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Elah HoldingsELLH -3.17%49 3-Year EBITDA Growth Rate is 0.90% as of Sep. 2025, which is 94% below its 10-year median of 14.40. GuruFocus rates ELLH with a GF Score™ of 49/100 and a GF Value™ of $19.49 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 193 Diversified Financial Services companies, Elah Holdings ranks worse than 68.91% on this metric.
During the past 3 years, the average EBITDA Per Share Growth Rate was 0.90% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was -0.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Elah Holdings was 76.10% per year. The lowest was -19.10% per year. And the median was 14.40% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Elah Holdings 3-Year EBITDA Growth Rate Related Terms
ELLH vs XITO, PCMC, NIMU: 3-Year EBITDA Growth Rate Comparison
For the Shell Companies subindustry, Elah Holdings's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Elah Holdings 3-Year EBITDA Growth Rate vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Elah Holdings's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Elah Holdings's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 0.90% mean?
Elah Holdings (ELLH) has a 3-Year EBITDA Growth Rate of 0.90% as of Sep. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Elah Holdings and its competitors. This is 94% below median its historical median of 14.40. According to the industry distribution chart, Elah Holdings ranks #133 out of 193 companies in the Diversified Financial Services industry, placing it in the top 68.9%.
Is Elah Holdings' 3-Year EBITDA Growth Rate too high?
Elah Holdings' current 3-Year EBITDA Growth Rate of 0.90% is 94% below median its 10-year median of 14.40. The Diversified Financial Services industry median 3-Year EBITDA Growth Rate is 17.50. Elah Holdings' value of 0.90% is 94.9% below this industry median. Based on the distribution chart, Elah Holdings ranks #133 out of 193 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, Elah Holdings has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Elah Holdings' 3-Year EBITDA Growth Rate compare to XITO and PCMC?
According to the Diversified Financial Services industry distribution chart, Elah Holdings ranks #133 out of 193 companies for 3-Year EBITDA Growth Rate. This places Elah Holdings in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 17.50. Elah Holdings' value of 0.90% is 94.9% below this benchmark. While the company's 10-year median is 14.40 vs. the industry median of 17.50, Elah Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Diversified Financial Services company?
The median 3-Year EBITDA Growth Rate among Diversified Financial Services companies is 17.50, based on 193 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Elah Holdings's current 3-Year EBITDA Growth Rate of 0.90% is 94.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Elah Holdings and its competitors. For the Diversified Financial Services industry, the median 3-Year EBITDA Growth Rate is 17.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Elah Holdings's current 3-Year EBITDA Growth Rate is 0.90%, which is 94% below median its own 10-year median of 14.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elah Holdings stock overvalued right now?
Based on GuruFocus' analysis, Elah Holdings (ELLH) is currently considered Modestly Undervalued. The stock's GF Value™ is $19.49, compared to a current price of $15.25 — trading 21.8% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 0.90%, which is 94% below median its 10-year median of 14.40 and 94.9% below the Diversified Financial Services industry median of 17.50. Elah Holdings' overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Elah Holdings (ELLH), the current 3-Year EBITDA Growth Rate is 0.90% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Elah Holdings (ELLH) Overvalued in 2026?
Based on GuruFocus' analysis, Elah Holdings stock appears to be undervalued.
The current stock price of $15.25 is trading 21.8% below its estimated GF Value™ of $19.49.
GuruFocus considers Elah Holdings to be Modestly Undervalued.
Key valuation signals for ELLH:
3-Year EBITDA Growth Rate: 0.90% (94% below median its 10-year median of 14.40)
GF Value™: $19.49 vs. price of $15.25 (21.8% below fair value)
Industry Position: 94.9% below the Diversified Financial Services median (#133 of 193)
No single metric tells the full story. See the ELLH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Elah Holdings Inc is a holding company. The company has operated as one single segment and continues to execute its longstanding business plan of seeking to acquire profitable businesses in the commercial and industrial markets and supporting the performance of such acquisitions post-closing.
49GF Score
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