BIDV Insurance (STC:BIC) Dividend Payout Ratio: 0.00 (As of Mar. 2026)


STC:BIC BIDV Insurance Corp STC:BIC
83 GF Score
Price ₫23,600.00
GF Value ₫23,563.38
Valuation Fairly Valued
! 4 Warning Signs
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What is BIDV Insurance Dividend Payout Ratio?

BIDV Insurance STC:BIC +1.72% 83 Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus rates STC:BIC with a GF Score™ of 83/100 and a GF Value™ of ₫23,563.38 (Fairly Valued). The stock has 4 warning signs investors should review. Among 337 Insurance companies, BIDV Insurance ranks worse than 75.96% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. BIDV Insurance's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.00.

The historical rank and industry rank for BIDV Insurance's Dividend Payout Ratio or its related term are showing as below:

STC:BIC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.34   Med: 0.5   Max: 0.82
Current: 0.64

During the past 13 years, the highest Dividend Payout Ratio of BIDV Insurance was 0.82. The lowest was 0.34. And the median was 0.50.

STC:BIC's Dividend Payout Ratio is ranked worse than
75.96% of 337 companies
in the Insurance industry
Industry Median: 0.38 vs STC:BIC: 0.64

As of today (2026-06-30), the Dividend Yield % of BIDV Insurance is 6.36%.

During the past 13 years, the highest Trailing Annual Dividend Yield of BIDV Insurance was 7.02%. The lowest was 1.43%. And the median was 3.65%.

BIDV Insurance's Dividends per Share for the months ended in Mar. 2026 was ₫0.00.

During the past 12 months, BIDV Insurance's average Dividends Per Share Growth Rate was 72.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 19.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 20.00% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 11.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of BIDV Insurance was 28.90% per year. The lowest was -12.90% per year. And the median was 6.50% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

BIDV Insurance (STC:BIC) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

BIDV Insurance Dividend Payout Ratio Related Terms

BIDV Insurance Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for BIDV Insurance's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BIDV Insurance Dividend Payout Ratio Chart

BIDV Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.44 0.82 0.34 0.42 0.56

BIDV Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 3.33 0.00 0.00

STC:BIC vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison

For the Insurance - Diversified subindustry, BIDV Insurance's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BIDV Insurance Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, BIDV Insurance's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where BIDV Insurance's Dividend Payout Ratio falls into.


STC:BIC
83GF Score
BIDV Insurance Corp STC:BIC
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BIDV Insurance Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

BIDV Insurance's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=1500/ 2684.478
=0.56

BIDV Insurance's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0/ 450
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
BIDV Insurance (STC:BIC) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on BIDV Insurance and its competitors. Over the past decade, BIDV Insurance's Dividend Payout Ratio has ranged from 0.34 to 0.82. According to the industry distribution chart, BIDV Insurance ranks #256 out of 337 companies in the Insurance industry, placing it in the top 76%.
Is BIDV Insurance's Dividend Payout Ratio too high?
BIDV Insurance's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 0.82. Based on the distribution chart, BIDV Insurance ranks #256 out of 337 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, BIDV Insurance has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BIDV Insurance's Dividend Payout Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, BIDV Insurance ranks #256 out of 337 companies for Dividend Payout Ratio. This places BIDV Insurance in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. Historically, BIDV Insurance's own Dividend Payout Ratio has ranged from 0.34 to 0.82 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 337 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on BIDV Insurance and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BIDV Insurance's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BIDV Insurance stock overvalued right now?
Based on GuruFocus' analysis, BIDV Insurance (STC:BIC) is currently considered Fairly Valued. The stock's GF Value™ is ₫23,563.38, compared to a current price of ₫23,600.00 — trading 0.2% above its estimated fair value. The current Dividend Payout Ratio is 0.00. BIDV Insurance's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For BIDV Insurance (STC:BIC), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BIDV Insurance (STC:BIC) Overvalued in 2026?

Based on GuruFocus' analysis, BIDV Insurance stock appears to be overvalued. The current stock price of ₫23,600.00 is trading 0.2% above its estimated GF Value™ of ₫23,563.38. GuruFocus considers BIDV Insurance to be Fairly Valued.

Key valuation signals for STC:BIC:

  • Dividend Payout Ratio: 0.00
  • GF Value™: ₫23,563.38 vs. price of ₫23,600.00 (0.2% above fair value)
  • GF Score™: 83/100 with 4 warning signs

No single metric tells the full story. See the STC:BIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BIDV Insurance Business Description

Address Cau Giay Street, 11th Floor, Building No. 263, Cau Giay Ward, Hanoi, VNM
BIDV Insurance Corp is an insurance company. The company operates a network of agencies throughout Vietnam offering non-life, reinsurance, casualty insurance, and financial investments.
83GF Score

Get the complete analysis for STC:BIC

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫23,600.00
Price
₫23,563.38
GF Value