AAGIY (AIA Group) EBIT: $8,134 Mil (TTM As of Dec. 2025)


AAGIY AIA Group Ltd AAGIY
61 GF Score
Price $36.39
GF Value $37.61
Valuation Fairly Valued
! 2 Warning Signs
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What is AIA Group EBIT?

AIA Group AAGIY -3.19% 61 EBIT is $8,134 Mil as of Dec. 2025. GuruFocus rates AAGIY with a GF Score™ of 61/100 and a GF Value™ of $37.61 (Fairly Valued). The stock has 2 warning signs investors should review.

AIA Group's earnings before interest and taxes (EBIT) for the six months ended in Dec. 2025 was $4,679 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Dec. 2025 was $8,134 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. AIA Group's annualized ROC % for the quarter that ended in Dec. 2025 was 2.44%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. AIA Group's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 8.14%.


AIA Group  (OTCPK:AAGIY) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

AIA Group's annualized ROC % for the quarter that ended in Dec. 2025 is calculated as:

ROC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Jun. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=9358 * ( 1 - 14.84% )/( (319642.45 + 332324.75)/ 2 )
=7969.2728/325983.6
=2.44 %

where

Invested Capital(Q: Jun. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=328430 - 416 - ( 9156 - 5% * 15689 )
=319642.45

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=345423 - 5522 - ( 8772 - 5% * 23915 )
=332324.75

Note: The EBIT data used here is two times the semi-annual (Dec. 2025) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

AIA Group's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Dec. 2025 )
=8134/99965.118
=8.14 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


AIA Group EBIT Related Terms


AIA Group EBIT Historical Data

* Premium members only.

The historical data trend for AIA Group's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AIA Group EBIT Chart

AIA Group Annual Data
Trend Nov16 Nov17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8,825.00 4,439.00 5,027.00 8,401.00 8,134.00

AIA Group Semi-Annual Data
May16 Nov16 May17 Nov17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,174.00 4,123.00 4,278.00 3,455.00 4,679.00

AAGIY vs AFL, MET, PRU: EBIT Comparison

For the Insurance - Life subindustry, AIA Group's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AIA Group EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, AIA Group's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where AIA Group's EV-to-EBIT falls into.


AAGIY
61GF Score
AIA Group Ltd AAGIY
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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AIA Group EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $8,134 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of $8,134 Mil mean?
AIA Group (AAGIY) has a EBIT of $8,134 Mil as of Dec. 2025. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on AIA Group.
Is AIA Group's EBIT too high?
AIA Group's current EBIT is $8,134 Mil. Overall, AIA Group has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AIA Group's EBIT compare to AFL and MET?
AIA Group's EBIT of $8,134 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on AIA Group. AIA Group's current EBIT is $8,134 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIA Group stock overvalued right now?
Based on GuruFocus' analysis, AIA Group (AAGIY) is currently considered Fairly Valued. The stock's GF Value™ is $37.61, compared to a current price of $36.39 — trading 3.2% below its estimated fair value. The current EBIT is $8,134 Mil. AIA Group's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For AIA Group (AAGIY), the current EBIT is $8,134 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AIA Group (AAGIY) Overvalued in 2026?

Based on GuruFocus' analysis, AIA Group stock appears to be undervalued. The current stock price of $36.39 is trading 3.2% below its estimated GF Value™ of $37.61. GuruFocus considers AIA Group to be Fairly Valued.

Key valuation signals for AAGIY:

  • EBIT: $8,134 Mil
  • GF Value™: $37.61 vs. price of $36.39 (3.2% below fair value)
  • GF Score™: 61/100 with 2 warning signs

No single metric tells the full story. See the AAGIY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AIA Group Business Description

Address No. 1 Connaught Road Central, 35th Floor, AIA Central, Hong Kong, HKG
Headquartered in Hong Kong, AIA stands as one of the largest pan-Asian life insurance providers, offering a diversified portfolio of products spanning retirement savings plans, life insurance, and accident and health coverage. Formerly a subsidiary of American International Group, the company spun off and listed independently on the Hong Kong Stock Exchange in 2010. Beyond individual customers, AIA also delivers employee benefits, credit life, and pension services to corporate clients. With operations across 18 markets, the insurer serves more than 30 million individual policyholders and over 16 million members participating in group insurance schemes.
61GF Score

Get the complete analysis for AAGIY

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.39
Price
$37.61
GF Value