The TravelersWBO:TRV +0.21%75 FCF Margin % is 18.43% as of Mar. 2026, which is 2% above its 10-year median of 18.08. GuruFocus rates WBO:TRV with a GF Score™ of 75/100 and a GF Value™ of €230.51 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 501 Insurance companies, The Travelers ranks better than 78.24% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. The Travelers's Free Cash Flow for the
three
months ended in Mar. 2026 was €1,901 Mil. The Travelers's Revenue for the
three
months ended in Mar. 2026 was €10,314 Mil. Therefore, The Travelers's FCF Margin % for the quarter that ended in Mar. 2026 was 18.43%.
The historical rank and industry rank for The Travelers's FCF Margin % or its related term are showing as below:
WBO:TRV'
s FCF Margin % Range Over the Past 10 Years
Min: 14.35 Med: 18.08 Max: 23.35
Current: 23.35
During the past 13 years, the highest FCF Margin % of The Travelers was 23.35%. The lowest was 14.35%. And the median was 18.08%.
WBO:TRV's FCF Margin % is ranked better than 78.24% of 501
companies
in the Insurance industry
Industry Median: 9.6
vs WBO:TRV: 23.35
The Travelers FCF Margin % Related Terms
The Travelers FCF Margin % Historical Data
* Premium members only.
The historical data trend for The Travelers's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WBO:TRV vs ALL, CINF, WRB: FCF Margin % Comparison
For the Insurance - Property & Casualty subindustry, The Travelers's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Travelers FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, The Travelers's FCF Margin % distribution charts can be found below:
* The bar in red indicates where The Travelers's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Travelers (WBO:TRV) has a FCF Margin % of 18.43% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on The Travelers and its competitors. This is near median its historical median of 18.08. Over the past decade, The Travelers' FCF Margin % has ranged from 14.35 to 23.35. According to the industry distribution chart, The Travelers ranks #109 out of 501 companies in the Insurance industry, placing it in the top 21.8%.
Is The Travelers' FCF Margin % too high?
The Travelers' current FCF Margin % of 18.43% is near median its 10-year median of 18.08. Over the past 10 years, this metric has ranged from a low of 14.35 to a high of 23.35. The Insurance industry median FCF Margin % is 9.60. The Travelers' value of 18.43% is 92% above this industry median. Based on the distribution chart, The Travelers ranks #109 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, The Travelers has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Travelers' FCF Margin % compare to ALL and CINF?
According to the Insurance industry distribution chart, The Travelers ranks #109 out of 501 companies for FCF Margin %. This places The Travelers in the top 22% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.60. The Travelers' value of 18.43% is 92% above this benchmark. Historically, The Travelers' own FCF Margin % has ranged from 14.35 to 23.35 over the past decade. While the company's 10-year median is 18.08 vs. the industry median of 9.60, The Travelers has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Travelers's current FCF Margin % of 18.43% is 92% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on The Travelers and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Travelers's current FCF Margin % is 18.43%, which is near median its own 10-year median of 18.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Travelers stock overvalued right now?
Based on GuruFocus' analysis, The Travelers (WBO:TRV) is currently considered Modestly Overvalued. The stock's GF Value™ is €230.51, compared to a current price of €284.80 — trading 23.6% above its estimated fair value. The current FCF Margin % is 18.43%, which is near median its 10-year median of 18.08 and 92% above the Insurance industry median of 9.60. The Travelers' overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For The Travelers (WBO:TRV), the current FCF Margin % is 18.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Travelers (WBO:TRV) Overvalued in 2026?
Based on GuruFocus' analysis, The Travelers stock appears to be overvalued.
The current stock price of €284.80 is trading 23.6% above its estimated GF Value™ of €230.51.
GuruFocus considers The Travelers to be Modestly Overvalued.
Key valuation signals for WBO:TRV:
FCF Margin %: 18.43% (near median its 10-year median of 18.08)
GF Value™: €230.51 vs. price of €284.80 (23.6% above fair value)
Industry Position: 92% above the Insurance median (#109 of 501)
No single metric tells the full story. See the WBO:TRV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Travelers offers a broad product range and participates in both commercial and personal insurance lines. Its commercial operations offer a variety of coverage types for companies of any size but concentrate on serving midsize businesses. Its personal lines are roughly evenly split between auto and homeowners insurance.
75GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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