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Columbia Financial's EPS (Basic) for the
three
months ended in Mar. 2026 was $0.13.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.55.
During the past 10 years, Columbia Financial's highest 3-Year average EPS without NRI Growth Rate was 30.10% per year. The lowest was -15.00% per year. And the median was 19.25% per year.
Columbia Financial (NAS:CLBK) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Columbia Financial Earnings per Share (Diluted) Related Terms
Columbia Financial Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Columbia Financial's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Columbia Financial Earnings per Share (Diluted) Chart
CLBK vs FMBL, PFBC, HFWA: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, Columbia Financial's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Columbia Financial PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Columbia Financial's PE Ratio distribution charts can be found below:
* The bar in red indicates where Columbia Financial's PE Ratio falls into.
Columbia Financial Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Columbia Financial's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.55
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $0.55 mean?
Columbia Financial (CLBK) has a Earnings per Share (Diluted) of $0.55 as of Mar. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Columbia Financial and its competitors. According to the industry distribution chart, Columbia Financial ranks #1274 out of 1409 companies in the Banks industry, placing it in the top 90.4%.
Is Columbia Financial's Earnings per Share (Diluted) too high?
Columbia Financial's current Earnings per Share (Diluted) is $0.55. The Banks industry median Earnings per Share (Diluted) is 7.50. Columbia Financial's value of $0.55 is 92.7% below this industry median. Based on the distribution chart, Columbia Financial ranks #1274 out of 1409 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Columbia Financial has a GF Score™ of 56/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Columbia Financial's Earnings per Share (Diluted) compare to FMBL and PFBC?
According to the Banks industry distribution chart, Columbia Financial ranks #1274 out of 1409 companies for Earnings per Share (Diluted). This places Columbia Financial in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.50. Columbia Financial's value of $0.55 is 92.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Columbia Financial's current Earnings per Share (Diluted) of $0.55 is 92.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Columbia Financial and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Columbia Financial's current Earnings per Share (Diluted) is $0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Columbia Financial stock overvalued right now?
Based on GuruFocus' analysis, Columbia Financial (CLBK) is currently considered Significantly Undervalued. The stock's GF Value™ is $23.26, compared to a current price of $11.71 — trading 49.7% below its estimated fair value. The current Earnings per Share (Diluted) is $0.55 and 92.7% below the Banks industry median of 7.50. Columbia Financial's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Columbia Financial (CLBK), the current Earnings per Share (Diluted) is $0.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Columbia Financial (CLBK) Overvalued in 2026?
Based on GuruFocus' analysis, Columbia Financial stock appears to be undervalued.
The current stock price of $11.71 is trading 49.7% below its estimated GF Value™ of $23.26.
GuruFocus considers Columbia Financial to be Significantly Undervalued.
Key valuation signals for CLBK:
Earnings per Share (Diluted): $0.55
GF Value™: $23.26 vs. price of $11.71 (49.7% below fair value)
Industry Position: 92.7% below the Banks median (#1274 of 1409)
No single metric tells the full story. See the CLBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Columbia Financial Inc is a federally chartered savings bank that serves the financial needs of depositors and the local community as a customer service-focused institution. The company offers traditional financial services to businesses and consumers in its market areas. It attracts deposits from the general public and uses those funds to originate various loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family real estate loans, construction loans, home equity loans and advances, and other consumer loans. The company also offers title insurance through its wholly owned subsidiary and provides a broad range of insurance products, including personal and business lines of insurance, mainly to customers and New Jersey residents.
56GF Score
Get the complete analysis for CLBK
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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