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S 11 Group PCLBKK:S11-R +1.98%57 3-Year EBITDA Growth Rate is 3.90% as of Jun. 2026, which is at its 10-year median of 3.90. GuruFocus rates BKK:S11-R with a GF Score™ of 57/100 and a GF Value™ of ฿2.60 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 333 Credit Services companies, S 11 Group PCL ranks worse than 62.16% on this metric.
During the past 12 months, S 11 Group PCL's average EBITDA Per Share Growth Rate was 13.40% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 3.90% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was -10.80% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was -5.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 12 years, the highest 3-Year average EBITDA Per Share Growth Rate of S 11 Group PCL was 13.90% per year. The lowest was -33.00% per year. And the median was 3.90% per year.
S 11 Group PCL (BKK:S11-R) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
S 11 Group PCL 3-Year EBITDA Growth Rate Related Terms
BKK:S11-R vs V, MA, AXP: 3-Year EBITDA Growth Rate Comparison
For the Credit Services subindustry, S 11 Group PCL's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
S 11 Group PCL 3-Year EBITDA Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, S 11 Group PCL's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where S 11 Group PCL's 3-Year EBITDA Growth Rate falls into.
S 11 Group PCL 3-Year EBITDA Growth Rate Calculation
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 3.90% mean?
S 11 Group PCL (BKK:S11-R) has a 3-Year EBITDA Growth Rate of 3.90% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for S 11 Group PCL and its competitors. This is near median its historical median of 3.90. According to the industry distribution chart, S 11 Group PCL ranks #207 out of 333 companies in the Credit Services industry, placing it in the top 62.2%.
Is S 11 Group PCL's 3-Year EBITDA Growth Rate too high?
S 11 Group PCL's current 3-Year EBITDA Growth Rate of 3.90% is near median its 10-year median of 3.90. The Credit Services industry median 3-Year EBITDA Growth Rate is 11.80. S 11 Group PCL's value of 3.90% is 66.9% below this industry median. Based on the distribution chart, S 11 Group PCL ranks #207 out of 333 companies in the Credit Services industry, which is below the industry midpoint. Overall, S 11 Group PCL has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does S 11 Group PCL's 3-Year EBITDA Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, S 11 Group PCL ranks #207 out of 333 companies for 3-Year EBITDA Growth Rate. This places S 11 Group PCL in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 11.80. S 11 Group PCL's value of 3.90% is 66.9% below this benchmark. While the company's 10-year median is 3.90 vs. the industry median of 11.80, S 11 Group PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Credit Services company?
The median 3-Year EBITDA Growth Rate among Credit Services companies is 11.80, based on 333 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. S 11 Group PCL's current 3-Year EBITDA Growth Rate of 3.90% is 66.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for S 11 Group PCL and its competitors. For the Credit Services industry, the median 3-Year EBITDA Growth Rate is 11.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. S 11 Group PCL's current 3-Year EBITDA Growth Rate is 3.90%, which is near median its own 10-year median of 3.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is S 11 Group PCL stock overvalued right now?
Based on GuruFocus' analysis, S 11 Group PCL (BKK:S11-R) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿2.60, compared to a current price of ฿4.64 — trading 78.5% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 3.90%, which is near median its 10-year median of 3.90 and 66.9% below the Credit Services industry median of 11.80. S 11 Group PCL's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For S 11 Group PCL (BKK:S11-R), the current 3-Year EBITDA Growth Rate is 3.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is S 11 Group PCL (BKK:S11-R) Overvalued in 2026?
Based on GuruFocus' analysis, S 11 Group PCL stock appears to be overvalued.
The current stock price of ฿4.64 is trading 78.5% above its estimated GF Value™ of ฿2.60.
GuruFocus considers S 11 Group PCL to be Significantly Overvalued.
Key valuation signals for BKK:S11-R:
3-Year EBITDA Growth Rate: 3.90% (near median its 10-year median of 3.90)
GF Value™: ฿2.60 vs. price of ฿4.64 (78.5% above fair value)
Industry Position: 66.9% below the Credit Services median (#207 of 333)
No single metric tells the full story. See the BKK:S11-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
S 11 Group PCL is principally engaged in the hire purchase of motorcycles and loans secured against motorcycle registrations. Geographically, the company operates in Thailand.
57GF Score
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3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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