AegonAEG -2.46%62 FCF Margin % is 3.30% as of Dec. 2025, which is 60% above its 10-year median of 2.06. GuruFocus rates AEG with a GF Score™ of 62/100 and a GF Value™ of $10.80 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 501 Insurance companies, Aegon ranks worse than 74.25% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Aegon's Free Cash Flow for the
six
months ended in Dec. 2025 was $687 Mil. Aegon's Revenue for the
six
months ended in Dec. 2025 was $20,811 Mil. Therefore, Aegon's FCF Margin % for the quarter that ended in Dec. 2025 was 3.30%.
The historical rank and industry rank for Aegon's FCF Margin % or its related term are showing as below:
AEG'
s FCF Margin % Range Over the Past 10 Years
Min: -11.89 Med: 2.06 Max: 11.66
Current: 1.43
During the past 13 years, the highest FCF Margin % of Aegon was 11.66%. The lowest was -11.89%. And the median was 2.06%.
AEG's FCF Margin % is ranked worse than 74.25% of 501
companies
in the Insurance industry
Industry Median: 9.6
vs AEG: 1.43
Aegon FCF Margin % Related Terms
Aegon FCF Margin % Historical Data
* Premium members only.
The historical data trend for Aegon's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Aegon's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aegon FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Aegon's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Aegon's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aegon (AEG) has a FCF Margin % of 3.30% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Aegon and its competitors. This is 60% above median its historical median of 2.06. According to the industry distribution chart, Aegon ranks #372 out of 501 companies in the Insurance industry, placing it in the top 74.3%.
Is Aegon's FCF Margin % too high?
Aegon's current FCF Margin % of 3.30% is 60% above median its 10-year median of 2.06. The Insurance industry median FCF Margin % is 9.60. Aegon's value of 3.30% is 65.6% below this industry median. Based on the distribution chart, Aegon ranks #372 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Aegon has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Aegon's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Aegon ranks #372 out of 501 companies for FCF Margin %. This places Aegon in the lower half of its industry. The industry median FCF Margin % is 9.60. Aegon's value of 3.30% is 65.6% below this benchmark. While the company's 10-year median is 2.06 vs. the industry median of 9.60, Aegon has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aegon's current FCF Margin % of 3.30% is 65.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Aegon and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aegon's current FCF Margin % is 3.30%, which is 60% above median its own 10-year median of 2.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aegon stock overvalued right now?
Based on GuruFocus' analysis, Aegon (AEG) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.80, compared to a current price of $8.34 — trading 22.8% below its estimated fair value. The current FCF Margin % is 3.30%, which is 60% above median its 10-year median of 2.06 and 65.6% below the Insurance industry median of 9.60. Aegon's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Aegon (AEG), the current FCF Margin % is 3.30% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aegon (AEG) Overvalued in 2026?
Based on GuruFocus' analysis, Aegon stock appears to be undervalued.
The current stock price of $8.34 is trading 22.8% below its estimated GF Value™ of $10.80.
GuruFocus considers Aegon to be Modestly Undervalued.
Key valuation signals for AEG:
FCF Margin %: 3.30% (60% above median its 10-year median of 2.06)
GF Value™: $10.80 vs. price of $8.34 (22.8% below fair value)
Industry Position: 65.6% below the Insurance median (#372 of 501)
No single metric tells the full story. See the AEG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aegon is a life insurance and long-term savings business listed in the Netherlands. It was listed on the Amsterdam Stock Exchange in the 1980s and now has mature operations in the United States, the United Kingdom, and four growth markets of Brazil, China, Portugal, and Spain. In recent years, Aegon has been moving through an extensive transformation program during which management has sought to divest noncore operations and improve the risk profile of the business. Financial assets are the parts of the company that are now being run off. Aegon is looking to cycle out of capital-consumptive and volatile earnings products and recycle capital into capital-light and more predictable strategic businesses.
62GF Score
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