ClearView Wealth (ASX:CVW) 3-Year EBITDA Growth Rate: 39.80% (As of Dec. 2025) — 1795% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:CVW ClearView Wealth Ltd ASX:CVW
35 GF Score
Price A$0.65
GF Value A$0.77
Valuation Modestly Undervalued
! 8 Warning Signs
View Full Analysis

What is ClearView Wealth 3-Year EBITDA Growth Rate?

ClearView Wealth ASX:CVW 35 3-Year EBITDA Growth Rate is 39.80% as of Dec. 2025, which is 1795% above its 10-year median of 2.10. GuruFocus rates ASX:CVW with a GF Score™ of 35/100 and a GF Value™ of A$0.77 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 290 Insurance companies, ClearView Wealth ranks better than 79.66% on this metric.

ClearView Wealth's EBITDA per Share for the six months ended in Dec. 2025 was A$0.03.

During the past 12 months, ClearView Wealth's average EBITDA Per Share Growth Rate was -42.00% per year. During the past 3 years, the average EBITDA Per Share Growth Rate was 39.80% per year. During the past 5 years, the average EBITDA Per Share Growth Rate was 31.10% per year. During the past 10 years, the average EBITDA Per Share Growth Rate was -1.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of ClearView Wealth was 49.40% per year. The lowest was -35.80% per year. And the median was 2.10% per year.


ClearView Wealth  (ASX:CVW) 3-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.


ClearView Wealth 3-Year EBITDA Growth Rate Related Terms


ASX:CVW vs MET, AFL, PRU: 3-Year EBITDA Growth Rate Comparison

For the Insurance - Life subindustry, ClearView Wealth's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ClearView Wealth 3-Year EBITDA Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, ClearView Wealth's 3-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where ClearView Wealth's 3-Year EBITDA Growth Rate falls into.


ASX:CVW
35GF Score
ClearView Wealth Ltd ASX:CVW
3-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ClearView Wealth 3-Year EBITDA Growth Rate Calculation

This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 3-Year EBITDA Growth Rate of 39.80% mean?
ClearView Wealth (ASX:CVW) has a 3-Year EBITDA Growth Rate of 39.80% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for ClearView Wealth and its competitors. This is 1795% above median its historical median of 2.10. According to the industry distribution chart, ClearView Wealth ranks #59 out of 290 companies in the Insurance industry, placing it in the top 20.3%.
Is ClearView Wealth's 3-Year EBITDA Growth Rate too high?
ClearView Wealth's current 3-Year EBITDA Growth Rate of 39.80% is 1795% above median its 10-year median of 2.10. The Insurance industry median 3-Year EBITDA Growth Rate is 15.55. ClearView Wealth's value of 39.80% is 155.9% above this industry median. Based on the distribution chart, ClearView Wealth ranks #59 out of 290 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, ClearView Wealth has a GF Score™ of 35/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ClearView Wealth's 3-Year EBITDA Growth Rate compare to MET and AFL?
According to the Insurance industry distribution chart, ClearView Wealth ranks #59 out of 290 companies for 3-Year EBITDA Growth Rate. This places ClearView Wealth in the top 20% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 15.55. ClearView Wealth's value of 39.80% is 155.9% above this benchmark. While the company's 10-year median is 2.10 vs. the industry median of 15.55, ClearView Wealth has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 15.55, based on 290 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ClearView Wealth's current 3-Year EBITDA Growth Rate of 39.80% is 155.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for ClearView Wealth and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 15.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ClearView Wealth's current 3-Year EBITDA Growth Rate is 39.80%, which is 1795% above median its own 10-year median of 2.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ClearView Wealth stock overvalued right now?
Based on GuruFocus' analysis, ClearView Wealth (ASX:CVW) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.77, compared to a current price of A$0.65 — trading 15.6% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 39.80%, which is 1795% above median its 10-year median of 2.10 and 155.9% above the Insurance industry median of 15.55. ClearView Wealth's overall GF Score™ is 35/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For ClearView Wealth (ASX:CVW), the current 3-Year EBITDA Growth Rate is 39.80% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ClearView Wealth (ASX:CVW) Overvalued in 2026?

Based on GuruFocus' analysis, ClearView Wealth stock appears to be undervalued. The current stock price of A$0.65 is trading 15.6% below its estimated GF Value™ of A$0.77. GuruFocus considers ClearView Wealth to be Modestly Undervalued.

Key valuation signals for ASX:CVW:

  • 3-Year EBITDA Growth Rate: 39.80% (1795% above median its 10-year median of 2.10)
  • GF Value™: A$0.77 vs. price of A$0.65 (15.6% below fair value)
  • GF Score™: 35/100 with 8 warning signs
  • Industry Position: 155.9% above the Insurance median (#59 of 290)

No single metric tells the full story. See the ASX:CVW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ClearView Wealth Business Description

Other Exchanges CVWLF:USA
Address 20 Bond Street, Level 15, Sydney, NSW, AUS, 2000
ClearView Wealth Ltd is an ASX-listed Australian life insurance business. It operates as a non-operating holding company. The company's operating segments include Life Insurance. It offers advised life insurance products and also has an in-force (closed) portfolio of non-advised life insurance products.
35GF Score

Get the complete analysis for ASX:CVW

3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.65
Price
A$0.77
GF Value