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During the past 12 months, German American Bancorp's average EPS without NRIGrowth Rate was 21.50% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 3.30% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was -0.90% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 6.10% per year.
During the past 13 years, German American Bancorp's highest 3-Year average EPS without NRI Growth Rate was 74.10% per year. The lowest was -17.30% per year. And the median was 9.60% per year.
German American Bancorp (NAS:GABC) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
German American Bancorp Earnings per Share (Diluted) Related Terms
German American Bancorp Earnings per Share (Diluted) Historical Data
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The historical data trend for German American Bancorp's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
German American Bancorp Earnings per Share (Diluted) Chart
GABC vs CASH, RBCAA, TFIN: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, German American Bancorp's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
German American Bancorp PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, German American Bancorp's PE Ratio distribution charts can be found below:
* The bar in red indicates where German American Bancorp's PE Ratio falls into.
German American Bancorp Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
German American Bancorp's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.79
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $3.79 mean?
German American Bancorp (GABC) has a Earnings per Share (Diluted) of $3.79 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on German American Bancorp and its competitors. According to the industry distribution chart, German American Bancorp ranks #881 out of 1411 companies in the Banks industry, placing it in the top 62.4%.
Is German American Bancorp's Earnings per Share (Diluted) too high?
German American Bancorp's current Earnings per Share (Diluted) is $3.79. The Banks industry median Earnings per Share (Diluted) is 7.40. German American Bancorp's value of $3.79 is 48.8% below this industry median. Based on the distribution chart, German American Bancorp ranks #881 out of 1411 companies in the Banks industry, which is below the industry midpoint. Overall, German American Bancorp has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does German American Bancorp's Earnings per Share (Diluted) compare to CASH and RBCAA?
According to the Banks industry distribution chart, German American Bancorp ranks #881 out of 1411 companies for Earnings per Share (Diluted). This places German American Bancorp in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.40. German American Bancorp's value of $3.79 is 48.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.40, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. German American Bancorp's current Earnings per Share (Diluted) of $3.79 is 48.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on German American Bancorp and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. German American Bancorp's current Earnings per Share (Diluted) is $3.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is German American Bancorp stock overvalued right now?
Based on GuruFocus' analysis, German American Bancorp (GABC) is currently considered Fairly Valued. The stock's GF Value™ is $45.76, compared to a current price of $50.35 — trading 10% above its estimated fair value. The current Earnings per Share (Diluted) is $3.79 and 48.8% below the Banks industry median of 7.40. German American Bancorp's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For German American Bancorp (GABC), the current Earnings per Share (Diluted) is $3.79 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is German American Bancorp (GABC) Overvalued in 2026?
Based on GuruFocus' analysis, German American Bancorp stock appears to be overvalued.
The current stock price of $50.35 is trading 10% above its estimated GF Value™ of $45.76.
GuruFocus considers German American Bancorp to be Fairly Valued.
Key valuation signals for GABC:
Earnings per Share (Diluted): $3.79
GF Value™: $45.76 vs. price of $50.35 (10% above fair value)
Industry Position: 48.8% below the Banks median (#881 of 1411)
No single metric tells the full story. See the GABC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
German American Bancorp Inc is a bank holding company. The lines of business include the core banking segment and the wealth management segment. The core banking segment involves attracting deposits from the general public and using those funds to originate consumer, commercial, and agricultural real estate, and residential mortgage loans. These core banking activities also include the sale of residential mortgage loans in the secondary market. Wealth management services, which involve providing trust, investment advisory, brokerage, and retirement planning services to customers. The company generates the majority of its revenue from the core banking segment.
62GF Score
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Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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