RTO (NZSE:RTO) Equity-to-Asset: 0.93 (As of Mar. 2026) — 343% Above Median

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What is RTO Equity-to-Asset?

RTO NZSE:RTO Equity-to-Asset is 0.93 as of Mar. 2026, which is 343% above its 10-year median of 0.21. The stock has 1 warning sign investors should review. Among 540 Diversified Financial Services companies, RTO ranks better than 57.41% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. RTO's Total Stockholders Equity for the quarter that ended in Mar. 2026 was NZ$0.19 Mil. RTO's Total Assets for the quarter that ended in Mar. 2026 was NZ$0.20 Mil.

The historical rank and industry rank for RTO's Equity-to-Asset or its related term are showing as below:

NZSE:RTO' s Equity-to-Asset Range Over the Past 10 Years
Min: -1.23   Med: 0.21   Max: 0.96
Current: 0.93

During the past 13 years, the highest Equity to Asset Ratio of RTO was 0.96. The lowest was -1.23. And the median was 0.21.

NZSE:RTO's Equity-to-Asset is ranked better than
57.41% of 540 companies
in the Diversified Financial Services industry
Industry Median: 0.9 vs NZSE:RTO: 0.93

RTO  (NZSE:RTO) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


RTO Equity-to-Asset Related Terms


RTO Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for RTO's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RTO Equity-to-Asset Chart

RTO Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.18 0.40 0.21 0.96 0.93

RTO Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.21 0.96 0.96 0.93 0.93

NZSE:RTO vs CCXI, DMII, EVAC: Equity-to-Asset Comparison

For the Shell Companies subindustry, RTO's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RTO Equity-to-Asset vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, RTO's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where RTO's Equity-to-Asset falls into.



RTO Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

RTO's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Equity to Asset (A: Mar. 2026 )=Total Stockholders Equity/Total Assets
=0.187/0.202
=

RTO's Equity to Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

Equity to Asset (Q: Mar. 2026 )=Total Stockholders Equity/Total Assets
=0.187/0.202
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.93 mean?
RTO (NZSE:RTO) has a Equity-to-Asset of 0.93 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on RTO and its competitors. This is 343% above median its historical median of 0.21. According to the industry distribution chart, RTO ranks #230 out of 540 companies in the Diversified Financial Services industry, placing it in the top 42.6%.
Is RTO's Equity-to-Asset too high?
RTO's current Equity-to-Asset of 0.93 is 343% above median its 10-year median of 0.21. The Diversified Financial Services industry median Equity-to-Asset is 0.90. RTO's value of 0.93 is 3.3% above this industry median. Based on the distribution chart, RTO ranks #230 out of 540 companies in the Diversified Financial Services industry, which is above the industry midpoint.
How does RTO's Equity-to-Asset compare to CCXI and DMII?
According to the Diversified Financial Services industry distribution chart, RTO ranks #230 out of 540 companies for Equity-to-Asset. This puts RTO in the upper half of its industry. The industry median Equity-to-Asset is 0.90. RTO's value of 0.93 is 3.3% above this benchmark. While the company's 10-year median is 0.21 vs. the industry median of 0.90, RTO has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Diversified Financial Services company?
The median Equity-to-Asset among Diversified Financial Services companies is 0.90, based on 540 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RTO's current Equity-to-Asset of 0.93 is 3.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on RTO and its competitors. For the Diversified Financial Services industry, the median Equity-to-Asset is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RTO's current Equity-to-Asset is 0.93, which is 343% above median its own 10-year median of 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RTO stock overvalued right now?
RTO (NZSE:RTO) has a current Equity-to-Asset of 0.93. The current Equity-to-Asset is 0.93, which is 343% above median its 10-year median of 0.21 and 3.3% above the Diversified Financial Services industry median of 0.90. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For RTO (NZSE:RTO), the current Equity-to-Asset is 0.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

RTO Business Description

Address 84 Coates Avenue, Auckland, NZL, 1071
RTO Ltd was previously engaged in mortgage lending services. The group has discontinued its operations and is currently not involved in any business activities.