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BPER Banca SpABPERF +3.99%40 Earnings per Share (Diluted) is $1.25 as of Dec. 2025. GuruFocus rates BPERF with a GF Score™ of 40/100 and a GF Value™ of $5.53 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,413 Banks companies, BPER Banca SpA ranks better than 90.94% on this metric.
BPER Banca SpA's EPS (Basic) for the
three
months ended in Dec. 2025 was $0.20.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $1.26.
During the past 12 months, BPER Banca SpA's average EPS without NRIGrowth Rate was 16.30% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 38.40% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 50.00% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 20.10% per year.
During the past 13 years, BPER Banca SpA's highest 3-Year average EPS without NRI Growth Rate was 122.60% per year. The lowest was -48.10% per year. And the median was 3.15% per year.
BPER Banca SpA (OTCPK:BPERF) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
BPER Banca SpA Earnings per Share (Diluted) Related Terms
BPER Banca SpA Earnings per Share (Diluted) Historical Data
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The historical data trend for BPER Banca SpA's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BPER Banca SpA Earnings per Share (Diluted) Competitor Comparison
For the Banks - Regional subindustry, BPER Banca SpA's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BPER Banca SpA PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, BPER Banca SpA's PE Ratio distribution charts can be found below:
* The bar in red indicates where BPER Banca SpA's PE Ratio falls into.
BPER Banca SpA Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
BPER Banca SpA's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.25
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $1.25 mean?
BPER Banca SpA (BPERF) has a Earnings per Share (Diluted) of $1.25 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on BPER Banca SpA and its competitors. According to the industry distribution chart, BPER Banca SpA ranks #128 out of 1413 companies in the Banks industry, placing it in the top 9.1%.
Is BPER Banca SpA's Earnings per Share (Diluted) too high?
BPER Banca SpA's current Earnings per Share (Diluted) is $1.25. The Banks industry median Earnings per Share (Diluted) is 7.30. BPER Banca SpA's value of $1.25 is 82.9% below this industry median. Based on the distribution chart, BPER Banca SpA ranks #128 out of 1413 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BPER Banca SpA has a GF Score™ of 40/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BPER Banca SpA's Earnings per Share (Diluted) compare to competitors?
According to the Banks industry distribution chart, BPER Banca SpA ranks #128 out of 1413 companies for Earnings per Share (Diluted). This places BPER Banca SpA in the top 9% of its industry — outperforming the majority of peers. The industry median Earnings per Share (Diluted) is 7.30. BPER Banca SpA's value of $1.25 is 82.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BPER Banca SpA's current Earnings per Share (Diluted) of $1.25 is 82.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on BPER Banca SpA and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BPER Banca SpA's current Earnings per Share (Diluted) is $1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BPER Banca SpA stock overvalued right now?
Based on GuruFocus' analysis, BPER Banca SpA (BPERF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.53, compared to a current price of $15.65 — trading 183% above its estimated fair value. The current Earnings per Share (Diluted) is $1.25 and 82.9% below the Banks industry median of 7.30. BPER Banca SpA's overall GF Score™ is 40/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For BPER Banca SpA (BPERF), the current Earnings per Share (Diluted) is $1.25 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BPER Banca SpA (BPERF) Overvalued in 2026?
Based on GuruFocus' analysis, BPER Banca SpA stock appears to be overvalued.
The current stock price of $15.65 is trading 183% above its estimated GF Value™ of $5.53.
GuruFocus considers BPER Banca SpA to be Significantly Overvalued.
Key valuation signals for BPERF:
Earnings per Share (Diluted): $1.25
GF Value™: $5.53 vs. price of $15.65 (183% above fair value)
Industry Position: 82.9% below the Banks median (#128 of 1413)
No single metric tells the full story. See the BPERF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BPER Banca SpA is a banking group consisting of four Italian regional commercial banks that merged on the initiative of BPER Banca. The banks are involved in a number of market segments, including retail banking, corporate and investment banking, and wealth management and insurance. In addition to the banks, the Group includes product companies, including asset management, personal loans, leasing, and factoring operations, and special purpose vehicles. Its strategy emphasizes customer service and cooperative banking. BPER group's customer base overwhelming derives from retail banking, mostly from individuals with some business deposits. Its loan base, however, is principally the group's corporate customers.
40GF Score
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Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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