RTO (NZSE:RTO) 3-Year EBITDA Growth Rate: 67.80% (As of Mar. 2026) — 166% Above Median

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What is RTO 3-Year EBITDA Growth Rate?

RTO NZSE:RTO 3-Year EBITDA Growth Rate is 67.80% as of Mar. 2026, which is 166% above its 10-year median of 25.50. The stock has 1 warning sign investors should review. Among 193 Diversified Financial Services companies, RTO ranks better than 95.85% on this metric.

RTO's EBITDA per Share for the six months ended in Mar. 2026 was NZ$-0.01.

During the past 3 years, the average EBITDA Per Share Growth Rate was 67.80% per year. During the past 5 years, the average EBITDA Per Share Growth Rate was 51.80% per year. During the past 10 years, the average EBITDA Per Share Growth Rate was 31.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of RTO was 72.80% per year. The lowest was -63.90% per year. And the median was 25.50% per year.

RTO  (NZSE:RTO) 3-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

RTO 3-Year EBITDA Growth Rate Related Terms

NZSE:RTO vs XXI, CCXI, DMII: 3-Year EBITDA Growth Rate Comparison

For the Shell Companies subindustry, RTO's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

RTO 3-Year EBITDA Growth Rate vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, RTO's 3-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where RTO's 3-Year EBITDA Growth Rate falls into.


RTO 3-Year EBITDA Growth Rate Calculation

This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 3-Year EBITDA Growth Rate of 67.80% mean?
RTO (NZSE:RTO) has a 3-Year EBITDA Growth Rate of 67.80% as of Mar. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for RTO and its competitors. This is 166% above median its historical median of 25.50. According to the industry distribution chart, RTO ranks #8 out of 193 companies in the Diversified Financial Services industry, placing it in the top 4.1%.
Is RTO's 3-Year EBITDA Growth Rate too high?
RTO's current 3-Year EBITDA Growth Rate of 67.80% is 166% above median its 10-year median of 25.50. The Diversified Financial Services industry median 3-Year EBITDA Growth Rate is 17.50. RTO's value of 67.80% is 287.4% above this industry median. Based on the distribution chart, RTO ranks #8 out of 193 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers.
How does RTO's 3-Year EBITDA Growth Rate compare to XXI and CCXI?
According to the Diversified Financial Services industry distribution chart, RTO ranks #8 out of 193 companies for 3-Year EBITDA Growth Rate. This places RTO in the top 4% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 17.50. RTO's value of 67.80% is 287.4% above this benchmark. While the company's 10-year median is 25.50 vs. the industry median of 17.50, RTO has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Diversified Financial Services company?
The median 3-Year EBITDA Growth Rate among Diversified Financial Services companies is 17.50, based on 193 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RTO's current 3-Year EBITDA Growth Rate of 67.80% is 287.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for RTO and its competitors. For the Diversified Financial Services industry, the median 3-Year EBITDA Growth Rate is 17.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RTO's current 3-Year EBITDA Growth Rate is 67.80%, which is 166% above median its own 10-year median of 25.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RTO stock overvalued right now?
RTO (NZSE:RTO) has a current 3-Year EBITDA Growth Rate of 67.80%. The current 3-Year EBITDA Growth Rate is 67.80%, which is 166% above median its 10-year median of 25.50 and 287.4% above the Diversified Financial Services industry median of 17.50. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For RTO (NZSE:RTO), the current 3-Year EBITDA Growth Rate is 67.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

RTO Business Description

Address 84 Coates Avenue, Auckland, NZL, 1071
RTO Ltd was previously engaged in mortgage lending services. The group has discontinued its operations and is currently not involved in any business activities.