BPERF (BPER Banca SpA) Total Noninterest Expense: $4,298 Mil (As of Dec. 2025)

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BPERF BPER Banca SpA BPERF
40 GF Score
Price $15.65
GF Value $5.53
Valuation Significantly Overvalued
! 8 Warning Signs
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What is BPER Banca SpA Total Noninterest Expense?

BPER Banca SpA BPERF +3.99% 40 Total Noninterest Expense is $4,298 Mil as of Dec. 2025. GuruFocus rates BPERF with a GF Score™ of 40/100 and a GF Value™ of $5.53 (Significantly Overvalued). The stock has 8 warning signs investors should review.

BPER Banca SpA's Total Noninterest Expense for the three months ended in Dec. 2025 was $1,139 Mil. BPER Banca SpA's Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $4,298 Mil.


BPER Banca SpA Total Noninterest Expense Related Terms


BPER Banca SpA Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for BPER Banca SpA's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BPER Banca SpA Total Noninterest Expense Chart

BPER Banca SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,927.38 4,094.52 3,972.11 3,730.38 4,285.19

BPER Banca SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 900.30 913.76 1,227.40 1,138.90 1,017.77
BPERF
40GF Score
BPER Banca SpA BPERF
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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BPER Banca SpA Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $4,298 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $4,298 Mil mean?
BPER Banca SpA (BPERF) has a Total Noninterest Expense of $4,298 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on BPER Banca SpA and its competitors.
Is BPER Banca SpA's Total Noninterest Expense too high?
BPER Banca SpA's current Total Noninterest Expense is $4,298 Mil. Overall, BPER Banca SpA has a GF Score™ of 40/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BPER Banca SpA's Total Noninterest Expense compare to competitors?
BPER Banca SpA's Total Noninterest Expense of $4,298 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on BPER Banca SpA and its competitors. BPER Banca SpA's current Total Noninterest Expense is $4,298 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BPER Banca SpA stock overvalued right now?
Based on GuruFocus' analysis, BPER Banca SpA (BPERF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.53, compared to a current price of $15.65 — trading 183% above its estimated fair value. The current Total Noninterest Expense is $4,298 Mil. BPER Banca SpA's overall GF Score™ is 40/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For BPER Banca SpA (BPERF), the current Total Noninterest Expense is $4,298 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BPER Banca SpA (BPERF) Overvalued in 2026?

Based on GuruFocus' analysis, BPER Banca SpA stock appears to be overvalued. The current stock price of $15.65 is trading 183% above its estimated GF Value™ of $5.53. GuruFocus considers BPER Banca SpA to be Significantly Overvalued.

Key valuation signals for BPERF:

  • Total Noninterest Expense: $4,298 Mil
  • GF Value™: $5.53 vs. price of $15.65 (183% above fair value)
  • GF Score™: 40/100 with 8 warning signs

No single metric tells the full story. See the BPERF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BPER Banca SpA Business Description

Address Via San Carlo 8/20, Modena, ITA, 41121
BPER Banca SpA is a banking group consisting of four Italian regional commercial banks that merged on the initiative of BPER Banca. The banks are involved in a number of market segments, including retail banking, corporate and investment banking, and wealth management and insurance. In addition to the banks, the Group includes product companies, including asset management, personal loans, leasing, and factoring operations, and special purpose vehicles. Its strategy emphasizes customer service and cooperative banking. BPER group's customer base overwhelming derives from retail banking, mostly from individuals with some business deposits. Its loan base, however, is principally the group's corporate customers.
40GF Score

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Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.65
Price
$5.53
GF Value