry. Its core service offerings include: Regulatory compliance consulting and technology, Cannabis-related deposit services and Lending services. The company generates revenue through fee income, investment income, and loan program income.
40GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.17
Price
$2.16
GF Value