Cuscal (FRA:Y49) EBIT: €91.4 Mil (TTM As of Dec. 2025)


FRA:Y49 Cuscal Ltd FRA:Y49
19 GF Score
Price €2.90
! 6 Warning Signs
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What is Cuscal EBIT?

Cuscal FRA:Y49 +0.69% 19 EBIT is €91.4 Mil as of Dec. 2025. GuruFocus rates FRA:Y49 with a GF Score™ of 19/100. The stock has 6 warning signs investors should review.

Cuscal's earnings before interest and taxes (EBIT) for the six months ended in Dec. 2025 was €48.3 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Dec. 2025 was €91.4 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Cuscal's annualized ROC % for the quarter that ended in Dec. 2025 was 0.48%. Cuscal's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 484.78%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Cuscal's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was -6.90%.


Cuscal  (FRA:Y49) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Cuscal's annualized ROC % for the quarter that ended in Dec. 2025 is calculated as:

ROC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Jun. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=15.434 * ( 1 - 28.33% )/( (1172.595 + 3434.271)/ 2 )
=11.0615478/2303.433
=0.48 %

where

Invested Capital(Q: Jun. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=1955.943 - 90.877 - ( 1811.838 - max(0, 1182.191 - 1874.662+1811.838))
=1172.595

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=2969.82 - 146.684 - ( 1795.046 - max(0, 2489.992 - 1878.857+1795.046))
=3434.271

Note: The Operating Income data used here is two times the semi-annual (Dec. 2025) data.

2. Joel Greenblatt's definition of Return on Capital:

Cuscal's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2025 is calculated as:

ROC (Joel Greenblatt) %(Q: Dec. 2025 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Jun. 2025  Q: Dec. 2025
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=96.578/( ( (19.53 + max(-1004.219, 0)) + (20.314 + max(-2406.181, 0)) )/ 2 )
=96.578/( ( 19.53 + 20.314 )/ 2 )
=96.578/19.922
=484.78 %

where Working Capital is:

Working Capital(Q: Jun. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(12.531 + 0 + 48.769) - (90.877 + 0 + 974.642)
=-1004.219

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(79.896 + 0 + 3.915) - (146.684 + 0 + 2343.308)
=-2406.181

When net working capital is negative, 0 is used.

Note: The EBIT data used here is two times the semi-annual (Dec. 2025) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Cuscal's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Dec. 2025 )
=91.357/-1323.226
=-6.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Cuscal EBIT Related Terms


Cuscal EBIT Historical Data

* Premium members only.

The historical data trend for Cuscal's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cuscal EBIT Chart

Cuscal Annual Data
Trend Jun22 Jun23 Jun24 Jun25
EBIT
27.12 64.55 94.26 84.50

Cuscal Semi-Annual Data
Jun22 Jun23 Jun24 Dec24 Jun25 Dec25
EBIT Get a 7-Day Free Trial 0.00 0.00 44.39 43.07 48.29

FRA:Y49 vs MSFT, ORCL, PLTR: EBIT Comparison

For the Software - Infrastructure subindustry, Cuscal's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cuscal EV-to-EBIT vs Software Industry

For the Software industry and Technology sector, Cuscal's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Cuscal's EV-to-EBIT falls into.


FRA:Y49
19GF Score
Cuscal Ltd FRA:Y49
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Cuscal EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €91.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of €91.4 Mil mean?
Cuscal (FRA:Y49) has a EBIT of €91.4 Mil as of Dec. 2025. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Cuscal.
Is Cuscal's EBIT too high?
Cuscal's current EBIT is €91.4 Mil. Overall, Cuscal has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Cuscal's EBIT compare to MSFT and ORCL?
Cuscal's EBIT of €91.4 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Software company?
A good EBIT depends on the Software industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Cuscal. Cuscal's current EBIT is €91.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cuscal stock overvalued right now?
Cuscal (FRA:Y49) has a current EBIT of €91.4 Mil. The current EBIT is €91.4 Mil. Cuscal's overall GF Score™ is 19/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Cuscal (FRA:Y49), the current EBIT is €91.4 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Cuscal Business Description

Other Exchanges CCL:Australia
Address 201 Sussex Street, Tower 1, Level 11, Darling Park, Sydney, NSW, AUS, 2000
Cuscal Ltd is a payment and regulated data services provider in Australia. The group offers a comprehensive suite of payment infrastructure solutions to a diversified client base. It enables a range of payment types, from physical cards to real-time payments, in the payment value chain and constantly evolves its offerings to meet the demands of a rapidly changing economy. The company has two reportable segments: Payments and Other segments. The payment segment encompasses electronic and paper payment processing, card products, card platform services, digital application development, liquidity management and settlement services, specialized finance facilities, network communication services, fraud management services, real-time payments, and open data services.
19GF Score

Get the complete analysis for FRA:Y49

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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