Plaid (PLDIF) EV-to-OCF: (As of Aug. 03, 2026)

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PLDIF Plaid Inc PLDIF
62 GF Score
Price $3.15
GF Value $12.78
Valuation Significantly Undervalued
View Full Analysis

What is Plaid EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Plaid's Enterprise Value is $124.35 Mil. Plaid's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, Plaid's EV-to-OCF for today is .

The historical rank and industry rank for Plaid's EV-to-OCF or its related term are showing as below:

PLDIF' s EV-to-OCF Range Over the Past 10 Years
Min: 13.68   Med: 0   Max: 13.68
Current: 13.68

During the past 8 years, the highest EV-to-OCF of Plaid was 13.68. The lowest was 13.68. And the median was .

PLDIF's EV-to-OCF is ranked worse than
69.04% of 2878 companies
in the Software industry
Industry Median: 6.66 vs PLDIF: 13.68

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-03), Plaid's stock price is $3.15. Plaid's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.124. Therefore, Plaid's PE Ratio (TTM) for today is 25.40.


Plaid  (OTCPK:PLDIF) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Plaid's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=3.15/0.124
=25.40

Plaid's share price for today is $3.15.
Plaid's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.124.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Plaid EV-to-OCF Related Terms


Plaid EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Plaid's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Plaid EV-to-OCF Chart

Plaid Annual Data
Trend Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
EV-to-OCF
Get a 7-Day Free Trial 264.33 -22.62 -80.66 37.63 26.76

Plaid Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 26.76 0.00 0.00

PLDIF vs QH, SHOP, UBER: EV-to-OCF Comparison

For the Software - Application subindustry, Plaid's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Plaid EV-to-OCF vs Software Industry

For the Software industry and Technology sector, Plaid's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Plaid's EV-to-OCF falls into.


PLDIF
62GF Score
Plaid Inc PLDIF
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Plaid EV-to-OCF Calculation

Plaid's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=124.349/0
=

Plaid's current Enterprise Value is $124.35 Mil.
Plaid's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Plaid (PLDIF) Overvalued in 2026?

Based on GuruFocus' analysis, Plaid stock appears to be undervalued. The current stock price of $3.15 is trading 75.4% below its estimated GF Value™ of $12.78. GuruFocus considers Plaid to be Significantly Undervalued.

Key valuation signals for PLDIF:

  • EV-to-OCF:
  • GF Value™: $12.78 vs. price of $3.15 (75.4% below fair value)
  • GF Score™: 62/100

No single metric tells the full story. See the PLDIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Plaid Business Description

Other Exchanges 4165:Japan
Address 6-10-1 Ginza, Ginza Six 10th Floor, FChuo-ku, Tokyo, JPN, 104-0061
Plaid Inc is engaged in providing a cloud-based customer experience platform, KARTE. It provides data analytics, development and operation of the platform, media shopping tribe, and other services.
62GF Score

Get the complete analysis for PLDIF

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.15
Price
$12.78
GF Value