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BIDV InsuranceSTC:BIC -0.23%84 Earnings Yield (Joel Greenblatt) % is 11.39% as of Jun. 2026, which is 6% below its 10-year median of 12.10. GuruFocus rates STC:BIC with a GF Score™ of 84/100 and a GF Value™ of ₫24,668.66 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 511 Insurance companies, BIDV Insurance ranks better than 71.62% on this metric.
BIDV Insurance's Enterprise Value for the quarter that ended in Jun. 2026 was ₫5,175,144 Mil.
BIDV Insurance's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was ₫589,437 Mil. BIDV Insurance's Earnings Yield (Joel Greenblatt) for the quarter that ended in Jun. 2026 was 11.39%.
The historical rank and industry rank for BIDV Insurance's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:
STC:BIC'
s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: 1.65 Med: 12.1 Max: 21.83
Current: 12.61
During the past 13 years, the highest Earnings Yield (Joel Greenblatt) of BIDV Insurance was 21.83%. The lowest was 1.65%. And the median was 12.10%.
STC:BIC's Earnings Yield (Joel Greenblatt) % is ranked better than 71.62% of 511
companies
in the Insurance industry
Industry Median: 7.09
vs STC:BIC: 12.61
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. BIDV Insurance's Forward Rate of Return (Yacktman) % for the quarter that ended in Jun. 2026 was 25.62%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.
Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.
Be Aware
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
BIDV Insurance Earnings Yield (Joel Greenblatt) % Related Terms
BIDV Insurance Earnings Yield (Joel Greenblatt) % Historical Data
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The historical data trend for BIDV Insurance's Earnings Yield (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, BIDV Insurance's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BIDV Insurance Earnings Yield (Joel Greenblatt) % vs Insurance Industry
For the Insurance industry and Financial Services sector, BIDV Insurance's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where BIDV Insurance's Earnings Yield (Joel Greenblatt) % falls into.
In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.
BIDV Insurances Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as
BIDV Insurance's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫589,437 Mil.
What does a Earnings Yield (Joel Greenblatt) % of 11.39% mean?
BIDV Insurance (STC:BIC) has a Earnings Yield (Joel Greenblatt) % of 11.39% as of Jun. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on BIDV Insurance and its competitors. This is near median its historical median of 12.10. Over the past decade, BIDV Insurance's Earnings Yield (Joel Greenblatt) % has ranged from 1.65 to 21.83. According to the industry distribution chart, BIDV Insurance ranks #145 out of 511 companies in the Insurance industry, placing it in the top 28.4%.
Is BIDV Insurance's Earnings Yield (Joel Greenblatt) % too high?
BIDV Insurance's current Earnings Yield (Joel Greenblatt) % of 11.39% is near median its 10-year median of 12.10. Over the past 10 years, this metric has ranged from a low of 1.65 to a high of 21.83. The Insurance industry median Earnings Yield (Joel Greenblatt) % is 7.09. BIDV Insurance's value of 11.39% is 60.6% above this industry median. Based on the distribution chart, BIDV Insurance ranks #145 out of 511 companies in the Insurance industry, which is above the industry midpoint. Overall, BIDV Insurance has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BIDV Insurance's Earnings Yield (Joel Greenblatt) % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, BIDV Insurance ranks #145 out of 511 companies for Earnings Yield (Joel Greenblatt) %. This puts BIDV Insurance in the upper half of its industry. The industry median Earnings Yield (Joel Greenblatt) % is 7.09. BIDV Insurance's value of 11.39% is 60.6% above this benchmark. Historically, BIDV Insurance's own Earnings Yield (Joel Greenblatt) % has ranged from 1.65 to 21.83 over the past decade. While the company's 10-year median is 12.10 vs. the industry median of 7.09, BIDV Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for an Insurance company?
The median Earnings Yield (Joel Greenblatt) % among Insurance companies is 7.09, based on 511 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BIDV Insurance's current Earnings Yield (Joel Greenblatt) % of 11.39% is 60.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on BIDV Insurance and its competitors. For the Insurance industry, the median Earnings Yield (Joel Greenblatt) % is 7.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BIDV Insurance's current Earnings Yield (Joel Greenblatt) % is 11.39%, which is near median its own 10-year median of 12.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BIDV Insurance stock overvalued right now?
Based on GuruFocus' analysis, BIDV Insurance (STC:BIC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫24,668.66, compared to a current price of ₫21,250.00 — trading 13.9% below its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 11.39%, which is near median its 10-year median of 12.10 and 60.6% above the Insurance industry median of 7.09. BIDV Insurance's overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For BIDV Insurance (STC:BIC), the current Earnings Yield (Joel Greenblatt) % is 11.39% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BIDV Insurance (STC:BIC) Overvalued in 2026?
Based on GuruFocus' analysis, BIDV Insurance stock appears to be undervalued.
The current stock price of ₫21,250.00 is trading 13.9% below its estimated GF Value™ of ₫24,668.66.
GuruFocus considers BIDV Insurance to be Modestly Undervalued.
Key valuation signals for STC:BIC:
Earnings Yield (Joel Greenblatt) %: 11.39% (near median its 10-year median of 12.10)
GF Value™: ₫24,668.66 vs. price of ₫21,250.00 (13.9% below fair value)
Industry Position: 60.6% above the Insurance median (#145 of 511)
No single metric tells the full story. See the STC:BIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BIDV Insurance Corp is an insurance company. The company operates a network of agencies throughout Vietnam offering non-life, reinsurance, casualty insurance, and financial investments.
84GF Score
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Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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