XPS Pensions GroupLSE:XPS -0.16%85 PS Ratio is 2.66 as of Jul. 11, 2026, which is 2% below its 10-year median of 2.72. GuruFocus rates LSE:XPS with a GF Score™ of 85/100 and a GF Value™ of £3.78 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 93 Personal Services companies, XPS Pensions Group ranks worse than 83.87% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, XPS Pensions Group's share price is £3.18.
XPS Pensions Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was £1.19. Hence, XPS Pensions Group's PS Ratio for today is 2.66.
Good Sign:
XPS Pensions Group PLC stock PS Ratio (=2.62) is close to 2-year low of 2.4.
The historical rank and industry rank for XPS Pensions Group's PS Ratio or its related term are showing as below:
LSE:XPS'
s PS Ratio Range Over the Past 10 Years
Min: 1.81 Med: 2.72 Max: 4.67
Current: 2.67
During the past 13 years, XPS Pensions Group's highest PS Ratio was 4.67. The lowest was 1.81. And the median was 2.72.
LSE:XPS's PS Ratio is ranked worse than 83.87% of 93
companies
in the Personal Services industry
Industry Median: 0.86
vs LSE:XPS: 2.67
During the past 12 months, the average Revenue per Share Growth Rate of XPS Pensions Group was 15.90% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 16.70% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 15.70% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 10.10% per year.
During the past 13 years, XPS Pensions Group's highest 3-Year average Revenue per Share Growth Rate was 17.40% per year. The lowest was -0.10% per year. And the median was 9.30% per year.
Back to Basics: PS Ratio
XPS Pensions Group (LSE:XPS) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
XPS Pensions Group PS Ratio Related Terms
XPS Pensions Group PS Ratio Historical Data
* Premium members only.
The historical data trend for XPS Pensions Group's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Personal Services subindustry, XPS Pensions Group's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XPS Pensions Group PS Ratio vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, XPS Pensions Group's PS Ratio distribution charts can be found below:
* The bar in red indicates where XPS Pensions Group's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
XPS Pensions Group's Share Price of today is £3.18.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. XPS Pensions Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was £1.19.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
XPS Pensions Group (LSE:XPS) has a PS Ratio of 2.66 as of Jul. 11, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on XPS Pensions Group and its competitors. This is near median its historical median of 2.72. Over the past decade, XPS Pensions Group's PS Ratio has ranged from 1.81 to 4.67. According to the industry distribution chart, XPS Pensions Group ranks #78 out of 93 companies in the Personal Services industry, placing it in the top 83.9%.
Is XPS Pensions Group's PS Ratio too high?
XPS Pensions Group's current PS Ratio of 2.66 is near median its 10-year median of 2.72. Over the past 10 years, this metric has ranged from a low of 1.81 to a high of 4.67. The Personal Services industry median PS Ratio is 0.86. XPS Pensions Group's value of 2.66 is 209.3% above this industry median. Based on the distribution chart, XPS Pensions Group ranks #78 out of 93 companies in the Personal Services industry, which is in the bottom quartile relative to peers. Overall, XPS Pensions Group has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does XPS Pensions Group's PS Ratio compare to ROL and SCI?
According to the Personal Services industry distribution chart, XPS Pensions Group ranks #78 out of 93 companies for PS Ratio. This places XPS Pensions Group in the lower half of its industry. The industry median PS Ratio is 0.86. XPS Pensions Group's value of 2.66 is 209.3% above this benchmark. Historically, XPS Pensions Group's own PS Ratio has ranged from 1.81 to 4.67 over the past decade. While the company's 10-year median is 2.72 vs. the industry median of 0.86, XPS Pensions Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Personal Services company?
The median PS Ratio among Personal Services companies is 0.86, based on 93 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XPS Pensions Group's current PS Ratio of 2.66 is 209.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on XPS Pensions Group and its competitors. For the Personal Services industry, the median PS Ratio is 0.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XPS Pensions Group's current PS Ratio is 2.66, which is near median its own 10-year median of 2.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XPS Pensions Group stock overvalued right now?
Based on GuruFocus' analysis, XPS Pensions Group (LSE:XPS) is currently considered Modestly Undervalued. The stock's GF Value™ is £3.78, compared to a current price of £3.18 — trading 15.9% below its estimated fair value. The current PS Ratio is 2.66, which is near median its 10-year median of 2.72 and 209.3% above the Personal Services industry median of 0.86. XPS Pensions Group's overall GF Score™ is 85/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For XPS Pensions Group (LSE:XPS), the current PS Ratio is 2.66 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is XPS Pensions Group (LSE:XPS) Overvalued in 2026?
Based on GuruFocus' analysis, XPS Pensions Group stock appears to be undervalued.
The current stock price of £3.18 is trading 15.9% below its estimated GF Value™ of £3.78.
GuruFocus considers XPS Pensions Group to be Modestly Undervalued.
Key valuation signals for LSE:XPS:
PS Ratio: 2.66 (near median its 10-year median of 2.72)
GF Value™: £3.78 vs. price of £3.18 (15.9% below fair value)
Industry Position: 209.3% above the Personal Services median (#78 of 93)
No single metric tells the full story. See the LSE:XPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
XPS Pensions Group PLC is a UK employee benefits consultancy and related business services. The services provided by the company include Pensions, Investment, National Pension Trust Administration, and Self-Invested Pensions. The company derives maximum revenue from Pensions Actuarial & Consulting followed by Pensions Administration, Pensions Investment, National Pension Trust (NPT), and SIP.
85GF Score
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