Manba Finance (BOM:544262) EBIT: ₹935 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:544262 Manba Finance Ltd BOM:544262
38 GF Score
Price ₹147.20
! 7 Warning Signs
View Full Analysis

What is Manba Finance EBIT?

Manba Finance BOM:544262 +6.71% 38 EBIT is ₹935 Mil as of Jun. 2026. GuruFocus rates BOM:544262 with a GF Score™ of 38/100. The stock has 7 warning signs investors should review.

Manba Finance's earnings before interest and taxes (EBIT) for the three months ended in Jun. 2026 was ₹240 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Jun. 2026 was ₹935 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Manba Finance's annualized ROC % for the quarter that ended in Jun. 2026 was 4.63%. Manba Finance's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 693.86%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Manba Finance's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 4.62%.


Manba Finance  (BOM:544262) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Manba Finance's annualized ROC % for the quarter that ended in Jun. 2026 is calculated as:

ROC % (Q: Jun. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Mar. 2026 ) + Invested Capital (Q: Jun. 2026 ))/ count )
=960.368 * ( 1 - 17.65% )/( (17073.921 + 0)/ 1 )
=790.863048/17073.921
=4.63 %

where

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=19792.388 - 47.503 - ( 2670.964 - max(0, 47.503 - 18273.751+2670.964))
=17073.921

Note: The Operating Income data used here is four times the quarterly (Jun. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

Manba Finance's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Jun. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Mar. 2026  Q: Jun. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=960.368/( ( (138.41 + max(-47.503, 0)) + (0 + max(0, 0)) )/ 1 )
=960.368/( ( 138.41 + 0 )/ 1 )
=960.368/138.41
=693.86 %

where Working Capital is:

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0) - (47.503 + 0 + 0)
=-47.503

Working Capital(Q: Jun. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0) - (0 + 0 + 0)
=0

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Jun. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Manba Finance's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Jun. 2026 )
=934.666/20238.597
=4.62 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Manba Finance EBIT Related Terms


Manba Finance EBIT Historical Data

* Premium members only.

The historical data trend for Manba Finance's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Manba Finance EBIT Chart

Manba Finance Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EBIT
Get a 7-Day Free Trial 128.57 239.86 397.79 670.25 839.60

Manba Finance Quarterly Data
Mar21 Mar22 Mar23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 145.03 205.25 234.02 255.31 240.09

BOM:544262 vs V, MA, AXP: EBIT Comparison

For the Credit Services subindustry, Manba Finance's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Manba Finance EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Manba Finance's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Manba Finance's EV-to-EBIT falls into.


BOM:544262
38GF Score
Manba Finance Ltd BOM:544262
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Manba Finance EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹935 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of ₹935 Mil mean?
Manba Finance (BOM:544262) has a EBIT of ₹935 Mil as of Jun. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Manba Finance.
Is Manba Finance's EBIT too high?
Manba Finance's current EBIT is ₹935 Mil. Overall, Manba Finance has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does Manba Finance's EBIT compare to V and MA?
Manba Finance's EBIT of ₹935 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Credit Services company?
A good EBIT depends on the Credit Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Manba Finance. Manba Finance's current EBIT is ₹935 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manba Finance stock overvalued right now?
Manba Finance (BOM:544262) has a current EBIT of ₹935 Mil. The current EBIT is ₹935 Mil. Manba Finance's overall GF Score™ is 38/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Manba Finance (BOM:544262), the current EBIT is ₹935 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Manba Finance Business Description

Other Exchanges MANBA:India
Address D-1, Road Number 16, Neheru Nagar, Wagle Industrial Estate, Thane West, Mumbai, MH, IND, 400604
Manba Finance Ltd is a non-banking finance company offering financial solutions for new two-wheelers, three-wheelers, electric two-wheelers, electric three-wheelers, used cars, small business loans, and personal loans. The company's target customers are mainly employees and the self-employed. The company has branches in urban, semi-urban, and metropolitan cities and towns, serving the surrounding rural areas. It has established relationships with more than 1,100 dealers, including more than 190 EV dealers in Maharashtra, Gujarat, Rajasthan, Chhattisgarh, Madhya Pradesh, and Uttar Pradesh.
38GF Score

Get the complete analysis for BOM:544262

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹147.20
Price