BIDV Insurance (STC:BIC) Shiller PE Ratio: (As of Sep. 22, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:BIC BIDV Insurance Corp STC:BIC
84 GF Score
Price ₫21,650.00
GF Value ₫24,755.76
Valuation Modestly Undervalued
! 4 Warning Signs
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What is BIDV Insurance Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


BIDV Insurance  (STC:BIC) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


BIDV Insurance Shiller PE Ratio Related Terms


BIDV Insurance Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for BIDV Insurance's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BIDV Insurance Shiller PE Ratio Chart

BIDV Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.63 12.96 11.32 13.39 13.75

BIDV Insurance Quarterly Data
Sep17 Dec17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.15 13.78 18.61 14.27 13.93

STC:BIC vs BRK.A, AIG, HIG: Shiller PE Ratio Comparison

For the Insurance - Diversified subindustry, BIDV Insurance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BIDV Insurance Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, BIDV Insurance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where BIDV Insurance's Shiller PE Ratio falls into.


STC:BIC
84GF Score
BIDV Insurance Corp STC:BIC
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BIDV Insurance Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

BIDV Insurance's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, BIDV Insurance's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=635.1092/333.9520*333.9520
=635.109

Current CPI (Jun. 2026) = 333.9520.

BIDV Insurance Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201209 218.963 231.407 315.993
201212 128.212 229.601 186.483
201303 185.723 232.773 266.450
201306 152.482 233.504 218.077
201309 253.786 234.149 361.959
201312 174.643 233.049 250.257
201403 187.305 236.293 264.718
201406 179.919 238.343 252.091
201409 232.153 238.031 325.706
201412 163.088 234.812 231.945
201503 248.404 236.119 351.327
201506 146.837 238.638 205.485
201509 91.701 237.945 128.700
201512 372.606 236.525 526.086
201603 192.687 238.132 270.221
201606 156.123 241.018 216.322
201609 182.821 241.428 252.884
201612 96.344 241.432 133.264
201703 219.385 243.801 300.507
201706 157.864 244.955 215.219
201709 164.248 246.819 222.232
201712 165.409 246.524 224.070
201803 258.270 249.554 345.616
201809 217.587 252.439 287.846
201903 271.993 254.202 357.325
201909 306.658 256.759 398.853
202003 307.373 258.115 397.682
202009 366.486 260.280 470.220
202103 390.161 264.877 491.907
202109 527.935 274.310 642.721
202203 365.445 287.504 424.485
202209 281.484 296.808 316.711
202303 386.230 301.836 427.326
202309 516.876 307.789 560.812
202403 519.480 312.332 555.439
202409 350.994 315.301 371.756
202503 762.756 319.799 796.513
202509 450.512 324.800 463.206
202603 431.763 330.213 436.652
202606 635.109 333.952 635.109

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is BIDV Insurance (STC:BIC) Overvalued in 2026?

Based on GuruFocus' analysis, BIDV Insurance stock appears to be undervalued. The current stock price of ₫21,650.00 is trading 12.5% below its estimated GF Value™ of ₫24,755.76. GuruFocus considers BIDV Insurance to be Modestly Undervalued.

Key valuation signals for STC:BIC:

  • Shiller PE Ratio:
  • GF Value™: ₫24,755.76 vs. price of ₫21,650.00 (12.5% below fair value)
  • GF Score™: 84/100 with 4 warning signs

No single metric tells the full story. See the STC:BIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BIDV Insurance Business Description

Address Cau Giay Street, 11th Floor, Building No. 263, Cau Giay Ward, Hanoi, VNM
BIDV Insurance Corp is an insurance company. The company operates a network of agencies throughout Vietnam offering non-life, reinsurance, casualty insurance, and financial investments.
84GF Score

Get the complete analysis for STC:BIC

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫21,650.00
Price
₫24,755.76
GF Value