Plaid (PLDIF) 3-Year EBITDA Growth Rate: 0.00% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PLDIF Plaid Inc PLDIF
62 GF Score
Price $3.15
GF Value $12.78
Valuation Significantly Undervalued
View Full Analysis

What is Plaid 3-Year EBITDA Growth Rate?

Plaid PLDIF 62 3-Year EBITDA Growth Rate is 0.00% as of Mar. 2026. GuruFocus rates PLDIF with a GF Score™ of 62/100 and a GF Value™ of $12.78 (Significantly Undervalued). Among 2,073 Software companies, Plaid ranks worse than 48239.22% on this metric.

Plaid's EBITDA per Share for the three months ended in Mar. 2026 was $0.05.

During the past 12 months, Plaid's average EBITDA Per Share Growth Rate was 29.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 8 years, the highest 3-Year average EBITDA Per Share Growth Rate of Plaid was 31.70% per year. The lowest was -14.00% per year. And the median was 1.00% per year.


Plaid  (OTCPK:PLDIF) 3-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.


Plaid 3-Year EBITDA Growth Rate Related Terms


PLDIF vs QH, SHOP, UBER: 3-Year EBITDA Growth Rate Comparison

For the Software - Application subindustry, Plaid's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Plaid 3-Year EBITDA Growth Rate vs Software Industry

For the Software industry and Technology sector, Plaid's 3-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where Plaid's 3-Year EBITDA Growth Rate falls into.


PLDIF
62GF Score
Plaid Inc PLDIF
3-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Plaid 3-Year EBITDA Growth Rate Calculation

This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 3-Year EBITDA Growth Rate of 0.00% mean?
Plaid (PLDIF) has a 3-Year EBITDA Growth Rate of 0.00% as of Mar. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Plaid and its competitors. According to the industry distribution chart, Plaid ranks #999999 out of 2073 companies in the Software industry.
Is Plaid's 3-Year EBITDA Growth Rate too high?
Plaid's current 3-Year EBITDA Growth Rate is 0.00%. Based on the distribution chart, Plaid ranks #999999 out of 2073 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Plaid has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Plaid's 3-Year EBITDA Growth Rate compare to QH and SHOP?
According to the Software industry distribution chart, Plaid ranks #999999 out of 2073 companies for 3-Year EBITDA Growth Rate. This places Plaid in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 12.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Software company?
The median 3-Year EBITDA Growth Rate among Software companies is 12.20, based on 2,073 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Plaid and its competitors. For the Software industry, the median 3-Year EBITDA Growth Rate is 12.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plaid's current 3-Year EBITDA Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plaid stock overvalued right now?
Based on GuruFocus' analysis, Plaid (PLDIF) is currently considered Significantly Undervalued. The stock's GF Value™ is $12.78, compared to a current price of $3.15 — trading 75.4% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 0.00%. Plaid's overall GF Score™ is 62/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Plaid (PLDIF), the current 3-Year EBITDA Growth Rate is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Plaid (PLDIF) Overvalued in 2026?

Based on GuruFocus' analysis, Plaid stock appears to be undervalued. The current stock price of $3.15 is trading 75.4% below its estimated GF Value™ of $12.78. GuruFocus considers Plaid to be Significantly Undervalued.

Key valuation signals for PLDIF:

  • 3-Year EBITDA Growth Rate: 0.00%
  • GF Value™: $12.78 vs. price of $3.15 (75.4% below fair value)
  • GF Score™: 62/100

No single metric tells the full story. See the PLDIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Plaid Business Description

Other Exchanges 4165:Japan
Address 6-10-1 Ginza, Ginza Six 10th Floor, FChuo-ku, Tokyo, JPN, 104-0061
Plaid Inc is engaged in providing a cloud-based customer experience platform, KARTE. It provides data analytics, development and operation of the platform, media shopping tribe, and other services.
62GF Score

Get the complete analysis for PLDIF

3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.15
Price
$12.78
GF Value