AIA GroupAAGIY -3.30%61 EBITDA Margin % is 19.57% as of Dec. 2025, which is 12% above its 10-year median of 17.48. GuruFocus rates AAGIY with a GF Score™ of 61/100 and a GF Value™ of $37.61 (Fairly Valued). The stock has 2 warning signs investors should review. Among 369 Insurance companies, AIA Group ranks better than 67.48% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. AIA Group's EBITDA for the
six
months ended in Dec. 2025 was $4,679 Mil. AIA Group's Revenue for the
six
months ended in Dec. 2025 was $23,915 Mil. Therefore, AIA Group's EBITDA margin for the quarter that ended in Dec. 2025 was 19.57%.
AIA Group (OTCPK:AAGIY) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
AIA Group EBITDA Margin % Related Terms
AIA Group EBITDA Margin % Historical Data
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The historical data trend for AIA Group's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AAGIY vs AFL, MET, PRU: EBITDA Margin % Comparison
For the Insurance - Life subindustry, AIA Group's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AIA Group EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, AIA Group's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where AIA Group's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AIA Group (AAGIY) has a EBITDA Margin % of 19.57% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on AIA Group and its competitors. This is 12% above median its historical median of 17.48. According to the industry distribution chart, AIA Group ranks #120 out of 369 companies in the Insurance industry, placing it in the top 32.5%.
Is AIA Group's EBITDA Margin % too high?
AIA Group's current EBITDA Margin % of 19.57% is 12% above median its 10-year median of 17.48. The Insurance industry median EBITDA Margin % is 14.81. AIA Group's value of 19.57% is 32.1% above this industry median. Based on the distribution chart, AIA Group ranks #120 out of 369 companies in the Insurance industry, which is above the industry midpoint. Overall, AIA Group has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AIA Group's EBITDA Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, AIA Group ranks #120 out of 369 companies for EBITDA Margin %. This puts AIA Group in the upper half of its industry. The industry median EBITDA Margin % is 14.81. AIA Group's value of 19.57% is 32.1% above this benchmark. While the company's 10-year median is 17.48 vs. the industry median of 14.81, AIA Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AIA Group's current EBITDA Margin % of 19.57% is 32.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on AIA Group and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIA Group's current EBITDA Margin % is 19.57%, which is 12% above median its own 10-year median of 17.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIA Group stock overvalued right now?
Based on GuruFocus' analysis, AIA Group (AAGIY) is currently considered Fairly Valued. The stock's GF Value™ is $37.61, compared to a current price of $36.35 — trading 3.4% below its estimated fair value. The current EBITDA Margin % is 19.57%, which is 12% above median its 10-year median of 17.48 and 32.1% above the Insurance industry median of 14.81. AIA Group's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For AIA Group (AAGIY), the current EBITDA Margin % is 19.57% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AIA Group (AAGIY) Overvalued in 2026?
Based on GuruFocus' analysis, AIA Group stock appears to be undervalued.
The current stock price of $36.35 is trading 3.4% below its estimated GF Value™ of $37.61.
GuruFocus considers AIA Group to be Fairly Valued.
Key valuation signals for AAGIY:
EBITDA Margin %: 19.57% (12% above median its 10-year median of 17.48)
GF Value™: $37.61 vs. price of $36.35 (3.4% below fair value)
Industry Position: 32.1% above the Insurance median (#120 of 369)
No single metric tells the full story. See the AAGIY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Headquartered in Hong Kong, AIA stands as one of the largest pan-Asian life insurance providers, offering a diversified portfolio of products spanning retirement savings plans, life insurance, and accident and health coverage. Formerly a subsidiary of American International Group, the company spun off and listed independently on the Hong Kong Stock Exchange in 2010. Beyond individual customers, AIA also delivers employee benefits, credit life, and pension services to corporate clients. With operations across 18 markets, the insurer serves more than 30 million individual policyholders and over 16 million members participating in group insurance schemes.
61GF Score
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