Elah HoldingsELLH 57 Interest Coverage is No Debt (1) as of Sep. 2025, which is 100% below its 10-year median of 10,000.00. GuruFocus rates ELLH with a GF Score™ of 57/100 and a GF Value™ of $20.06 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 389 Diversified Financial Services companies, Elah Holdings ranks better than 99.49% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Elah Holdings's
Operating Income
for the
three
months ended in Sep. 2025 was $-0.30 Mil. Elah Holdings's Interest Expense for the
three
months ended in Sep. 2025 was $0.00 Mil.
Elah Holdings has no debt.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Elah Holdings Inc has no debt.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Elah Holdings's Interest Coverage or its related term are showing as below:
ELLH'
s Interest Coverage Range Over the Past 10 Years
Min: No Debt Med: No Debt Max: No Debt
Current: No Debt
ELLH's Interest Coverage is ranked better than 99.49% of 389
companies
in the Diversified Financial Services industry
Industry Median: No Debt
vs ELLH: No Debt
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Elah Holdings Interest Coverage Related Terms
Elah Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for Elah Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ELLH vs EDGM, NIMU, BOREF: Interest Coverage Comparison
For the Shell Companies subindustry, Elah Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Elah Holdings Interest Coverage vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Elah Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Elah Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Elah Holdings (ELLH) has a Interest Coverage of No Debt (1) as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Elah Holdings and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, Elah Holdings' Interest Coverage has ranged from 10,000.00 to 10,000.00. According to the industry distribution chart, Elah Holdings ranks #2 out of 389 companies in the Diversified Financial Services industry, placing it in the top 0.5%.
Is Elah Holdings' Interest Coverage too high?
Elah Holdings' current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 10,000.00 to a high of 10,000.00. Based on the distribution chart, Elah Holdings ranks #2 out of 389 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, Elah Holdings has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Elah Holdings' Interest Coverage compare to EDGM and NIMU?
According to the Diversified Financial Services industry distribution chart, Elah Holdings ranks #2 out of 389 companies for Interest Coverage. This places Elah Holdings in the top 1% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 10,000.00. Historically, Elah Holdings' own Interest Coverage has ranged from 10,000.00 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Diversified Financial Services company?
The median Interest Coverage among Diversified Financial Services companies is 10,000.00, based on 389 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Elah Holdings and its competitors. For the Diversified Financial Services industry, the median Interest Coverage is 10,000.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Elah Holdings's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elah Holdings stock overvalued right now?
Based on GuruFocus' analysis, Elah Holdings (ELLH) is currently considered Possible Value Trap. The stock's GF Value™ is $20.06, compared to a current price of $13.00 — trading 35.2% below its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 10,000.00. Elah Holdings' overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Elah Holdings (ELLH), the current Interest Coverage is No Debt (1) as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Elah Holdings (ELLH) Overvalued in 2026?
Based on GuruFocus' analysis, Elah Holdings stock appears to be undervalued.
The current stock price of $13.00 is trading 35.2% below its estimated GF Value™ of $20.06.
GuruFocus considers Elah Holdings to be Possible Value Trap.
Key valuation signals for ELLH:
Interest Coverage: No Debt (1) (100% below median its 10-year median of 10,000.00)
GF Value™: $20.06 vs. price of $13.00 (35.2% below fair value)
No single metric tells the full story. See the ELLH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Elah Holdings Inc is a holding company. The company has operated as one single segment and continues to execute its longstanding business plan of seeking to acquire profitable businesses in the commercial and industrial markets and supporting the performance of such acquisitions post-closing.
57GF Score
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