XPS Pensions Group (LSE:XPS) ROE % Adjusted to Book Value: 6.16% (As of Mar. 2026)


LSE:XPS XPS Pensions Group PLC LSE:XPS
85 GF Score
Price £3.18
GF Value £3.78
Valuation Modestly Undervalued
! 1 Warning Sign
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What is XPS Pensions Group ROE % Adjusted to Book Value?

XPS Pensions Group LSE:XPS -0.16% 85 ROE % Adjusted to Book Value is 6.16% as of Mar. 2026. GuruFocus rates LSE:XPS with a GF Score™ of 85/100 and a GF Value™ of £3.78 (Modestly Undervalued). The stock has 1 warning sign investors should review.

XPS Pensions Group's ROE % for the quarter that ended in Mar. 2026 was 20.89%. XPS Pensions Group's PB Ratio for the quarter that ended in Mar. 2026 was 3.39. XPS Pensions Group's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 6.16%.


XPS Pensions Group ROE % Adjusted to Book Value Related Terms


XPS Pensions Group ROE % Adjusted to Book Value Historical Data

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The historical data trend for XPS Pensions Group's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

XPS Pensions Group ROE % Adjusted to Book Value Chart

XPS Pensions Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.65 4.86 12.63 3.97 4.35

XPS Pensions Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.25 4.32 4.57 2.37 6.16

LSE:XPS vs ROL, SCI, FTDR: ROE % Adjusted to Book Value Comparison

For the Personal Services subindustry, XPS Pensions Group's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


XPS Pensions Group ROE % Adjusted to Book Value vs Personal Services Industry

For the Personal Services industry and Consumer Cyclical sector, XPS Pensions Group's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where XPS Pensions Group's ROE % Adjusted to Book Value falls into.


LSE:XPS
85GF Score
XPS Pensions Group PLC LSE:XPS
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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XPS Pensions Group ROE % Adjusted to Book Value Calculation

XPS Pensions Group's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.74% / 3.39
=4.35%

XPS Pensions Group's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=20.89% / 3.39
=6.16%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 6.16% mean?
XPS Pensions Group (LSE:XPS) has a ROE % Adjusted to Book Value of 6.16% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on XPS Pensions Group and its competitors.
Is XPS Pensions Group's ROE % Adjusted to Book Value too high?
XPS Pensions Group's current ROE % Adjusted to Book Value is 6.16%. Overall, XPS Pensions Group has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does XPS Pensions Group's ROE % Adjusted to Book Value compare to ROL and SCI?
XPS Pensions Group's ROE % Adjusted to Book Value of 6.16% can be compared against companies in the Personal Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Personal Services company?
A good ROE % Adjusted to Book Value depends on the Personal Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on XPS Pensions Group and its competitors. XPS Pensions Group's current ROE % Adjusted to Book Value is 6.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XPS Pensions Group stock overvalued right now?
Based on GuruFocus' analysis, XPS Pensions Group (LSE:XPS) is currently considered Modestly Undervalued. The stock's GF Value™ is £3.78, compared to a current price of £3.18 — trading 15.9% below its estimated fair value. The current ROE % Adjusted to Book Value is 6.16%. XPS Pensions Group's overall GF Score™ is 85/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For XPS Pensions Group (LSE:XPS), the current ROE % Adjusted to Book Value is 6.16% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is XPS Pensions Group (LSE:XPS) Overvalued in 2026?

Based on GuruFocus' analysis, XPS Pensions Group stock appears to be undervalued. The current stock price of £3.18 is trading 15.9% below its estimated GF Value™ of £3.78. GuruFocus considers XPS Pensions Group to be Modestly Undervalued.

Key valuation signals for LSE:XPS:

  • ROE % Adjusted to Book Value: 6.16%
  • GF Value™: £3.78 vs. price of £3.18 (15.9% below fair value)
  • GF Score™: 85/100 with 1 warning sign

No single metric tells the full story. See the LSE:XPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


XPS Pensions Group Business Description

Other Exchanges XPSl:UK406:Germany
Address 1 Station Hill, Phoenix House, Reading, Berkshire, GBR, RG1 1NB
XPS Pensions Group PLC is a UK employee benefits consultancy and related business services. The services provided by the company include Pensions, Investment, National Pension Trust Administration, and Self-Invested Pensions. The company derives maximum revenue from Pensions Actuarial & Consulting followed by Pensions Administration, Pensions Investment, National Pension Trust (NPT), and SIP.
85GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£3.18
Price
£3.78
GF Value