Plaid (PLDIF) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PLDIF Plaid Inc PLDIF
62 GF Score
Price $3.15
GF Value $12.78
Valuation Significantly Undervalued
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What is Plaid Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Plaid Quality Rank Related Terms

PLDIF
62GF Score
Plaid Inc PLDIF
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Plaid (PLDIF) Overvalued in 2026?

Based on GuruFocus' analysis, Plaid stock appears to be undervalued. The current stock price of $3.15 is trading 75.4% below its estimated GF Value™ of $12.78. GuruFocus considers Plaid to be Significantly Undervalued.

Key valuation signals for PLDIF:

  • Quality Rank:
  • GF Value™: $12.78 vs. price of $3.15 (75.4% below fair value)
  • GF Score™: 62/100

No single metric tells the full story. See the PLDIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Plaid Business Description

Other Exchanges 4165:Japan
Address 6-10-1 Ginza, Ginza Six 10th Floor, FChuo-ku, Tokyo, JPN, 104-0061
Plaid Inc is engaged in providing a cloud-based customer experience platform, KARTE. It provides data analytics, development and operation of the platform, media shopping tribe, and other services.
62GF Score

Get the complete analysis for PLDIF

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.15
Price
$12.78
GF Value