The Travelers (WBO:TRV) EBIT: €8,491 Mil (TTM As of Mar. 2026)


WBO:TRV The Travelers Companies Inc WBO:TRV
75 GF Score
Price €284.80
GF Value €230.51
Valuation Modestly Overvalued
! 7 Warning Signs
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What is The Travelers EBIT?

The Travelers WBO:TRV +0.21% 75 EBIT is €8,491 Mil as of Mar. 2026. GuruFocus rates WBO:TRV with a GF Score™ of 75/100 and a GF Value™ of €230.51 (Modestly Overvalued). The stock has 7 warning signs investors should review.

The Travelers's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was €1,933 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was €8,491 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. The Travelers's annualized ROC % for the quarter that ended in Mar. 2026 was 5.22%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. The Travelers's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 12.30%.


The Travelers  (WBO:TRV) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

The Travelers's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=7733.1 * ( 1 - 19.25% )/( (119615.1684 + 119574.313)/ 2 )
=6244.47825/119594.7407
=5.22 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=122726.632 - 3035.97 - ( 606.34 - 5% * 10616.928 )
=119615.1684

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=123097.285 - 3622.62 - ( 416.065 - 5% * 10314.26 )
=119574.313

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

The Travelers's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=8490.621/69007.252
=12.30 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


The Travelers EBIT Related Terms


The Travelers EBIT Historical Data

* Premium members only.

The historical data trend for The Travelers's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Travelers EBIT Chart

The Travelers Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,246.23 3,497.52 3,436.00 6,276.26 7,020.73

The Travelers Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 524.48 1,716.66 2,091.66 2,749.03 1,933.28

WBO:TRV vs ALL, CINF, WRB: EBIT Comparison

For the Insurance - Property & Casualty subindustry, The Travelers's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Travelers EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, The Travelers's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where The Travelers's EV-to-EBIT falls into.


WBO:TRV
75GF Score
The Travelers Companies Inc WBO:TRV
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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The Travelers EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €8,491 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of €8,491 Mil mean?
The Travelers (WBO:TRV) has a EBIT of €8,491 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on The Travelers.
Is The Travelers' EBIT too high?
The Travelers' current EBIT is €8,491 Mil. Overall, The Travelers has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Travelers' EBIT compare to ALL and CINF?
The Travelers' EBIT of €8,491 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on The Travelers. The Travelers's current EBIT is €8,491 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Travelers stock overvalued right now?
Based on GuruFocus' analysis, The Travelers (WBO:TRV) is currently considered Modestly Overvalued. The stock's GF Value™ is €230.51, compared to a current price of €284.80 — trading 23.6% above its estimated fair value. The current EBIT is €8,491 Mil. The Travelers' overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For The Travelers (WBO:TRV), the current EBIT is €8,491 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Travelers (WBO:TRV) Overvalued in 2026?

Based on GuruFocus' analysis, The Travelers stock appears to be overvalued. The current stock price of €284.80 is trading 23.6% above its estimated GF Value™ of €230.51. GuruFocus considers The Travelers to be Modestly Overvalued.

Key valuation signals for WBO:TRV:

  • EBIT: €8,491 Mil
  • GF Value™: €230.51 vs. price of €284.80 (23.6% above fair value)
  • GF Score™: 75/100 with 7 warning signs

No single metric tells the full story. See the WBO:TRV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Travelers Business Description

Address 485 Lexington Avenue, New York, NY, USA, 10017
Travelers offers a broad product range and participates in both commercial and personal insurance lines. Its commercial operations offer a variety of coverage types for companies of any size but concentrate on serving midsize businesses. Its personal lines are roughly evenly split between auto and homeowners insurance.
75GF Score

Get the complete analysis for WBO:TRV

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€284.80
Price
€230.51
GF Value