ClearView Wealth (ASX:CVW) Net Debt Paydown Yield % : -13.69% (As of Jul. 16, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:CVW ClearView Wealth Ltd ASX:CVW
56 GF Score
Price A$0.65
GF Value A$0.76
Valuation Modestly Undervalued
! 8 Warning Signs
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What is ClearView Wealth Net Debt Paydown Yield %?

ClearView Wealth ASX:CVW +0.39% 56 Net Debt Paydown Yield % is -13.69% as of Jul. 16, 2026. GuruFocus rates ASX:CVW with a GF Score™ of 56/100 and a GF Value™ of A$0.76 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 422 Insurance companies, ClearView Wealth ranks worse than 94.55% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, ClearView Wealth's Net Debt Paydown Yield % was -13.69%.


ClearView Wealth  (ASX:CVW) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


ClearView Wealth Net Debt Paydown Yield % Related Terms


ClearView Wealth Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for ClearView Wealth's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ClearView Wealth Net Debt Paydown Yield % Chart

ClearView Wealth Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -15.59 -1.03 0.77 -3.20 -13.85

ClearView Wealth Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.40 -3.20 -2.06 -13.85 -16.21

ASX:CVW vs AFL, MET, PRU: Net Debt Paydown Yield % Comparison

For the Insurance - Life subindustry, ClearView Wealth's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ClearView Wealth Net Debt Paydown Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, ClearView Wealth's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where ClearView Wealth's Net Debt Paydown Yield % falls into.


ASX:CVW
56GF Score
ClearView Wealth Ltd ASX:CVW
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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ClearView Wealth Net Debt Paydown Yield % Calculation

ClearView Wealth's Net Debt Paydown Yield % for the quarter that ended in Dec. 2025 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 110.85-166.32 )/342.2749
=-16.21 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -13.69% mean?
ClearView Wealth (ASX:CVW) has a Net Debt Paydown Yield % of -13.69% as of Jul. 16, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on ClearView Wealth and its competitors. According to the industry distribution chart, ClearView Wealth ranks #399 out of 422 companies in the Insurance industry, placing it in the top 94.5%.
Is ClearView Wealth's Net Debt Paydown Yield % too high?
ClearView Wealth's current Net Debt Paydown Yield % is -13.69%. Based on the distribution chart, ClearView Wealth ranks #399 out of 422 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, ClearView Wealth has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ClearView Wealth's Net Debt Paydown Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, ClearView Wealth ranks #399 out of 422 companies for Net Debt Paydown Yield %. This places ClearView Wealth in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for an Insurance company?
A good Net Debt Paydown Yield % depends on the Insurance industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on ClearView Wealth and its competitors. ClearView Wealth's current Net Debt Paydown Yield % is -13.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ClearView Wealth stock overvalued right now?
Based on GuruFocus' analysis, ClearView Wealth (ASX:CVW) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.76, compared to a current price of A$0.65 — trading 14.8% below its estimated fair value. The current Net Debt Paydown Yield % is -13.69%. ClearView Wealth's overall GF Score™ is 56/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For ClearView Wealth (ASX:CVW), the current Net Debt Paydown Yield % is -13.69% as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ClearView Wealth (ASX:CVW) Overvalued in 2026?

Based on GuruFocus' analysis, ClearView Wealth stock appears to be undervalued. The current stock price of A$0.65 is trading 14.8% below its estimated GF Value™ of A$0.76. GuruFocus considers ClearView Wealth to be Modestly Undervalued.

Key valuation signals for ASX:CVW:

  • Net Debt Paydown Yield %: -13.69%
  • GF Value™: A$0.76 vs. price of A$0.65 (14.8% below fair value)
  • GF Score™: 56/100 with 8 warning signs

No single metric tells the full story. See the ASX:CVW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ClearView Wealth Business Description

Other Exchanges CVWLF:USA
Address 20 Bond Street, Level 15, Sydney, NSW, AUS, 2000
ClearView Wealth Ltd is an ASX-listed Australian life insurance business. It operates as a non-operating holding company. The company's operating segments include Life Insurance. It offers advised life insurance products and also has an in-force (closed) portfolio of non-advised life insurance products.
56GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.65
Price
A$0.76
GF Value