XPS Pensions Group (LSE:XPS) EBIT: £43.0 Mil (TTM As of Mar. 2026)


LSE:XPS XPS Pensions Group PLC LSE:XPS
85 GF Score
Price £3.18
GF Value £3.78
Valuation Modestly Undervalued
! 1 Warning Sign
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What is XPS Pensions Group EBIT?

XPS Pensions Group LSE:XPS -0.16% 85 EBIT is £43.0 Mil as of Mar. 2026. GuruFocus rates LSE:XPS with a GF Score™ of 85/100 and a GF Value™ of £3.78 (Modestly Undervalued). The stock has 1 warning sign investors should review.

XPS Pensions Group's earnings before interest and taxes (EBIT) for the six months ended in Mar. 2026 was £27.1 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was £43.0 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. XPS Pensions Group's annualized ROC % for the quarter that ended in Mar. 2026 was 15.94%. XPS Pensions Group's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 125.23%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. XPS Pensions Group's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 6.04%.

XPS Pensions Group  (LSE:XPS) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

XPS Pensions Group's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Sep. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=60.096 * ( 1 - 28.48% )/( (274.368 + 265.079)/ 2 )
=42.9806592/269.7235
=15.94 %

where

Invested Capital(Q: Sep. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=321.543 - 36.332 - ( 10.843 - max(0, 42.933 - 75.889+10.843))
=274.368

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=329.488 - 47.561 - ( 16.848 - max(0, 54.642 - 87.994+16.848))
=265.079

Note: The Operating Income data used here is two times the semi-annual (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

XPS Pensions Group's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Sep. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=54.294/( ( (21.005 + max(25.586, 0)) + (20.262 + max(19.857, 0)) )/ 2 )
=54.294/( ( 46.591 + 40.119 )/ 2 )
=54.294/43.355
=125.23 %

where Working Capital is:

Working Capital(Q: Sep. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(63.312 + 0 + 1.734) - (36.332 + 0 + 3.128)
=25.586

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(70.432 + 0 + 0.714) - (47.561 + 0 + 3.728)
=19.857

When net working capital is negative, 0 is used.

Note: The EBIT data used here is two times the semi-annual (Mar. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

XPS Pensions Group's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=42.975/711.429
=6.04 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

XPS Pensions Group EBIT Related Terms

XPS Pensions Group EBIT Historical Data

* Premium members only.

The historical data trend for XPS Pensions Group's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

XPS Pensions Group EBIT Chart

XPS Pensions Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.34 22.19 66.43 43.44 42.98

XPS Pensions Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 55.71 19.63 23.81 15.83 27.15

LSE:XPS vs ROL, SCI, FTDR: EBIT Comparison

For the Personal Services subindustry, XPS Pensions Group's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

XPS Pensions Group EV-to-EBIT vs Personal Services Industry

For the Personal Services industry and Consumer Cyclical sector, XPS Pensions Group's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where XPS Pensions Group's EV-to-EBIT falls into.


LSE:XPS
85GF Score
XPS Pensions Group PLC LSE:XPS
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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XPS Pensions Group EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was £43.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of £43.0 Mil mean?
XPS Pensions Group (LSE:XPS) has a EBIT of £43.0 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on XPS Pensions Group.
Is XPS Pensions Group's EBIT too high?
XPS Pensions Group's current EBIT is £43.0 Mil. Overall, XPS Pensions Group has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does XPS Pensions Group's EBIT compare to ROL and SCI?
XPS Pensions Group's EBIT of £43.0 Mil can be compared against companies in the Personal Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Personal Services company?
A good EBIT depends on the Personal Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on XPS Pensions Group. XPS Pensions Group's current EBIT is £43.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XPS Pensions Group stock overvalued right now?
Based on GuruFocus' analysis, XPS Pensions Group (LSE:XPS) is currently considered Modestly Undervalued. The stock's GF Value™ is £3.78, compared to a current price of £3.18 — trading 15.9% below its estimated fair value. The current EBIT is £43.0 Mil. XPS Pensions Group's overall GF Score™ is 85/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For XPS Pensions Group (LSE:XPS), the current EBIT is £43.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is XPS Pensions Group (LSE:XPS) Overvalued in 2026?

Based on GuruFocus' analysis, XPS Pensions Group stock appears to be undervalued. The current stock price of £3.18 is trading 15.9% below its estimated GF Value™ of £3.78. GuruFocus considers XPS Pensions Group to be Modestly Undervalued.

Key valuation signals for LSE:XPS:

  • EBIT: £43.0 Mil
  • GF Value™: £3.78 vs. price of £3.18 (15.9% below fair value)
  • GF Score™: 85/100 with 1 warning sign

No single metric tells the full story. See the LSE:XPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

XPS Pensions Group Business Description

Other Exchanges XPSl:UK406:Germany
Address 1 Station Hill, Phoenix House, Reading, Berkshire, GBR, RG1 1NB
XPS Pensions Group PLC is a UK employee benefits consultancy and related business services. The services provided by the company include Pensions, Investment, National Pension Trust Administration, and Self-Invested Pensions. The company derives maximum revenue from Pensions Actuarial & Consulting followed by Pensions Administration, Pensions Investment, National Pension Trust (NPT), and SIP.
85GF Score

Get the complete analysis for LSE:XPS

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£3.18
Price
£3.78
GF Value