AegonAEG +1.02%62 EBITDA Margin % is 1.56% as of Dec. 2025, which is 61% below its 10-year median of 3.99. GuruFocus rates AEG with a GF Score™ of 62/100 and a GF Value™ of $10.80 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 369 Insurance companies, Aegon ranks worse than 87.8% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Aegon's EBITDA for the
six
months ended in Dec. 2025 was $324 Mil. Aegon's Revenue for the
six
months ended in Dec. 2025 was $20,811 Mil. Therefore, Aegon's EBITDA margin for the quarter that ended in Dec. 2025 was 1.56%.
Aegon (NYSE:AEG) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Aegon EBITDA Margin % Related Terms
Aegon EBITDA Margin % Historical Data
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The historical data trend for Aegon's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AEG vs BRK.A, AIG, HIG: EBITDA Margin % Comparison
For the Insurance - Diversified subindustry, Aegon's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aegon EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Aegon's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Aegon's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aegon (AEG) has a EBITDA Margin % of 1.56% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Aegon and its competitors. This is 61% below median its historical median of 3.99. According to the industry distribution chart, Aegon ranks #324 out of 369 companies in the Insurance industry, placing it in the top 87.8%.
Is Aegon's EBITDA Margin % too high?
Aegon's current EBITDA Margin % of 1.56% is 61% below median its 10-year median of 3.99. The Insurance industry median EBITDA Margin % is 14.81. Aegon's value of 1.56% is 89.5% below this industry median. Based on the distribution chart, Aegon ranks #324 out of 369 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Aegon has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Aegon's EBITDA Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Aegon ranks #324 out of 369 companies for EBITDA Margin %. This places Aegon in the lower half of its industry. The industry median EBITDA Margin % is 14.81. Aegon's value of 1.56% is 89.5% below this benchmark. While the company's 10-year median is 3.99 vs. the industry median of 14.81, Aegon has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aegon's current EBITDA Margin % of 1.56% is 89.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Aegon and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aegon's current EBITDA Margin % is 1.56%, which is 61% below median its own 10-year median of 3.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aegon stock overvalued right now?
Based on GuruFocus' analysis, Aegon (AEG) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.80, compared to a current price of $8.43 — trading 22% below its estimated fair value. The current EBITDA Margin % is 1.56%, which is 61% below median its 10-year median of 3.99 and 89.5% below the Insurance industry median of 14.81. Aegon's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Aegon (AEG), the current EBITDA Margin % is 1.56% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aegon (AEG) Overvalued in 2026?
Based on GuruFocus' analysis, Aegon stock appears to be undervalued.
The current stock price of $8.43 is trading 22% below its estimated GF Value™ of $10.80.
GuruFocus considers Aegon to be Modestly Undervalued.
Key valuation signals for AEG:
EBITDA Margin %: 1.56% (61% below median its 10-year median of 3.99)
GF Value™: $10.80 vs. price of $8.43 (22% below fair value)
Industry Position: 89.5% below the Insurance median (#324 of 369)
No single metric tells the full story. See the AEG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aegon is a life insurance and long-term savings business listed in the Netherlands. It was listed on the Amsterdam Stock Exchange in the 1980s and now has mature operations in the United States, the United Kingdom, and four growth markets of Brazil, China, Portugal, and Spain. In recent years, Aegon has been moving through an extensive transformation program during which management has sought to divest noncore operations and improve the risk profile of the business. Financial assets are the parts of the company that are now being run off. Aegon is looking to cycle out of capital-consumptive and volatile earnings products and recycle capital into capital-light and more predictable strategic businesses.
62GF Score
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