RTO (NZSE:RTO) EBIT: NZ$-0.24 Mil (TTM As of Sep. 2025)


NZSE:RTO RTO Ltd NZSE:RTO
31 GF Score
Price NZ$0.14
! 1 Warning Sign
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What is RTO EBIT?

RTO NZSE:RTO 31 EBIT is NZ$-0.24 Mil as of Sep. 2025. GuruFocus rates NZSE:RTO with a GF Score™ of 31/100. The stock has 1 warning sign investors should review.

RTO's earnings before interest and taxes (EBIT) for the six months ended in Sep. 2025 was NZ$-0.13 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Sep. 2025 was NZ$-0.24 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. RTO's annualized ROC % for the quarter that ended in Sep. 2025 was -278.45%. RTO's annualized ROC (Joel Greenblatt) % for the quarter that ended in Sep. 2025 was -4,200.00%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. RTO's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Sep. 2025 was -13.36%.

RTO  (NZSE:RTO) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

RTO's annualized ROC % for the quarter that ended in Sep. 2025 is calculated as:

ROC % (Q: Sep. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Mar. 2025 ) + Invested Capital (Q: Sep. 2025 ))/ count )
=-0.252 * ( 1 - 0% )/( (0.087 + 0.094)/ 2 )
=-0.252/0.0905
=-278.45 %

where

Invested Capital(Q: Mar. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=0.377 - 0.004 - ( 0.289 - max(0, 0.016 - 0.302+0.289))
=0.087

Invested Capital(Q: Sep. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=0.327 - 0.015 - ( 0.218 - max(0, 0.022 - 0.252+0.218))
=0.094

Note: The Operating Income data used here is two times the semi-annual (Sep. 2025) data.

2. Joel Greenblatt's definition of Return on Capital:

RTO's annualized ROC (Joel Greenblatt) % for the quarter that ended in Sep. 2025 is calculated as:

ROC (Joel Greenblatt) %(Q: Sep. 2025 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Mar. 2025  Q: Sep. 2025
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=-0.252/( ( (0 + max(-0.003, 0)) + (0 + max(0.012, 0)) )/ 2 )
=-0.252/( ( 0 + 0.012 )/ 2 )
=-0.252/0.006
=-4,200.00 %

where Working Capital is:

Working Capital(Q: Mar. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0.013) - (0.004 + 0 + 0.012)
=-0.003

Working Capital(Q: Sep. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0.034 + 0 + 0) - (0.015 + 0 + 0.007)
=0.012

When net working capital is negative, 0 is used.

Note: The EBIT data used here is two times the semi-annual (Sep. 2025) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

RTO's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Sep. 2025 )
=-0.244/1.827
=-13.36 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RTO EBIT Related Terms

RTO EBIT Historical Data

* Premium members only.

The historical data trend for RTO's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RTO EBIT Chart

RTO Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.33 -0.27 -0.23 -0.05 -0.24

RTO Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.12 0.16 -0.21 -0.13 -0.12

NZSE:RTO vs XXI, DMII, BCSS: EBIT Comparison

For the Shell Companies subindustry, RTO's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

RTO EV-to-EBIT vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, RTO's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where RTO's EV-to-EBIT falls into.


NZSE:RTO
31GF Score
RTO Ltd NZSE:RTO
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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RTO EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Sep. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was NZ$-0.24 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of NZ$-0.24 Mil mean?
RTO (NZSE:RTO) has a EBIT of NZ$-0.24 Mil as of Sep. 2025. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on RTO.
Is RTO's EBIT too high?
RTO's current EBIT is NZ$-0.24 Mil. Overall, RTO has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does RTO's EBIT compare to XXI and DMII?
RTO's EBIT of NZ$-0.24 Mil can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Diversified Financial Services company?
A good EBIT depends on the Diversified Financial Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on RTO. RTO's current EBIT is NZ$-0.24 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RTO stock overvalued right now?
RTO (NZSE:RTO) has a current EBIT of NZ$-0.24 Mil. The current EBIT is NZ$-0.24 Mil. RTO's overall GF Score™ is 31/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For RTO (NZSE:RTO), the current EBIT is NZ$-0.24 Mil as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

RTO Business Description

Address 84 Coates Avenue, Auckland, NZL, 1071
RTO Ltd was previously engaged in mortgage lending services. The group has discontinued its operations and is currently not involved in any business activities.
31GF Score

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EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NZ$0.14
Price