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BPER Banca SpABPERF +3.99%40 3-1 Month Momentum % is 10.34% as of Aug. 01, 2026. GuruFocus rates BPERF with a GF Score™ of 40/100 and a GF Value™ of $5.53 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,579 Banks companies, BPER Banca SpA ranks better than 75.11% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-01), BPER Banca SpA's 3-1 Month Momentum % is 10.34%.
The industry rank for BPER Banca SpA's 3-1 Month Momentum % or its related term are showing as below:
BPERF's 3-1 Month Momentum % is ranked better than 75.11% of 1579
companies
in the Banks industry
Industry Median: 2.74
vs BPERF: 10.34
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
For the Banks - Regional subindustry, BPER Banca SpA's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BPER Banca SpA 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, BPER Banca SpA's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where BPER Banca SpA's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BPER Banca SpA (BPERF) has a 3-1 Month Momentum % of 10.34% as of Aug. 01, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on BPER Banca SpA and its competitors. According to the industry distribution chart, BPER Banca SpA ranks #393 out of 1579 companies in the Banks industry, placing it in the top 24.9%.
Is BPER Banca SpA's 3-1 Month Momentum % too high?
BPER Banca SpA's current 3-1 Month Momentum % is 10.34%. The Banks industry median 3-1 Month Momentum % is 2.74. BPER Banca SpA's value of 10.34% is 277.4% above this industry median. Based on the distribution chart, BPER Banca SpA ranks #393 out of 1579 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BPER Banca SpA has a GF Score™ of 40/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BPER Banca SpA's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, BPER Banca SpA ranks #393 out of 1579 companies for 3-1 Month Momentum %. This places BPER Banca SpA in the top 25% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 2.74. BPER Banca SpA's value of 10.34% is 277.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.74, based on 1,579 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BPER Banca SpA's current 3-1 Month Momentum % of 10.34% is 277.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on BPER Banca SpA and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BPER Banca SpA's current 3-1 Month Momentum % is 10.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BPER Banca SpA stock overvalued right now?
Based on GuruFocus' analysis, BPER Banca SpA (BPERF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.53, compared to a current price of $15.65 — trading 183% above its estimated fair value. The current 3-1 Month Momentum % is 10.34% and 277.4% above the Banks industry median of 2.74. BPER Banca SpA's overall GF Score™ is 40/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For BPER Banca SpA (BPERF), the current 3-1 Month Momentum % is 10.34% as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BPER Banca SpA (BPERF) Overvalued in 2026?
Based on GuruFocus' analysis, BPER Banca SpA stock appears to be overvalued.
The current stock price of $15.65 is trading 183% above its estimated GF Value™ of $5.53.
GuruFocus considers BPER Banca SpA to be Significantly Overvalued.
Key valuation signals for BPERF:
3-1 Month Momentum %: 10.34%
GF Value™: $5.53 vs. price of $15.65 (183% above fair value)
Industry Position: 277.4% above the Banks median (#393 of 1579)
No single metric tells the full story. See the BPERF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BPER Banca SpA is a banking group consisting of four Italian regional commercial banks that merged on the initiative of BPER Banca. The banks are involved in a number of market segments, including retail banking, corporate and investment banking, and wealth management and insurance. In addition to the banks, the Group includes product companies, including asset management, personal loans, leasing, and factoring operations, and special purpose vehicles. Its strategy emphasizes customer service and cooperative banking. BPER group's customer base overwhelming derives from retail banking, mostly from individuals with some business deposits. Its loan base, however, is principally the group's corporate customers.
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